# Coover Law > Howard County's Divorce Lawyer --- ## Pages - [Is Maryland a no-fault state for divorce​?](https://www.cooverlaw.com/faqs/divorce-law-faqs/is-maryland-a-no-fault-state-for-divorce/): Maryland is a no-fault divorce state. Since October 1, 2023, couples may obtain a divorce without proving wrongdoing or citing... - [How long does it take to get a divorce in Maryland?](https://www.cooverlaw.com/faqs/divorce-law-faqs/how-long-does-it-take-to-get-divorce-in-maryland): It typically takes between six months and one year to complete a divorce in Maryland, depending on whether you qualify... - [Does joint custody mean no child support?](https://www.cooverlaw.com/faqs/child-custody-faqs/does-joint-custody-mean-no-child-support): Even with a 50/50 joint custody arrangement, one parent may still be required to pay child support to the other... - [What is Equitable Distribution?](https://www.cooverlaw.com/divorce-law-faqs/what-is-equitable-distribution): When it comes to divorce and the division of property, “equitable distribution” refers to the legal principle used to divide... - [How do I serve my spouse divorce papers in Maryland?](https://www.cooverlaw.com/divorce-law-faqs/how-do-i-serve-my-spouse-divorce-papers-in-maryland): Serving divorce papers is the formal way of notifying your spouse about initiating divorce proceedings. Proper service of divorce papers... - [Privacy Policy](https://www.cooverlaw.com/privacy-policy): Privacy Policy Important information about our privacy policy and website terms of use are found below. Privacy and Terms of... - [Should I get a prenup? Understanding prenuptial agreements in Maryland](https://www.cooverlaw.com/family-law-faqs/should-i-get-a-prenup): Deciding whether to enter into a prenuptial agreement (prenup) can be a complex decision that touches on financial, emotional, and... - [Can I remarry before my divorce is final?](https://www.cooverlaw.com/divorce-law-faqs/can-i-remarry-before-my-divorce-is-final): In Maryland, you can only remarry once your divorce is finalized. That means meeting the required conditions and signing a... - [Do I Really Need a Divorce Attorney?](https://www.cooverlaw.com/divorce-law-faqs/do-i-really-need-an-attorney): If you’re facing a divorce, you may wonder whether hiring a Howard county divorce attorney is necessary. While it’s possible... - [When do Most Divorces Happen?](https://www.cooverlaw.com/divorce-law-faqs/when-do-most-divorces-happen): Whether you get married as a “June bride,” plan a winter-themed extravaganza, or opt for the cool temperatures and beautiful... - [Real Estate Attorney in Columbia, MD](https://www.cooverlaw.com/columbia-md-real-estate-lawyer): Real Estate Attorney in Columbia, MD Real estate is one of the biggest investments a person can make in money,... - [Columbia, Maryland child custody lawyers](https://www.cooverlaw.com/practice-areas/howard-county-md-family-lawyer/child-custody-lawyers-columbia-maryland/): Columbia, Maryland child custody lawyers Separation or divorce is tough on everyone involved, but children often suffer more than their... - [Columbia, MD Family Law Attorney](https://www.cooverlaw.com/columbia-md-family-law-attorney/): Need help with a family law matter in Columbia, Maryland? Coover Law Firm, LLC offers clear guidance for divorce, custody, and support. Call (410) 553-5042. - [Thank You](https://www.cooverlaw.com/thank-you-two): Thank you! We will be in touch with you very shortly. - [Maryland Lawyer Answers Common Divorce and Mortgage Questions](https://www.cooverlaw.com/divorce-law-faqs/maryland-lawyer-answers-common-divorce-mortgage-questions): Do I still have to pay my mortgage after divorce? Yes, if you have a mortgage you must continue to... - [Who moves out in a separation?](https://www.cooverlaw.com/real-estate-faqs/who-moves-out-in-a-separation): Who moves out in a separation? Unless there are minors under 18, the law cannot control who gets to stay... - [Can a lien be placed on jointly-owned property?](https://www.cooverlaw.com/real-estate-faqs/can-lien-placed-jointly-owned-property): Can a lien be placed on jointly-owned property? Yes, a lien may be placed on property that is jointly owned.... - [Can you sue the bank for wrongful foreclosure?](https://www.cooverlaw.com/real-estate-faqs/can-sue-bank-wrongful-foreclosure): Can you sue the bank for wrongful foreclosure? A lender can be accused of having performed a wrongful foreclosure if... - [What constitutes a wrongful foreclosure in Maryland?](https://www.cooverlaw.com/real-estate-faqs/constitutes-wrongful-foreclosure-maryland): What constitutes a wrongful foreclosure in Maryland? Maryland foreclosure law has changed substantially over the years, with a greater number... - [Home](https://www.cooverlaw.com/): Fred Coover is a compassionate, resolution-centered family law attorney in Maryland. Serving on the Executive Council of the Maryland State Bar since 2001. - [What is the seller liable for after selling a house?](https://www.cooverlaw.com/real-estate-faqs/seller-liable-selling-house): What is the seller liable for after selling a house? This answer is not entirely straightforward because liability depends upon... - [What are a seller’s remedies when a buyer breaches a sales contract or vice versa?](https://www.cooverlaw.com/real-estate-faqs/sellers-remedies-buyer-breaches-sales-contract): What are a seller’s remedies when a buyer breaches a sales contract or vice versa? Seller’s remedies for a Maryland... - [How long is a contractor liable for his work?](https://www.cooverlaw.com/real-estate-faqs/long-contractor-liable-work): How long is a contractor liable for his work? One of the most frustrating things that can happen in the... - [Can I be on the title but not the mortgage?](https://www.cooverlaw.com/real-estate-faqs/can-i-be-on-title-not-mortgage/): Can I be on the title but not the mortgage? It is possible for a homebuyer to be named on... - [How should I title my house?](https://www.cooverlaw.com/real-estate-faqs/should-i-title-my-house): How should I title my house? The answer to this question depends on if you are single, married, in a... - [Do you need a lawyer to buy a house in Maryland?](https://www.cooverlaw.com/real-estate-faqs/how-should-i-title-my-house/): Do you need a lawyer to buy a house in Maryland? Technically, you don’t need a lawyer during the home... - [What qualifies as parental alienation?](https://www.cooverlaw.com/divorce-law-faqs/is-maryland-a-no-fault-state-for-divorce/): Parental alienation is a sociological term that references the very real tendency of some parents to try to sabotage the... - [Who Has Custody of a Child if There Is No Court Order?](https://www.cooverlaw.com/child-custody-faqs/custody-child-no-court-order): When parents separate or divorce, one of the most important concerns is child custody. If there is no court order... - [How Many Overnights Is Joint Custody?](https://www.cooverlaw.com/child-custody-faqs/many-overnights-joint-custody): A common question is, “How many overnights equals joint custody? ” However, this is a bit of a misunderstanding. Joint... - [How much child support will I receive?](https://www.cooverlaw.com/child-support-faqs/much-child-support-will-receive): In Maryland, the amount of child support each parent is responsible to pay is generally determined through a formula known... - [What can I do if my ex-spouse refuses to pay child support?](https://www.cooverlaw.com/child-support-faqs/can-ex-spouse-refuses-pay-child-support): If your ex-spouse has been ordered to pay either child support or maintenance and fails to do so, you can... - [What is Alternative Dispute Resolution (ADR)?](https://www.cooverlaw.com/civil-litigation-faqs/alternative-dispute-resolution-adr): Both arbitration and mediation are referred to as “Alternative Dispute Resolution” (ADR), since both offer private, efficient solutions to conflicts... - [What is the difference between an LLC and a corporation?](https://www.cooverlaw.com/business-and-corporate-law-faqs/what-is-the-difference-between-an-llc-and-a-corporation): Both types of entities provide protection to the individual owners from liability to creditors. The LLC, however, allows the owners... - [I’m a partner in business and one of my partners is threatening to dissolve the partnership and take over the business. What should I do?](https://www.cooverlaw.com/business-and-corporate-law-faqs/im-a-partner-in-business-and-one-of-my-partners-is-threatening-to-dissolve-the-partnership-and-take-over-the-business-what-should-i-do): You should seek immediate advice from an experienced Coover Law Firm attorney. Your lawyer will advise you on your rights... - [What is a sole proprietorship?](https://www.cooverlaw.com/business-and-corporate-law-faqs/what-is-a-sole-proprietorship): What is a sole proprietorship? A sole proprietorship is a business owned by one person or a married couple. Because... - [Civil Litigation FAQs](https://www.cooverlaw.com/civil-litigation-faqs): Civil Litigation FAQS Litigation, or the threat of litigation, is a fact of life for many business owners at some... - [Do I really need a lawyer to establish paternity?](https://www.cooverlaw.com/paternity-law-faq/do-i-really-need-an-attorney/): Being a parent can be one of the greatest joys in life, and when your rights as a parent are... - [Paternity Law FAQs](https://www.cooverlaw.com/paternity-law-faq): Paternity Law FAQS Establishing the paternity of a child is important in a number of areas of Maryland family law... - [What's the difference between a legal separation and a divorce?](https://www.cooverlaw.com/divorce-law-faqs/what-is-the-difference-between-a-legal-separation-and-a-divorce): The greatest difference between a legal separation and a divorce is that if you proceed with a divorce, you are... - [Once the divorce is final, can creditors place liens or judgments against real estate owned jointly by the divorced couple due to the debts of one of the former spouses?](https://www.cooverlaw.com/divorce-law-faqs/divorce-final-can-creditors-place-liens-judgments-real-estate-owned-jointly-divorced-couple-due-debts-one-former-spouses): Equitable distribution is a method for dividing the marital assets in a manner that is fair and equitable, which is... - [Child Support FAQs](https://www.cooverlaw.com/faqs/child-support-faqs/): Child Support FAQS Whether one parent has physical custody or joint physical custody is ordered, child support will likely still... - [Property Division Law FAQs](https://www.cooverlaw.com/property-division-faqs): Property Division Law FAQS In Maryland, marital property division is done so “equitably. ” This means both parties may not... - [Real Estate](https://www.cooverlaw.com/howard-county-md-real-estate-lawyer/): Facing a real estate legal issue? It's in your interest to seek counsel from an experienced Howard County real estate lawyer. Call Coover Law Firm today. - [Residential Real Estate](https://www.cooverlaw.com/howard-county-residential-real-estate-lawyer/): Are you buying, selling, or involved in a real estate dispute? Call a Howard County residential real estate litigation lawyer at Coover Law Firm. - [Divorce Lawyer in Howard County](https://www.cooverlaw.com/howard-county-md-divorce-lawyer/): Work with an experienced divorce lawyer in Howard County. Coover Law Firm, LLC, provides guidance for separation and property division. Call (410) 553-5042. - [Thank You](https://www.cooverlaw.com/practice-area-thank-you): Thank you! We will be in touch with you very shortly. - [Purpose of the Initial Consultation](https://www.cooverlaw.com/about-us/purpose-initial-consultation/): The Purpose of the Initial Consultation The purpose of scheduling of an initial consultation with Coover Law Firm, LLC is... - [Transactional Law FAQ](https://www.cooverlaw.com/transactional-law-faq): Transactional Law FAQ 1. What is transactional law? Transactional law is the body of law that governs transactions between individuals... - [Administrative Law