Federal Goverment Announces Principal Reduction Program That May Help Thousands Avoid Foreclosure
20 Apr 2016

FHFA Morgage Principal Reduction for Fannie Mae/Freddie Mac Loans

Last week, the Federal Government made an important announcement about Fannie Mae and Freddie Mac loans that has the potential to impact a significant number of people carrying mortgages. The principal reduction program from the Federal Housing Finance Agency, which has been discussed heavily in the news during the last year, is happening. If you are behind on…

05 Feb 2016

Telephone Line Fraud – Who Has Your Number?

“THEY” HAVE YOUR NUMBER.  Recently, a prominent small business client contacted me expressing anger, aggravation, fear and frustration with their local telephone service Provider. It seems that about a year earlier, long distance charges totaling over $80,000.00 suddenly appeared on their telephone bill. These charges related to a huge number of international calls made from…

Legal Separation in Maryland
18 Dec 2015

The Concept of Legal Separation in Maryland

What Does “Legal Separation” Mean in Howard County, Maryland? Many jurisdictions consider a husband and wife “separated” if they refrain from having sexual relations and are not living together. Some couples with irreconcilable differences choose to remain separated with no immediate plans to seek an absolute or “final” divorce for moral, religious, or financial reasons.…

Possible sign
09 Dec 2015

Using Mediation to Reach a Divorce Settlement in Maryland

The Role of Mediation in a Divorce Settlement in Maryland The process of reaching a divorce settlement in Maryland can be a traumatic experience for both parties with high expenses and unpredictable outcomes. Often, this can result in the spouses feeling resentment and anger toward each other. This deleterious environment isn’t good for the divorcing couple or their…

25 Nov 2015

Valuation of Retirement Assets in a Divorce Proceeding

Very few people realize at the outset of a divorce proceeding just how complex the process can be when marital property includes retirement accounts. When couples get divorced, retirement benefits commonly form a substantial part of the marital property and often can be among the highest-valued assets that a couple owns.Dividing retirement accounts, such as…