FAQ](https://www.cooverlaw.com/administrative-law-faq): Administrative Law FAQ 1. What is the definition of Administrative Law? Administrative Law is defined as “the body of law... - [Real Estate Law FAQ](https://www.cooverlaw.com/real-estate-law-faq): Real Estate Law FAQ 1. Do I need a lawyer at a residential real estate closing? Yes. Attorneys for both... - [Family Domestic Law FAQ](https://www.cooverlaw.com/practice-areas/howard-county-md-family-lawyer/family-domestic-law-faq/): JTNDYSUyMGlkJTNEJTIycGF0ZXJuaXR5JTIyJTNFJTNDJTJGYSUzRSUwQSUzQ2gxJTNFRmFtaWx5JTIwRG9tZXN0aWMlMjBMYXclMjBGQVElM0MlMkZoMSUzRQ== 1. What is the difference between a legal separation and a divorce? The legal process is the same. While... - [Litigation and Arbitration FAQ](https://www.cooverlaw.com/litigation-and-arbitration-faq): Litigation and Arbitration FAQ 1. What is Alternative Dispute Resolution (ADR)? Both arbitration and mediation are referred to as “Alternative... - [Howard County, MD, Corporations, LLCs & Partnerships Lawyers](https://www.cooverlaw.com/howard-county-md-corporations-llcs-partnerships-lawyer/): Attorneys at Coover Law advise clients on their options and handle all aspects of business entity formation and partnerships that meets their needs. - [Howard County, MD, Formation of Business Lawyers](https://www.cooverlaw.com/howard-county-md-business-formation-lawyer/): A Howard County business formation attorney with the Coover Law Firm, LLC advises clients on their options and can handle all aspects of business formation. - [Howard County, MD, Sole Proprietorship Lawyers](https://www.cooverlaw.com/howard-county-md-sole-proprietorship-lawyer/): Our attorneys can help you acquire all of the state, county and local permits, licenses and registrations you will need for sole proprietorship. Contact us! - [Land Development and Zoning](https://www.cooverlaw.com/land-development-and-zoning): Land Development and Zoning At the Coover Law Firm, our experienced Howard County land development and zoning attorney will represent... - [Howard County, MD, Corporate Collections Lawyers](https://www.cooverlaw.com/howard-county-md-corporate-collections-lawyer/): Instead of making repeated calls met with broken promises or apathy about payment, contact the debt collection attorneys of the Coover Law Firm, LLC. - [Howard County, MD, Business Dissolution Litigation Lawyers](https://www.cooverlaw.com/howard-county-md-business-dissolution-litigation-lawyer/): Our business dissolution attorneys can also help you sort through your remaining contracts and guide you appropriately. Schedule an appointment now! - [Howard County, MD, Construction Litigation Lawyers](https://www.cooverlaw.com/howard-county-md-construction-litigation-lawyer/): If your construction dispute requires legal intervention to resolve, call on a Howard County construction litigation lawyer with the Coover Law Firm. - [Howard County paternity lawyer](https://www.cooverlaw.com/howard-county-md-paternity-lawyer/): Unmarried and want to establish paternity? Know your options. Click to learn more from a Howard County paternity lawyer, then call (410) 553-5042. - [Howard County Child Support Attorney](https://www.cooverlaw.com/howard-county-md-child-support-lawyer/): Need help with child support in Howard County? Call (410) 553-5042 to speak with a qualified Howard County Child Support Attorney and protect your rights. - [Howard County Business and Corporate Lawyer](https://www.cooverlaw.com/howard-county-md-business-corporate-lawyer/): Consult a Howard County business and corporate lawyer today whose helped hundreds of clients with business, commercial, and corporate legal matters. - [Blog](https://www.cooverlaw.com/blog) - [Peer Endorsements](https://www.cooverlaw.com/testimonials/peer-endorsements/): Peer Endorsements ”Fred is one of the most professional, knowledgeable, and experienced attorneys with whom I have had the pleasure... - [Maps & Directions](https://www.cooverlaw.com/contact-us/directions): Maps & Directions Coover Law Firm, LLC 10500 Little Patuxent Parkway, Suite 420 Columbia, Maryland 21044-3563 Toll Free: 866-425-9555 Local:... - [Contact Us](https://www.cooverlaw.com/contact-us/): Our comprehensive family law practice goes beyond divorce and custody to include a variety of domestic law matters. Schedule an appt, with our attorneys. - [Disclaimer](https://www.cooverlaw.com/disclaimer): Disclaimer The information and materials on this Web site are provided for general informational purposes only, and are not intended... - [Thank You](https://www.cooverlaw.com/contact-us/thank-you): Thank you! We will be in touch with you very shortly. - [About Us](https://www.cooverlaw.com/about-us/): Our comprehensive civil litigation practice encompasses a long record of successful conflict resolution in business, commercial and real estate litigation. - [Attorney Profiles](https://www.cooverlaw.com/attorney-profile/): Mr. Coover is committed to every client that comes through his door and uses his 30 years of legal experience to work with integrity to achieve results. - [Staff Profiles](https://www.cooverlaw.com/staff-profiles/): With dedication to our clients and their cases, our staff focuses time and energy on each case in order to get the best results for our clients every time. - [Philosophy & Client Rights](https://www.cooverlaw.com/about-us/about-usfirm-philosophy/): Philosophy & Client Rights The goal of our Firm is to meet the evolving legal needs of the community by... - [Code of Civility](https://www.cooverlaw.com/about-us/code-of-civility/): Code of Civility At Coover Law Firm, LLC we believe that civility should guide all of our professional actions and... - [Legal Notices](https://www.cooverlaw.com/about-us/legal-notices/): Legal Notices Linked Sites Statement This Website may contain links to other Internet sites, which are provided solely as a... - [Practice Areas](https://www.cooverlaw.com/practice-areas): Practice Areas Family Law Divorce Paternity Child Custody Child Support Property Division Civil Litigation Business Dissolution Litigation Construction Litigation Corporate... - [Howard County Civil Litigation Lawyer](https://www.cooverlaw.com/howard-county-md-civil-litigation-lawyer/): Involved in a civil litigation dispute? You need an Howard County civil litigation lawyer to protect your interests. Coover Law Firm is here to help. - [Howard County, MD, Commercial Real Estate Lawyers](https://www.cooverlaw.com/howard-county-md-commercial-real-estate-lawyer/): Commercial real estate projects are complicated. Let a Howard County commercial real estate lawyer help the transaction go as smoothly as possible. - [Howard County, MD, Construction Law Lawyers](https://www.cooverlaw.com/practice-areas/howard-county-md-real-estate-litigation-lawyer/howard-county-md-construction-lawyer/): Howard County, MD, Construction Law Lawyers The Coover Law Firm represents property owners, contractors, and subcontractors in complex construction law... - [Howard County Family Lawyer](https://www.cooverlaw.com/howard-county-md-family-lawyer/): Need help with a family law matter in Howard County? Coover Law Firm, LLC offers clear guidance for divorce, custody, and support. Call (410) 553-5042. - [Howard County Child Custody Lawyer](https://www.cooverlaw.com/howard-county-md-child-custody-lawyer/): Our Howard County child custody lawyer is ready to help you through this difficult time with practical, solution-oriented advice. Call now. - [Howard County Property Division Lawyer](https://www.cooverlaw.com/howard-county-md-property-division-lawyer/): Property division can be the toughest part of a divorce. Trust a Howard County property division lawyer at Coover Law Firm. - [Testimonials](https://www.cooverlaw.com/testimonials): Testimonials Chip, and the extraordinary team of associates, navigated a complicated real estate transaction for us on an estate sale,... - [Pay Online](https://www.cooverlaw.com/client-center/pay-online/): Pay Online Clients now have the convenience of paying their legal fees online! Simply click on the Payment button to... - [Client Center](https://www.cooverlaw.com/client-center): Client Center Coming Soon --- ## Posts - [Are assets in a trust protected from divorce?](https://www.cooverlaw.com/blog/are-assets-in-a-trust-protected-from-divorce/): Are assets in a trust protected from divorce in Maryland? It depends on the trust type and how it was funded and used, not the label on it. - [Does child support end at 18 or high school graduation in Maryland?](https://www.cooverlaw.com/blog/does-child-support-end-at-18-or-high-school-graduation/): In Maryland, child support typically ends at 18, but not always. Learn when support continues and how to modify an existing order. - [How to tell your spouse you want a divorce](https://www.cooverlaw.com/blog/how-to-tell-your-spouse-you-want-a-divorce/): Learn how to tell your spouse you want a divorce in Howard County, MD. Understand when to have the conversation and how to move forward with the legal process. - [How to get full custody in Maryland](https://www.cooverlaw.com/blog/how-to-get-full-custody-in-maryland): Family law courts will award sole legal and physical child custody in Maryland only if it is demonstrated to be... - [Contested divorce: potential complications and how to handle them](https://www.cooverlaw.com/blog/contested-divorce-complications): Divorce is never easy, especially when there are disagreements involving property division or child custody. In Maryland, these cases are... - [When is divorce mediation not recommended?](https://www.cooverlaw.com/blog/when-is-divorce-mediation-not-recommended): Mediation can be a powerful tool in resolving conflict during a divorce, but there are times when it may not... - [How are stocks split in a divorce?](https://www.cooverlaw.com/blog/how-to-split-stocks-in-a-divorce): Under Maryland law, assets during divorce are divided equitably between spouses, which can include stocks. However, there are some exceptions... - [Preparing for Your Child Custody Consultation: Essential Items and Information to Bring](https://www.cooverlaw.com/blog/what-to-bring-to-child-custody-consultation): Your child custody petition has a lot riding on it. By being prepared for your initial consultation, you can help... - [What you need to know about dividing a business in a Maryland divorce](https://www.cooverlaw.com/blog/business-division-in-divorce): If you and your spouse are considering divorce or are going through the divorce process, one of your biggest concerns... - [Mastering alimony in Maryland: A strategic guide to understanding and calculating spousal support](https://www.cooverlaw.com/blog/alimony-in-maryland): Alimony, often one of the most contentious issues in a divorce, involves payments from one ex-spouse to another post-divorce to... - [What can potentially be used against you in a custody battle?](https://www.cooverlaw.com/blog/what-can-be-used-against-you-in-a-custody-battle): When parents separate or divorce in Howard County, Maryland, custody battles can become one of the most emotionally charged aspects... - [How to prove a parent unfit in child custody cases](https://www.cooverlaw.com/blog/how-to-prove-a-parent-unfit): Going through a child custody case is emotionally challenging. If you believe the other parent is unfit to care for... - [A guide to protecting personal assets in divorce](https://www.cooverlaw.com/blog/how-to-protect-your-assets-in-a-divorce): Maryland divorce law requires marital property to be divided equitably, which is not the same as equally. An equitable division... - [What you should know about common law marriage in Maryland](https://www.cooverlaw.com/blog/understanding-common-law-marriage-in-maryland): In many jurisdictions, long-term domestic partners may be considered “common law married,” a legal relationship that grants marital privileges and... - [Can I claim a child-dependent care credit as a non-custodial parent?](https://www.cooverlaw.com/blog/can-i-claim-children-as-dependents-if-i-dont-have-custody): Navigating the complexities of tax benefits associated with childcare expenses can be particularly challenging for non-custodial parents. Understanding whether you... - [Empowering steps: How to document domestic abuse in Maryland](https://www.cooverlaw.com/blog/how-to-document-domestic-abuse-in-maryland): Documenting domestic abuse is a critical step for victims seeking legal protection and support in Maryland. This guide, provided by... - [Beneficial Ownership Information Reporting Requirement](https://www.cooverlaw.com/blog/benefical-ownership-information-reproting-requirements): ! ! IMMEDIATE ACTION REQUIRED ! ! Our records reflect that you do business through a business entity in which... - [Joint tenancy after divorce: What you need to know about joint tenancy and tenants by the entirety in Maryland](https://www.cooverlaw.com/blog/tenants-by-the-entirety-after-divorce): Divorce can complicate many aspects of life, including the division and management of jointly owned property. In Maryland, understanding the... - [How to write a character reference letter for child custody](https://www.cooverlaw.com/blog/how-to-write-a-character-reference-letter-for-child-custody): A well-written character reference letter for custody can be a powerful tool in a custody case, giving the Court a... - [An introduction to pendente lite motions](https://www.cooverlaw.com/blog/introduction-to-pendente-lite-motions): Pendente lite motions serve as a critical lifeline in family law issues. These temporary Court orders ensure stability and fairness,... - [How to Calculate Child Support in Maryland (UPDATED: July 2024)](https://www.cooverlaw.com/blog/calculating-child-support-maryland): Since October 1, 2018, Maryland’s mutual consent divorce law allows couples with minor children to divorce without a separation period... - [Divorce in the LGBTQ community: Statistics, unique challenges, and more](https://www.cooverlaw.com/blog/lgbtq-divorce): Divorce can be a complex and emotional journey for anyone, and the LGBTQ community faces unique challenges and considerations in... - [How to navigate divorce with children with special needs](https://www.cooverlaw.com/blog/how-to-navigate-divorce-with-a-special-needs-child): Navigating a divorce is inherently challenging, and the complexities multiply when children with special needs are involved. Coover Law Firm,... - [How to change jurisdiction for child custody in Maryland](https://www.cooverlaw.com/blog/change-jurisdiction-child-custody-maryland/): Many divorced parents may live in different states only a few miles apart in areas such as Maryland, Virginia, and... - [Palimony: What it is and how it can help](https://www.cooverlaw.com/blog/all-about-palimony-in-maryland): When a couple lives together, shares assets, and otherwise acts as though married, what happens when they break up? It... - [Can you change a custody agreement without going to Court?](https://www.cooverlaw.com/blog/can-you-change-a-custody-agreement-without-going-to-court): Maryland Courts prefer child custody agreements to last until the child comes of legal age, but that isn’t always the... - [Does It Matter Who Files for Divorce First?](https://www.cooverlaw.com/blog/does-it-matter-who-files-for-divorce-first/): An important consideration in deciding to file for your divorce first is your peace of mind. The waiting will be over, and the process can begin. - [Maryland divorce law change: What you need to know as of October 1, 2023](https://www.cooverlaw.com/blog/maryland-divorce-law-change): The recent Maryland divorce law change aims to make divorce a more streamlined process. While this is good for the... - [Essential terms for a commercial lease agreement](https://www.cooverlaw.com/blog/essential-commercial-lease-agreement-terms): Any time a business rents a property, it must enter into a commercial lease agreement with the property owner. This... - [3 ways to keep your costs lower when divorcing](https://www.cooverlaw.com/blog/3-ways-keep-costs-lower-divorcing/): Divorce is a notoriously pricey process — but it does not have to be. While some costs are unavoidable, there... - [Difference between mediation and collaborative divorce](https://www.cooverlaw.com/blog/difference-mediation-collaborative-divorce/): Many couples facing divorce or legal separation want to find the quickest and most cost-effective way to resolve their issues... - [Can I move out of Maryland with my child if I do not have a custody agreement?](https://www.cooverlaw.com/blog/moving-out-of-state-with-child-no-custody-agreement): When two people share a child, whether as a result of a relationship or not, legal rights can be difficult... - [Protect your company: Avoid these mistakes in business contracts](https://www.cooverlaw.com/blog/common-mistakes-in-contract-law): Mistakes in business contracts can be made even when both parties have the best of intentions. Under Maryland law, such... - [What to do if your spouse refuses to negotiate divorce](https://www.cooverlaw.com/blog/spouse-refuses-to-negotiate-divorce): Sometimes divorce can be emotionally charged and filled with anger or frustration. In those situations, it is not surprising that... - [How to Find Out if Your Spouse is Hiding Assets in a Divorce—and What to Do](https://www.cooverlaw.com/blog/how-to-tell-if-your-spouse-is-hiding-assets-during-divorce/): Ex-spouses have been known to try and hide assets in a number of creative ways. Click for the telltale signs of a spouse who’s hiding assets during divorce. - [8 Signs You’re Co-Parenting With a Narcissist](https://www.cooverlaw.com/blog/signs-you-are-co-parenting-with-a-narcissist): Unfortunately, many mothers and fathers find themselves co-parenting with someone who is constantly causing problems. The source of this issue... - [What Custody Rights Do Grandparents Have in Maryland?](https://www.cooverlaw.com/blog/grandparents-custody-rights-maryland/): You may be able to obtain custody of your grandchild if you’re concerned that they aren’t being cared for or are in a dangerous household. Call now. - [3 Situations Where Prenups Don’t Hold Up in Court](https://www.cooverlaw.com/blog/3-situations-prenups-dont-hold-court): A prenuptial agreement, or ‘prenup’ is a legal agreement created and signed by two people before they get married. Prenups... - [Understanding the ‘Gray Divorce’ Trend in Maryland](https://www.cooverlaw.com/blog/understanding-gray-divorce-trend-maryland): There’s a trend of older individuals getting divorced in Maryland. Known as a ‘gray divorce,’ mature couples, typically baby boomers,... - [What You Need to Know About Disclosing Home Defects](https://www.cooverlaw.com/blog/can-i-sue-the-seller-for-not-disclosing-defects): Can I sue the seller for not disclosing defects? Yes, you can sue the seller for not disclosing defects if... - [Can you sue a home inspector for negligence?](https://www.cooverlaw.com/blog/can-sue-home-inspector-negligence): The simple answer to whether or not you can sue a home inspector for negligence is yes. If they failed... - [How do I prepare for divorce financially?](https://www.cooverlaw.com/blog/prepare-for-divorce-financially): Aside from the emotional gut punch that a divorce can bring, the financial burden is often one of the scariest... - [Is Maryland a 50/50 Divorce State?](https://www.cooverlaw.com/blog/maryland-50-50-divorce-state): A common question that we get asked early in the divorce process is: Is Maryland a 50/50 divorce state? While... - [What are the Grounds for Divorce in Maryland?](https://www.cooverlaw.com/blog/grounds-for-divorce-in-maryland): In order to be granted a divorce, you must prove that there is a legally-accepted reason for it. However, before... - [How to Get a Mutual Consent Divorce in Maryland (UPDATED: July 2019)](https://www.cooverlaw.com/blog/mutual-consent-divorce-in-maryland): In October 2015, Maryland introduced a new grounds for divorce: Mutual Consent. Under the 2015 law, couples without minor children... - [4 Factors to Consider When Choosing a Divorce Lawyer](https://www.cooverlaw.com/blog/choosing-divorce-lawyer): (Columbia, MD) If you’re reading this, it’s most likely because you (or someone you are close with) are facing a... - [3 Potential Complications of Same Sex Divorce in Maryland](https://www.cooverlaw.com/blog/complications-of-same-sex-divorce-maryland): (Columbia, MD) In 2012, Maryland officially legalized same sex marriage. However, because same sex marriage was not legal across the... - [How to File for Divorce in Maryland: A Step-by-Step Guide (UPDATED: July 2018)](https://www.cooverlaw.com/blog/how-to-file-for-divorce-in-maryland/): Divorce and Family Lawyer >How To File For Divorce How to File for Divorce in Maryland: 4 Steps If you... - [Keith Darlin Awarded Coover Law Firm’s Working for Education Scholarship](https://www.cooverlaw.com/blog/keith-darlin-awarded-coover-law-firms-working-education-scholarship): Coover Law Firm is proud to announce that Keith Darlin has been awarded the Working For Education Scholarship for the... - [What is a Latent Defect? Plus: 6 Steps to Take if Your House Has One](https://www.cooverlaw.com/blog/latent-defect-or-bad-luck): As a new homeowner, one of the most distressing things that can happen is that you discover major hidden defects... - [Why Alimony May Cost You More in 2019](https://www.cooverlaw.com/blog/facing-alimony-payments-better-get-divorced-2018): Tax law changes have occurred and will hit people in 2019. Some believe they are beneficial, and others are angry... - [For "Silver Divorces," a Reverse Mortgage Could Be a Solution](https://www.cooverlaw.com/blog/silver-divorces-reverse-mortgage-solution): You’ve been married to your spouse for several years, even decades. You’ve made the decision to end your marriage, but... - [Bills Effecting Family Law Making Way Through Maryland Senate](https://www.cooverlaw.com/blog/bills-effecting-family-law-making-way-maryland-senate): Several bills that affect family law are making their way through the Maryland Senate. Bills involving divorce, youth marriage and... - [Adultery Is Not Only Grounds for Divorce. It's Criminal.](https://www.cooverlaw.com/blog/adultery-not-grounds-divorce-criminal): It can be heartbreaking when you find out that your spouse has committed adultery. The person that you trusted most... - [Update on Victims' Parental Rights Bill](https://www.cooverlaw.com/blog/update-victims-parental-rights-bill): We have discussed the fact that Maryland rape victims may not currently terminate the parental rights of their attackers should... - [Doctor Presents An Opinion on Shared Parenting in Maryland](https://www.cooverlaw.com/blog/doctor-presents-opinion-shared-parenting-maryland): Maryland is currently dealing with an issue that some may not be aware of: Shared parenting during and after divorce.... - [A House Divided: Who Gets the Family Home in a Maryland Divorce?](https://www.cooverlaw.com/blog/family-home-maryland-divorce): When you decide to get a divorce in Maryland, there are a lot of issues that need to be dealt... - [Advocates Fighting to Change Parental Rights Laws](https://www.cooverlaw.com/blog/advocates-fighting-change-parental-rights-laws): In a small number of states, women who become pregnant following a rape have to deal with the parental rights... - [Maryland Criticized for Child Custody Policies](https://www.cooverlaw.com/blog/maryland-criticized-child-custody-policies): In 2013, lawmakers in Maryland put together a special commission in order to study how the state’s courts come to... - [Maryland Among States Considering New Shared Custody Laws](https://www.cooverlaw.com/blog/maryland-among-states-considering-new-shared-custody-laws): If you are of a certain age, your picture of post-divorce parenting is one parent with primary custody, typically the... - [What Happens to Our Family Home if My Ex Files Bankruptcy After Divorce?](https://www.cooverlaw.com/blog/bankruptcy-after-divorce): Below is an example of a frequently asked question relating to bankruptcy after divorce. Unfortunately, the situation described below occurs... - [January Dubbed Divorce Month](https://www.cooverlaw.com/blog/january-dubbed-divorce-month): In Maryland and throughout the country, January has become known as “divorce month. ” Statistics show that most divorces happen... - [Governor Trying to Lessen Impact of Tax Plan](https://www.cooverlaw.com/blog/governor-trying-lessen-impact-tax-plan): If you’ve been keeping up with the roller coaster of news surrounding the new federal tax plan, you may find... - [GUEST BLOG: "Understanding Your Options - A Guide to Divorce, Real Estate & Short Sales"](https://www.cooverlaw.com/blog/divorce-real-estate-short-sales): By: Jackie Daley, Broker/Owner – Jackie Daley Realty (Columbia, MD) As a Real Estate Broker, I frequently work with couples... - [Children of Divorce May Be Supported Longer](https://www.cooverlaw.com/blog/children-divorce-may-supported-longer): A new bill making its way through the Maryland legislature may make it easier for children whose parents have divorced... - [Local Allstate Agencies Accepting Donations for Nonprofits](https://www.cooverlaw.com/blog/local-allstate-agencies-accepting-donations-nonprofits): It’s the time of year when people get into the giving spirit. Businesses know this and often take advantage —... - [Sniper's Wife Talks Domestic Abuse](https://www.cooverlaw.com/blog/snipers-wife-talks-domestic-abuse): If you were alive 15 years ago, chances are you remember the Washington, D. C. sniper case. A grown man... - [Jackson Jr. May Reach Deal in DC Divorce](https://www.cooverlaw.com/blog/jackson-jr-may-reach-deal-dc-divorce): Jesse Jackson Jr. and his wife Sandi Jackson have been in the news lately, not because of charitable acts or... - [Judge Discusses Benefits of Adoption](https://www.cooverlaw.com/blog/judge-discusses-benefits-adoption): Just days after she finalized adoption for 10 families in a Prince George County court, Judge Beverly Woodard spoke with... - [How the New Tax Bill Could Affect Alimony](https://www.cooverlaw.com/blog/new-tax-bill-affect-alimony): A new federal tax bill was introduced last week, and it was a large one filled with multiple proposals that... - ["Property Brother" Opens Up About Divorce](https://www.cooverlaw.com/blog/property-brother-opens-divorce): The show is wildly popular. Twin brothers, one a contractor and the other a real estate agent, help people find... - [How Much Does a Divorce Cost in Maryland?](https://www.cooverlaw.com/blog/how-much-does-a-divorce-cost): {Updated from original post on October 5, 2016} One of the questions that we get asked most frequently by new... - [Maryland Law Doesn't Prevent Rapists from Seeking Parental Rights](https://www.cooverlaw.com/blog/maryland-law-doesnt-prevent-rapists-seeking-parental-rights): There are seven states in which a convicted rapist may seek parental rights should their victim become pregnant during the... - [Maryland Domestic Violence Registry Revisited](https://www.cooverlaw.com/blog/maryland-domestic-violence-registry-revisited): A pregnant woman in Prince George County was set on fire in what police are alleging was a domestic violence... - [Maryland Families Want More Paid Leave](https://www.cooverlaw.com/blog/maryland-families-want-paid-leave): Paid family leave is something that many people believe is in place — until they need it. According to reports,... - [Maryland Couple Sentenced for YouTube Pranks](https://www.cooverlaw.com/blog/maryland-couple-sentenced-youtube-pranks): A Maryland couple has been sentenced in a case that made headlines across the country. The young parents were accused... - [Too Young to Get Married in Maryland?](https://www.cooverlaw.com/blog/young-get-married-maryland): How young is too young when it comes to marriage? If you are like most adults, the number that popped... - [How to Choose a Divorce Lawyer in Maryland](https://www.cooverlaw.com/blog/choose-divorce-lawyer-maryland): According to a Certified Divorce Financial Analyst in Bethesda, Maryland, there is a right way to go about selecting an... - [Child Support Amnesty Offered in Washington, D.C.](https://www.cooverlaw.com/blog/child-support-amnesty-offered-washington-d-c): Records indicate that close to 40 percent of the people who have been ordered to pay child support in Washington... - [Arrested Over Real Estate Debt?](https://www.cooverlaw.com/blog/arrested-real-estate-debt): Most people are aware that there is no debtor’s prison in America. Simply owing someone money, outside the realm of... - [Maryland Divorce May Affect Public Opinion in Canada](https://www.cooverlaw.com/blog/maryland-divorce-may-affect-public-opinion-canada): Julie Payette is the governor general designate in Canada. She recently dropped her opposition to having her divorce records viewed... - [Maryland Couple Charged with Child Neglect](https://www.cooverlaw.com/blog/maryland-couple-charged-child-neglect): Be careful what you post on YouTube. A Maryland couple responsible for a variety of what some have called disturbing... - [Bigamy Is Illegal in Maryland, Court Reaffirms](https://www.cooverlaw.com/blog/bigamy-illegal-maryland-court-reaffirms): Some men dream of having multiple spouses. Some women imagine the same. Unfortunately, no matter how many spouses a person... - [Maryland on the Fast Track for Foreclosures](https://www.cooverlaw.com/blog/maryland-fast-track-foreclosures): Maryland has joined Ohio in establishing laws that fast-track foreclosures for vacant properties. The two states may be examples for... - [County in Maryland Successful in Collecting Support](https://www.cooverlaw.com/blog/county-maryland-successful-collecting-support): In a perfect world, those ordered to pay child support would make timely payments without issue. Unfortunately, that doesn’t always... - [Domestic Violence Proceedings Now Evidence in Divorce Court](https://www.cooverlaw.com/blog/domestic-violence-proceedings-now-evidence-divorce-court): An important bill was passed by Maryland state legislatures that will offer protection to domestic violence victims as the proceed... - [Maryland Woman Arrested for Taking Child](https://www.cooverlaw.com/blog/maryland-woman-arrested-taking-child): A woman in Lewisberry was arrested for taking her daughter without permission. The woman stands accused of removing her daughter... - [How to Create a Holiday Custody Schedule That Fits Your Family](https://www.cooverlaw.com/blog/holiday-custody-schedule): “It’s the most wonderful time of the year. ” Or is it? For many families, particularly those dealing with separation... - [HELP! My Ex Won't Let Me See My Child](https://www.cooverlaw.com/blog/my-ex-wont-let-me-see-my-child): Being a parent is tough under any circumstances. When you have a child with someone whom you are no longer... - [Is Alimony Affected by Adultery in Maryland Divorce Cases?](https://www.cooverlaw.com/blog/adultery-in-maryland-alimony): Is the award of alimony affected by adultery in Maryland? Unfortunately, this is a common question with an answer that... - [Stepping in: Understanding the rights of de facto parents in Maryland](https://www.cooverlaw.com/blog/de-facto-parent): In Maryland, recognizing de facto parents carves out an essential niche in family law, acknowledging those who step into parental... - [3 Hidden Expenses That Can Drive Up the Cost of Your Divorce](https://www.cooverlaw.com/blog/cost-of-divorce-in-howard-county-maryland): Many people are shocked at how quickly the expenses can add up when going through separation and divorce. In large... - [Witness Corroboration No Longer Required Under Maryland Divorce Law](https://www.cooverlaw.com/blog/maryland-divorce-law-corroboration): Currently, the most common grounds for divorce in Howard County, Maryland is 12-month separation. Under Maryland divorce law, parties must... - [The True Cost of a Custody Battle](https://www.cooverlaw.com/blog/custody-battle-cost): There is probably not a more important, or emotionally-charged, issue in separation and divorce than that of child custody. Custody... - [Should I File for a Child Support Modification?](https://www.cooverlaw.com/blog/child-support-modification-tips): In recent years, it has become a trend to see frequent child support modification requests filed. Sometimes, these requests truly... - [Who Gets to Claim the Kids on Taxes After a Divorce?](https://www.cooverlaw.com/blog/filing-taxes-after-divorce): FILING TAXES AFTER DIVORCE OR SEPARATION: WHO GETS TO CLAIM THE KIDS? When two parents are married and file a... - [Pros and Cons of Divorce Mediation](https://www.cooverlaw.com/blog/divorce-attorney-vs-mediator): Divorce vs. Mediation – And the Winner is... If you are seeking information regarding the pros and cons of divorce... - [The Dangers of Reverse Mortgages & How to Protect Your Elderly Loved Ones](https://www.cooverlaw.com/blog/reverse-mortgages-dangers-elderly): (Columbia, MD) After retiring, many people take out reverse mortgages in order to use the equity in their homes to... - [Are Social Security Benefits Divided in Maryland Divorce Cases?](https://www.cooverlaw.com/blog/social-security-benefits-divorce): Under Maryland law, retirement plans are considered marital property while Social Security benefits are considered non-contractual benefits and thus non-marital... - [Landmark Case: Underage Drinking & Social Host Liability](https://www.cooverlaw.com/blog/underage-drinking-host-liability): Permitting Underage Drinking Just Became More Costly For the last two decades in Maryland, it has been considered a crime... - [Do Increases in Health Insurance Premiums Affect Child Support in Maryland?](https://www.cooverlaw.com/blog/health-insurance-child-support): The Impact of Rising Health Insurance Costs on Child Support For most people, health insurance is a significant expense. For... - [What Happens to the Family Home During a Divorce in Maryland?](https://www.cooverlaw.com/blog/divorce-in-maryland-family-home): We all know the familiar saying that A House is not a Home . The structure that we humans live... - [4 Potential Risks of a "Do It Yourself Divorce" by Mutual Consent in Maryland](https://www.cooverlaw.com/blog/do-it-yourself-divorce-howard-county): Do It Yourself Divorce in Maryland: Short Term Convenience, Long Term Problems? | Howard County, MD Divorce Lawyer Until September... - [What's Considered Marital vs. Non-Marital Property in MD? | Howard County Divorce](https://www.cooverlaw.com/blog/marital-vs-non-marital-property-maryland): Divorce marks the end of a chapter in one’s life, as well as the beginning of a new chapter. Outside... - [Father's Rights | 10 Things to Know About Child Custody in Howard County, MD](https://www.cooverlaw.com/blog/fathers-rights-10-key-points-custody): For most fathers, there is very little in this world more important than the wellbeing of his child(ren). Issues of... - [How to Select the Best Divorce Lawyer for You](https://www.cooverlaw.com/blog/best-divorce-lawyer-howard-county): (Columbia, MD) Most people will tell you that going through a divorce was one of the most vulnerable and stressful... - [FHFA Morgage Principal Reduction for Fannie Mae/Freddie Mac Loans](https://www.cooverlaw.com/blog/fhfa-principal-reduction): Last week, the Federal Government made an important announcement about Fannie Mae and Freddie Mac loans that has the potential... - [Telephone Line Fraud - Who Has Your Number?](https://www.cooverlaw.com/blog/telephone-line-fraud-who-has-your-number): “THEY” HAVE YOUR NUMBER. Recently, a prominent small business client contacted me expressing anger, aggravation, fear and frustration with their... - [The Concept of Legal Separation in Maryland](https://www.cooverlaw.com/blog/legal-separation-maryland): What Does “Legal Separation” Mean in Howard County, Maryland? Many jurisdictions consider a husband and wife “separated” if they refrain... - [Using Mediation to Reach a Divorce Settlement in Maryland](https://www.cooverlaw.com/blog/divorce-settlement-mediation-maryland): The Role of Mediation in a Divorce Settlement in Maryland The process of reaching a divorce settlement in Maryland can... - [Treatment of a Business as Marital Property](https://www.cooverlaw.com/blog/treatment-of-a-business-as-marital-property): Division of marital property is but one of many aspects of a divorce proceeding, yet possibly the most problematic. The... - [Valuation of Retirement Assets in a Divorce Proceeding](https://www.cooverlaw.com/blog/valuation-retirement-assets-divorce): Very few people realize at the outset of a divorce proceeding just how complex the process can be when marital... - [Use and Possession of the Marital Home](https://www.cooverlaw.com/blog/use-and-possession-of-the-marital-home): Who Gets the Marital Home in the Divorce? There are financial costs associated with divorce, and sometimes those costs can... - [Divorce and the High-Net Asset Couple](https://www.cooverlaw.com/blog/divorce-high-net-asset-couple): When filing for a divorce in Maryland, decisions are made regarding the fundamentals: marital property, alimony, and—if there is at... - [New Maryland Divorce Law Changes Requirements for Separating Couples](https://www.cooverlaw.com/blog/new-maryland-divorce-law-changes-requirements-for-separating-couples): New Maryland Divorce Law: Mutual Consent (Columbia, MD) For many years, Maryland divorce law required that couples seeking divorce live... - [Can social media be used as evidence in your family law case?](https://www.cooverlaw.com/blog/social-media-evidence-family-law-case): Columbia, Maryland family law attorney at Coover Law Firm discusses the use of social media posts in divorce or child... - [Divorce in Maryland: Domestic Violence](https://www.cooverlaw.com/blog/divorce-domestic-violence-maryland): Domestic Violence in Maryland: Grounds for Divorce Chronic domestic abuse, known as “cruelty of treatment,” is one of the grounds... - [Divorce and Retirement Plans in Maryland](https://www.cooverlaw.com/blog/marital-property-division-and-retirement-plans): How Are Retirement Plans Divided in a Divorce Case? One of the largest assets to be divided between divorcing spouses... - [Joint Custody Considerations](https://www.cooverlaw.com/blog/joint-custody-considerations): Under Maryland law, custody of a minor child is defined in terms of legal custody ; physical custody ; sole... - [All About Protective Orders in Maryland](https://www.cooverlaw.com/blog/obtaining-a-protective-order-in-maryland): Separation and Divorce can often become an extremely heated process. Perhaps your spouse’s violent or threatening tendencies are what led... - [Reverse Mortgage: Top 10 Things to Know When a Borrower Dies](https://www.cooverlaw.com/blog/reverse-mortgage-when-borrower-dies): Is it Time to Relax? Mom and Dad are gone. You know they had a reverse mortgage on the house... - [Ex-Girlfriend Awarded Frozen Embryos over Protests of Ex-Boyfriend](https://www.cooverlaw.com/blog/ex-girlfriend-awarded-frozen-embryos): A recent case has followed an example set by a Maryland court, and brings renewed attention to the question of... - [5 Ways to Make Shared Custody Arrangements Easier on Children](https://www.cooverlaw.com/blog/five-ways-to-make-shared-custody-arrangements-easier-on-children): Battles over child custody are difficult for all parties involved, but they can be especially punishing for the children. In... - [Aftermath of Divorce -Top 10 Things To Do Now](https://www.cooverlaw.com/blog/aftermath-of-divorce-top-10-things-to-do-now): The Aftermath of Divorce: Is it Time to Relax? Your divorce is finalized. Congratulations! You are likely mentally, emotionally (and... - [Separation and Divorce: Bad Times Can Be Better](https://www.cooverlaw.com/blog/separation-and-divorce-bad-times-better): Separation and divorce is very difficult – financially and emotionally for everyone involved – spouses, children, extended family members and... - [What you should know about mutual consent divorce in Maryland](https://www.cooverlaw.com/blog/divorce-mutual-consent-maryland): Separation and divorce are emotionally and financially difficult for everyone involved. Feelings of grief, helplessness, vulnerability, financial devastation, and lack... - [When is Having a Prenuptial Agreement a Good Idea?](https://www.cooverlaw.com/blog/should-i-get-a-prenuptial-agreement): A premarital or prenuptial agreement is almost always a good idea. Really about the only time a prenuptial agreement is... - [Maryland divorce laws you should know](https://www.cooverlaw.com/blog/guide-to-maryland-divorce-law): As a Howard County, MD divorce lawyer for over 30 years, I know how overwhelming the divorce process can be... --- # # Detailed Content ## Pages - Published: 2025-11-20 - Modified: 2026-02-27 - URL: https://www.cooverlaw.com/faqs/divorce-law-faqs/is-maryland-a-no-fault-state-for-divorce/ - Categories: FAQs Maryland is a no-fault divorce state. Since October 1, 2023, couples may obtain a divorce without proving wrongdoing or citing traditional fault grounds. A spouse may file based on irreconcilable differences, mutual consent, or a 6-month separation. These changes affect how long a divorce may take and what each spouse must show when filing. If you are preparing to file, a divorce lawyer in Howard County can explain how the new law applies to your situation. What changed when Maryland eliminated limited divorce and absolute divorce rules? Maryland removed limited divorce when the new law took effect. Limited divorce worked similarly to legal separation and allowed spouses to live apart while remaining legally married. It required agreements about Child Custody, Child Support, and spousal support, but it did not end the marriage or divide marital property. Today, all spouses who want to end their marriage have to file for an absolute divorce. The law also shortened the separation requirement. Instead of waiting one year, spouses may file for an absolute divorce after a 6-month separation. They may live in the same home during this period if they are pursuing separate lives and not functioning as a married couple. Spouses may organize financial documents and prepare parts of a Marital Settlement Agreement during the months before filing. Planning ahead often makes filing for divorce more efficient. What are the new grounds for divorce in Maryland? Maryland now recognizes three grounds for divorce. A spouse may file for a divorce based on:... --- - Published: 2025-11-06 - Modified: 2025-12-09 - URL: https://www.cooverlaw.com/faqs/divorce-law-faqs/how-long-does-it-take-to-get-divorce-in-maryland - Categories: FAQs It typically takes between six months and one year to complete a divorce in Maryland, depending on whether you qualify based on a six-month separation, mutual consent, or irreconcilable differences. Uncontested divorces generally resolve faster, while cases involving child custody and support or division of marital property often take longer. Speaking with an experienced Howard County divorce lawyer can help you navigate the divorce process and understand the timeline for your situation. How Maryland divorce laws affect the timeline of your divorce Maryland updated its divorce laws through SB36, which took effect on October 1, 2023. This law eliminated fault-based grounds for divorce and removed “limited divorce,” which had previously operated like a legal separation. Today, a couple may file for divorce based on three grounds: Irreconcilable differences Mutual consent Six-month separation Under the law, the six-month separation period does not require spouses to live in different residences. A couple may still meet the separation requirement even if they reside under the same roof, as long as they lead separate lives and do not function as a married unit. If a couple pursues mutual consent, they have to submit a marital settlement agreement that resolves all issues, including child custody, child support, alimony, division of marital property, and Family Use Personal Property. This approach often shortens the divorce process because there are fewer issues for the Court to decide. Couples who choose the six-month separation ground may prepare their agreement and financial documents during the required period. Once the six... --- - Published: 2025-09-25 - Modified: 2025-10-09 - URL: https://www.cooverlaw.com/faqs/child-custody-faqs/does-joint-custody-mean-no-child-support - Categories: FAQs Even with a 50/50 joint custody arrangement, one parent may still be required to pay child support to the other parent, typically in cases where there is a significant income discrepancy between the two households. Maryland family law judges issue child support orders to ensure that the child or children enjoy the same standard of living with both parents, as this is usually seen as being in the best interests of the child. However, many factors come into play when issuing child support in joint physical custody situations. If you have concerns about paying child support to the other parent, or if you want to petition the court for child support payments from your child’s other parent, it’s critical to have an experienced Columbia family law attorney to represent you in your pursuit. Determining income for child support payments Parents are expected to legally support their child, regardless of which one is the primary custodial parent or the amount of time spent with the child. Child support in joint physical possession arrangements may be ordered if one parent has a substantially higher income than the other parent, so the child enjoys the same standard of living with both parents. Maryland courts determine each parent’s means to include all pre-tax income from employer-paid wages, self-employment earnings (including side gigs), investment income, commissions and tips, disability payments, and military pay (including reservist pay and pensions). Self-employed parents deduct necessary business expenses from their gross revenue to determine their actual income. Any alimony... --- - Published: 2025-01-27 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/divorce-law-faqs/what-is-equitable-distribution - Categories: FAQs When it comes to divorce and the division of property, "equitable distribution" refers to the legal principle used to divide marital assets fairly, though not necessarily equally, between spouses. In Maryland, as in many other states, property acquired during the marriage is subject to equitable distribution in the event of a divorce. However, this doesn’t always mean a 50/50 split; rather, the division is based on fairness, taking into account the specific circumstances of the marriage. At Coover Law, LLC, our Howard county divorce lawyers understand that equitable distribution can be one of the most emotionally charged and financially significant aspects of divorce. Our goal is to help you navigate the complexities of property division in a way that is fair, clear, and in your best interests. How does equitable distribution work in Maryland? Under Maryland law, equitable distribution applies to all property acquired during the marriage, regardless of whose name is on the title or whose income was used to purchase it. The process aims to ensure that both parties are treated fairly in terms of the financial and emotional contributions made throughout the marriage. The key statute governing equitable distribution in Maryland is MD Code, Family Law § 8-203. This statute provides the framework for how assets should be divided and includes a number of factors that a court will consider when determining what constitutes a fair division. Factors considered in equitable distribution While Maryland law does not require a 50/50 split, courts must consider several factors when... --- - Published: 2024-12-04 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/divorce-law-faqs/how-do-i-serve-my-spouse-divorce-papers-in-maryland - Categories: FAQs Serving divorce papers is the formal way of notifying your spouse about initiating divorce proceedings. Proper service of divorce papers ensures that the divorce proceedings are legally recognized and that both parties are given a fair chance to respond and participate. Failure to serve the divorce papers correctly can delay your case or result in dismissal. Keep reading to learn more from our Howard County divorce lawyers. We’re here to ensure you comply with the state's legal requirements and start your divorce process smoothly. First things first: Preparing the divorce papers Before serving the divorce papers, you must file a Complaint for Divorce with the Circuit Court in the county where you or your spouse resides. Along with the complaint, you will need to prepare and file other necessary documents and financial forms. There is no need to file a proposed settlement agreement with the initial filings in Maryland. That will occur later at the hearing. Resource: Requirements preliminary to summons - Md. Rule 2-112 How do I serve my spouse divorce papers in Maryland? 1. Choosing the method of service In Maryland, there are several methods to serve divorce papers: Personal service: This is the most common method where the papers are delivered directly to your spouse by a Sheriff or a private process server. Service by mail: You can mail the documents using certified mail with return receipt requested. This method requires your spouse to sign for the documents, providing proof of service. Substituted service: If you cannot... --- - Published: 2024-11-18 - Modified: 2024-11-18 - URL: https://www.cooverlaw.com/privacy-policy Privacy Policy Important information about our privacy policy and website terms of use are found below. Privacy and Terms of Use Policy Our Commitment to Privacy Your privacy is very important to us. We want you to use Coover Law LLC with confidence in our ability to deliver an exceptional customer experience. To better protect your privacy, we provide this notice explaining our online information practices. To make this notice easy to find, we make it available on our homepage. The Information We Collect Coover Law LLC collects user-provided, personally identifiable information (such as your name, email address, phone number, etc. ) from businesses and individuals who inquire about our services or the services. Like most websites, we use cookies and third-party tracking to include Google, Bing, and Facebook to enhance your experience, gather general visitor information, and track visits to our website. See details below. The Way We Use Information We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy. We also use non-identifying website visitor data to better design our website and... --- - Published: 2024-10-31 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/family-law-faqs/should-i-get-a-prenup - Categories: FAQs, Family Law Deciding whether to enter into a prenuptial agreement (prenup) can be a complex decision that touches on financial, emotional, and practical aspects of a couple's future life together. This guide, crafted by our skilled Howard County family lawyers, explores the crucial considerations surrounding the question, "Should I get a prenup? " and provides insights into the legal landscape of prenuptial agreements in Maryland. What is a prenuptial agreement? A prenuptial agreement, commonly referred to as a "prenup," is a legal contract entered into by two people before they marry. This agreement outlines the ownership of their respective assets should the marriage end in divorce or death. Prenups can determine how property will be distributed, protect inheritance rights, clarify financial rights and responsibilities during the marriage, and avoid potential disputes in the event of a divorce. Should I get a prenup? Key considerations Financial protection One of the primary reasons individuals opt for a prenuptial agreement is to protect their financial interests. This is particularly important in situations where: One party enters the marriage with significant assets, debts, or property. There are children from previous relationships, and specific inheritances need protection. One party owns a business or is involved in a partnership. Significant disparities exist in the financial status or earning potential between the partners. Clarity and certainty A well-drafted prenup can provide clarity and certainty for both parties. It sets clear expectations for how assets and financial issues will be handled during the marriage and in the event of a... --- - Published: 2024-01-31 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/divorce-law-faqs/can-i-remarry-before-my-divorce-is-final - Categories: FAQs In Maryland, you can only remarry once your divorce is finalized. That means meeting the required conditions and signing a final judgment. Sometimes, the divorce process can be stressful or difficult for those involved. Coover Law Firm, LLC knows this better than most. If you need assistance during the divorce process, speaking with a Howard County divorce lawyer can benefit you. Let us be your support system and knowledgeable resource throughout. Maryland divorce laws With its new divorce laws in place, Maryland has eliminated the concept of a limited divorce. Additionally, the grounds for going through the divorce process have also changed. Here is what you should know if you are filing for divorce or are asking, “Can you remarry before your divorce is final? ” 1. A six-month separation is required If the parties have been separated for six months, a divorce can be filed. Previously, this law required 12 months for separation, but it has now been reduced to six. This will be valid even if the two parties were under the same roof but lived separate lives. 2. Irreconcilable differences This reason for divorce was added with the new laws and is defined as the differences based on the reasons stated by one party for the termination of the marriage. Examples of irreconcilable differences include the following: Disagreeing on how to raise children Personality conflicts Disagreements related to finances, careers, and relocation 3. Mutual consent The marriage will be easily dissolved if both parties agree to a... --- - Published: 2024-01-27 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/divorce-law-faqs/do-i-really-need-an-attorney - Categories: FAQs If you're facing a divorce, you may wonder whether hiring a Howard county divorce attorney is necessary. While it’s possible to handle a divorce on your own, having a skilled attorney can provide significant advantages, ensuring your rights are protected and the process goes smoothly. At Coover Law, LLC, we understand the emotional toll a divorce can take and offer the following reasons why having a divorce attorney is often the best decision. The complexity of divorce laws in Maryland Divorce laws in Maryland can be complex, especially when it comes to dividing property, determining spousal support, or making child custody arrangements. Maryland uses equitable distribution for dividing marital property (see MD Code, Family Law § 8-203), which isn’t necessarily a 50/50 split but a fair distribution based on various factors like contributions to the marriage and economic circumstances. Without legal guidance, you may miss critical details or make mistakes that could affect your future. A divorce attorney can help you navigate Maryland’s laws, ensuring a fair division of assets and protecting your financial interests. Protecting your financial interests Divorce often involves dividing assets like real estate, retirement accounts, or even businesses. A divorce attorney can help you properly identify and value these assets, ensuring that the division is fair. Additionally, an attorney can help you manage debts and avoid being unfairly burdened by liabilities. Child custody and support If children are involved, custody and child support can be among the most emotional issues in a divorce. In Maryland, the... --- - Published: 2023-12-18 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/divorce-law-faqs/when-do-most-divorces-happen - Categories: FAQs Whether you get married as a “June bride,” plan a winter-themed extravaganza, or opt for the cool temperatures and beautiful colors of fall, you do not enter a marriage thinking about divorce. And yet, almost half of marriages end in divorce. If you are wondering, “When do most divorces happen? ” it might surprise you to learn that just as there are popular times of year to have a wedding, there are also trends for “popular” divorce times. March and August, the months following the winter and summer holidays, are “peak” divorce periods and answer the question: “When do most couples divorce? ” according to University of Washington sociologists. These findings led the researchers to conclude divorce timing may be “driven by a ‘divorce ritual’ calendar governing family behavior. ” That said, no matter when your divorce occurs, securing an experienced Howard County divorce lawyer is essential to help you navigate the process and protect your interests. Coover Law Firm, LLC, can provide the representation you need. What causes “prime” times for divorce While summer vacations and winter holidays may provide that fresh start for some marriages, for others, they simply do not bring new, healing magic to old problems. Sometimes, these special times merely add to or expose the emotional stress building in a relationship. The reality does not meet expectations, highlighting the couple's unhappiness. According to sociologists at the University of Washington, the August surge can likely be attributed to the end of summer and the start of... --- - Published: 2021-12-29 - Modified: 2025-06-17 - URL: https://www.cooverlaw.com/columbia-md-real-estate-lawyer Real Estate Attorney in Columbia, MD Real estate is one of the biggest investments a person can make in money, time, and effort. When problems arise with a property you own or are buying or selling, you need an experienced real estate attorney in Columbia, MD to rectify the situation, help save money, and avoid messy litigation. Real estate in Columbia, Maryland, may seem simple, but disputes and contentious developments are common. Call Coover Law Firm, LLC at (410) 553-5042 and speak with a Real Estate Lawyer to learn how to make the process as seamless and straightforward as possible. Services we offerOur legal teams ensure that each stage of your real estate transaction complies with Maryland real estate laws. Contract review and negotiationWhen you’re presented with a real estate contract to sign, our real estate attorney in Columbia, MD can review it to ensure it protects your financial interests and goals. We also draft real estate contracts for commercial properties. Do you need a skilled negotiator to represent your interests in real estate negotiations? Some transactions can be emotional; we offer a cool head during negotiated transactions and offer advice based on years of professional real estate negotiations. Lease drafting and negotiationThe Coover Law Firm real estate attorneys in Columbia, MD can draft leases that protect commercial and investment property owners. We review Maryland statutes to ensure compliance and advise you about the clauses you need to protect yourself. We also negotiate on your behalf to ensure more favorable... --- - Published: 2021-12-06 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/practice-areas/howard-county-md-family-lawyer/child-custody-lawyers-columbia-maryland/ Columbia, Maryland child custody lawyers Separation or divorce is tough on everyone involved, but children often suffer more than their parents realize because they don't understand what's going on. That's why it's essential to help children feel safe, supported, and loved through a well-thought-out custody plan with the help of the Columbia, Maryland child custody lawyers with Coover Law. Columbia family law attorney Fred Coover of Coover Law Firm will help you establish a firm, fair custody agreement that puts your child's best interests first. He's helped hundreds of families reach custody agreements through mediation and negotiation, but he will also litigate when necessary. We'll make your custody case as amicable and straightforward as possible for your child's wellbeing. Please call us today at (410) 553-5042. How do Courts Grant Custody in Maryland? The court's final rule is based on whatever they consider to be in the child's best interests. It will be made regardless of any agreement you and your ex may have made regarding custody. This is crucial to understand. Our Columbia, Maryland child custody lawyers can explain the essential factors in your circumstances. Below are some of the factors the judge will consider when deciding. Primary caregiver Who spends the most time with the child? Who feeds, bathes, and clothes them and takes them to school or daycare? Who does the child turn to when they're sick or hurt? Physical and psychological fitness Is the parent physically and mentally stable enough to care for the child? Is... --- > Need help with a family law matter in Columbia, Maryland? Coover Law Firm, LLC offers clear guidance for divorce, custody, and support. Call (410) 553-5042. - Published: 2021-10-01 - Modified: 2026-07-27 - URL: https://www.cooverlaw.com/columbia-md-family-law-attorney/ Columbia, MD Family Law Attorney Family law matters can have a lasting impact on your future, your finances, and your relationships with your children. Whether you are facing divorce, a child custody dispute, child support issues, or another family-related legal matter, having knowledgeable legal representation can help you move forward with confidence. At Coover Law Firm LLC, we represent individuals and families throughout Columbia, Maryland. From residents near The Mall in Columbia and Merriweather District to families in communities such as Wilde Lake and Hickory Ridge, we understand the unique concerns that can arise during family law disputes. Our goal is to provide practical guidance and effective advocacy tailored to your specific needs. If you need help with a family law matter in Columbia, contact Coover Law Firm, LLC today. Call (410) 553-5042 to schedule a consultation. Why Work With Coover Law Firm, LLC on Your Family Law Case? Family law cases can shape a family’s future, and experience matters. Attorney Fred Coover has represented clients throughout Columbia, for more than 40 years. Mr. Coover has worked with clients dealing with divorce, custody disputes, child support issues, and other family law matters. Coover Law Firm, LLC takes a practical approach to family law. The focus is on understanding each client’s situation, explaining the process clearly, and handling cases carefully from start to finish. Clients work with our law firm because we value: Decades of experience handling family law cases Familiarity with local court procedures and judges Clear and client-focused legal... --- - Published: 2021-03-22 - Modified: 2021-03-22 - URL: https://www.cooverlaw.com/thank-you-two Thank you! We will be in touch with you very shortly. --- - Published: 2021-02-03 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/divorce-law-faqs/maryland-lawyer-answers-common-divorce-mortgage-questions - Categories: FAQs Do I still have to pay my mortgage after divorce? Yes, if you have a mortgage you must continue to make payments after your divorce. This is one of the most common divorce and mortgage questions because many people mistakenly believe divorcing their partner negates their obligation to pay their mortgage. Whatever the circumstance - whether the ex-spouse moves out of the house, keeps the house, stays in the house, or is supposed to pay everything, the mortgage must be paid. The contract with the ex-spouse is not a contract with the lender. Your obligation to pay your mortgage is a contractual obligation with your lender. Unless your lender releases you of that obligation, you have to make sure that that mortgage is paid every month. Regardless of who agrees to pay or is currently paying the mortgage for you, if it’s not paid, your credit is going to take a hit. Your lender is going to report your late or non-payments to the three big credit reporting bureaus, which will absolutely and adversely impact your credit rating. You will not be able to borrow money; if you are able, you’ll have significantly higher interest rates. Transferring & Refinancing a Mortgage Post-Divorce Can a joint mortgage be transferred to one person? From a legal standpoint, yes, it is possible to transfer a joint mortgage to one person. However, from a practical standpoint, it is not. Think of a mortgage or obligation to pay as a sort of noose. Lenders like... --- - Published: 2020-11-25 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/real-estate-faqs/who-moves-out-in-a-separation - Categories: FAQs Who moves out in a separation? Unless there are minors under 18, the law cannot control who gets to stay in a house, and a judge is unlikely to, either. If a divorcing couple without children under 18 cannot work out who stays and who leaves, a judge might order the sale of the property. You should try to avoid that outcome, because court-ordered sales of real estate are rarely beneficial. If the house must be sold, you should have a realtor sell it so that you can get the best price. You will not get the best price in a court-ordered sale. Are minor children involved in the separation? However, it’s a completely different situation if you have minor children. In that circumstance, a judge has the power to award one of the spouses “use and possession” of the house. This order makes the question of who moves out in a separation a bit simpler. The purpose of this action is to help spouses recuperate after the divorce, get back on their feet, and allow the children to remain in a familiar place during these often turbulent times. If the court orders exclusive use and possession of the family home to you, that means you can live in the family home with your minor children. A court may also order the other spouse to pay the mortgage on the house. By law, a use and possession order can go on no longer than three years after the date of... --- - Published: 2020-11-03 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/real-estate-faqs/can-lien-placed-jointly-owned-property - Categories: FAQs Can a lien be placed on jointly-owned property? Yes, a lien may be placed on property that is jointly owned. However, the effects of that lien depend on the type of ownership that the property is under. Before discussing the terms of joint ownership, it’s important that you understand exactly what liens are and what they may mean for you and your investment. If a creditor or contractor has placed a lien on your property, speak with an attorney experienced in Maryland real estate law. It is possible to remove a lien and avoid losing money. Call Howard County real estate attorney Fred Coover at (410) 553-5042 to schedule your case consultation. What is a lien? A lien is a legal claim over property that guarantees a creditor the right to seize the property if the owner defaults on their debt. Creditors place a lien on a property to secure the debt that they are owed. There are two types of liens: consensual and non-consensual (involuntary). Consensual liens A consensual lien is just what it sounds like - a contractual obligation between the creditor and the debtor. Examples of a consensual lien are home mortgages or vehicle loans. These are just the side effects of borrowing money and don’t necessarily lead to negative consequences. Non-consensual liens Non-consensual (involuntary) liens are filed as a result of non-payment on the part of the debtor. Typically, a court will place an involuntary lien against your assets as payment for what the creditor is... --- - Published: 2020-11-03 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/real-estate-faqs/can-sue-bank-wrongful-foreclosure - Categories: FAQs Can you sue the bank for wrongful foreclosure? A lender can be accused of having performed a wrongful foreclosure if they do so without proper legal cause or procedure. It’s reprehensible that a bank or other organization would do faulty or erroneous work, either intentionally or unintentionally, causing a person to lose their home. If you believe you were wrongfully foreclosed on, you may be eager to file a lawsuit. That’s understandable, but make sure you understand the implications of taking legal action against your bank. Should I sue the bank for wrongful foreclosure? There is no clear answer to this, as many factors come into play when filing a lawsuit against a bank. Although it is possible to sue the bank for wrongful foreclosure in Maryland, the chances of winning the lawsuit are slim. However, if you speak with a foreclosure attorney and determine that a lawsuit is your best option, understand the process and the reasons why a lawsuit may be in your best interest. Here are some of the situations that constitute a wrongful foreclosure: Incorrect calculations, including adjustments to interest rates and tax accounts Failure to provide notices Mismanagement Intentional wrongdoing Another major cause of wrongful foreclosure in Maryland is inaccurate credit practices by lenders. The 1968 Truth in Lending Act (TILA) was designed to protect you from pushy sales tactics and lets you reconsider or back out of the loan process without losing money. When a lender fails to follow state and federal regulations, including... --- - Published: 2020-11-03 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/real-estate-faqs/constitutes-wrongful-foreclosure-maryland - Categories: FAQs What constitutes a wrongful foreclosure in Maryland? Maryland foreclosure law has changed substantially over the years, with a greater number of protections favoring the borrower. State and federal laws prevent lenders from surprising homeowners of their foreclosure, as well as actions that may be forceful or extreme. Lenders must follow laws to ensure that a homeowner is aware of the reason for foreclosure and what they may do to avoid it. Foreclosure Steps The steps of a foreclosure which the lender must follow to comply with Maryland law: The lender sends a Notice of Intent to Foreclose (NOI) and a loss mitigation application to the homeowner or borrower. This usually happens around 45 days after the homeowner defaults on their mortgage payment. The lender or mortgage company sends a copy of the NOI to the Maryland Office of the Commissioner of Financial Regulation. The lender and their law firm file an Order to Docket (OTD), which is the first filing of foreclosure in court. An OTD may also be called a “Complaint to Foreclose” or “Notice of Foreclosure Action. ” Depending on the specifics of the situation, the OTD will include either a Preliminary or Final Loss Mitigation Affidavit. A Preliminary Loss Mitigation Affidavit is a document stating that the lender has not finished its analysis of your mortgage file. A Final Loss Mitigation Affidavit is a document stating that the lender has finished its analysis and sees no other option besides foreclosure. If no loss mitigation is agreed upon... --- > Fred Coover is a compassionate, resolution-centered family law attorney in Maryland. Serving on the Executive Council of the Maryland State Bar since 2001. - Published: 2020-10-01 - Modified: 2026-08-25 - URL: https://www.cooverlaw.com/ Family Law Attorney in Maryland Fred Coover is a knowledgeable, compassionate, and communicative attorney with over 38 years of experience obtaining the best results for his clients. Mr. Coover provides exceptional legal services for clients in Maryland. schedule a consultation410-553-5042 Our Practice Areas Family Law Divorce or child custody disputes can be emotionally trying experiences, and you probably just want to put the whole stressful ordeal behind you. As a trusted family law attorney in Maryland, Mr. Coover understands that it's tempting to act out of a desire to move on as quickly as possible, but he also knows that decisions made today can affect you and your family for years to come. Mr. Coover takes the time to listen and understand your needs. He will fight for your best interests, making sure you are not taken advantage of in the custody decision, property distribution, or other aspects of your divorce. Real Estate Law According to Zillow, the median value of homes in Howard County, Maryland, in January 2021 was 5489 776. That's approximately twice the national median of $269,039. Therefore, Maryland homebuyers must put significant money on the line. When problems arise in buying or selling your property, you need an experienced, trustworthy residential real estate lawyer who will represent your interests and protect your investment. For over 38 years, attorney Fred Coover has helped Maryland homebuyers resolve breach of contract, fiduciary duty, fraud, misrepresentation, nondisclosure, contractor, and wrongful foreclosure disputes. No matter where you are in the buying... --- - Published: 2020-09-24 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/real-estate-faqs/seller-liable-selling-house - Categories: FAQs What is the seller liable for after selling a house? This answer is not entirely straightforward because liability depends upon the terms of the sales contract. In this part of Maryland, most realtors use what’s called the Maryland Association of Realtors Residential Contract of Sale. This is a valuable contract for many reasons, one of the most notable being that it allows for addendums or provisions. For example, if the seller decides to leave an appliance they originally wanted to take with them, they would make an addendum to the contract of sale so that both parties are aware of and anticipate the change. Although these provisions can be helpful, details can be convoluted and may create problems between the buyer and seller. Maryland’s Real Property (real estate) law imposes certain obligations on sellers to disclose latent conditions in the house or property. Section 10-702 defines a “latent condition” as a material defect or improvement made to the property that: A buyer would not notice even after careful visual inspection. May pose a direct threat to the health or safety of the buyer or an occupant of the property, including a tenant or guest. For example, a serious latent condition would be the presence of asbestos in a ceiling. You may not see the asbestos, but its presence can have dangerous health effects on the person or people who live on the property. If the seller does not reveal a latent condition on their property, they will be liable for... --- - Published: 2020-09-24 - Modified: 2025-09-19 - URL: https://www.cooverlaw.com/real-estate-faqs/sellers-remedies-buyer-breaches-sales-contract - Categories: FAQs What are a seller’s remedies when a buyer breaches a sales contract or vice versa? Seller’s remedies for a Maryland breach of contract It is an unfortunate reality that buyers frequently walk away from a home sale even after signing the contract. Typically, this is the only scenario in which a buyer breaches a sales contract: The buyer signs a contract to purchase the house or property. Within the contract is a stipulation that the buyer will apply for and diligently pursue financing. Some home sales contracts are cash contracts, but most contain financing contingencies. If the buyer does not get the financing, they walk away from the sale. Buyers do this frequently. They won’t follow the terms of the contract because they changed their mind or found a better or cheaper house. They may not have paid much in the form of a deposit and think they can simply walk away, leaving the seller with the token amount of deposit money. Although many people do this, it’s not necessarily legally correct, and the seller can sue the buyer for their damages. The legal process in that situation would go like this: A buyer is contractually obligated to buy but doesn’t fulfill their responsibilities to come to the settlement table and pay the purchase price. The seller resells the house, possibly at a loss. For example, a homeowner sells their house for $200,000, but the buyer breaches the contract. The seller can only fetch $150,000 from the next buyer. The... --- - Published: 2020-09-24 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/real-estate-faqs/long-contractor-liable-work - Categories: FAQs How long is a contractor liable for his work? One of the most frustrating things that can happen in the home construction or remodeling process is discovering that a contractor made an error or negligent mistake that caused a defect. Homeowners in Maryland can make a claim for a breach of contract against the contractor who made a potentially dangerous error. There is a three-year statute of limitations when filing this claim in Maryland. Prudent buyers or homeowners should not assume that they have more than three years from the date the contract was signed to file their claim. Although there are exceptions, it’s a good idea to follow the statute of limitations and pursue legal counsel as soon as possible. It’s helpful to imagine the three years of the Maryland statute of limitations as a clock starting to tick. Sometimes that clock can start ticking before the contract is signed. Other times it doesn’t start ticking until after the contract is signed or when the statute is triggered by Maryland’s “discovery rule. ” Under this rule, the three-year statute of limitations goes into effect when the plaintiff knows or reasonably should know of the error. No matter what, the clock does start ticking under Maryland law. When it stops ticking and a claim still has not been filed with the court, the buyer cannot legally bring a claim. Of course, it’s also helpful to know what kind of damages to expect in a construction breach of contract case. Generally,... --- - Published: 2020-09-02 - Modified: 2026-02-10 - URL: https://www.cooverlaw.com/real-estate-faqs/can-i-be-on-title-not-mortgage/ - Categories: FAQs Can I be on the title but not the mortgage? It is possible for a homebuyer to be named on the title and not the mortgage. There are several reasons why someone may choose to do so; for example, a homeowner may not want to be on the mortgage if they have an adverse credit history from a low credit score or a past bankruptcy. If that’s the case, your lender may give a better deal to the person you are buying a home with and exclude you from the mortgage but still have you co-own the property. That is a perfectly viable option. If you decide to go that route, the lender will require that you subordinate your interest. You will sign a document, usually called a Subordination Agreement, with written confirmation that even though you are not a borrower, you are taking a backseat to the lender’s lien on the property and that your interest in the property is subject to the superior lien of the lender. This means that even though you are not personally liable on the lender’s Promissory Note, the lender can still foreclose and decimate your interest. That is obviously a cause for concern, but a subordinated loan could be a good option if you understand all its implications. If you aren’t sure or if your realtor is unable to give a satisfying explanation, make sure you consult with a competent real estate lawyer. --- - Published: 2020-09-02 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/real-estate-faqs/should-i-title-my-house - Categories: FAQs How should I title my house? The answer to this question depends on if you are single, married, in a partnership, or otherwise plan to buy a home with another person. Multiple buyers have several options for how they can title their property, but single homebuyers only have one. While the distinction of a single vs. unmarried title may seem confusing, the following summary will hopefully clear up any uncertainty. If you have further questions, do not hesitate to contact Coover Law in Columbia, Maryland. Single home buyers A single person living alone will have what is called a sole ownership title on their home. Multiple buyers (unmarried) There are two qualities of title that multiple buyers can obtain if they are not married -- joint tenants or tenants in common. Joint tenancy -- This title features a right of survivorship where if one owner dies, the surviving individual receives their interest. You probably shouldn’t title your home this way if you want your interest to go to your family or children when you die. Tenants in common -- Multiple owners can take a title as tenants in common whether they are related or not and whether their property is a house or not. Tenancy in common is an abstract term, but essentially it means that each person owns an undivided interest in the entire property. When each owner dies, that interest is their property and it passes to their heirs, either under the terms of their will or under... --- - Published: 2020-09-02 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/real-estate-faqs/how-should-i-title-my-house/ - Categories: FAQs Do you need a lawyer to buy a house in Maryland? Technically, you don’t need a lawyer during the home buying process if everything goes smoothly with the seller and your realtor. If the process doesn’t go well, it’s usually due to a disconnect between what the buyer expects and what happens after they sign the contract. For example, in order to secure their chances of selling a property, a realtor may purposefully withhold displeasing information about the house from a buyer. Even if your realtor is trustworthy, though, an honest mistake may happen. Disconnects between a buyer and realtor could be the product of circumstance or lack of experience. That’s why you should always examine the terms of a contract and bring up any questions you have. If you are uncertain about the terms of a contract, be sure to consult with a real estate attorney before you sign the contract -- you don’t want to be surprised by any information after you sign a binding document. How to be careful and smart with purchase agreements Realtors serve a vital function, but they may not understand the legal complexities of a home purchase contract. Although most realtors do not set out to create problems, the contracts they and the home buyer sign can create problems in future. Although you don’t have to hire a lawyer if you plan to purchase a home in Maryland, you should consider doing so if: You are a first-time homebuyer The home purchase agreement... --- - Published: 2020-08-19 - Modified: 2026-02-27 - URL: https://www.cooverlaw.com/divorce-law-faqs/is-maryland-a-no-fault-state-for-divorce/ - Categories: FAQs Parental alienation is a sociological term that references the very real tendency of some parents to try to sabotage the relationship between the child and the other parent. Many times, parental alienation is deliberate. For example, when one parent talks negatively about the other parent to the child. However, it may also be subconscious. Perhaps the parent isn’t intentionally trying to degrade the child’s relationship with the other parent, but they allow their emotions to get in the way and end up making poor decisions. For instance, perhaps they are constantly venting to their best friend about the other parent in situations where the child can overhear. Obviously, the effect here is the same. The child is left feeling torn and guilty, and that stress can be extremely damaging - both short and long-term. That being said, the Courts are very aware of the detrimental effects of parental alienation on children, and will not tolerate the behavior in any capacity. --- - Published: 2020-08-19 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/child-custody-faqs/custody-child-no-court-order - Categories: FAQs When parents separate or divorce, one of the most important concerns is child custody. If there is no court order in place, you may wonder who has custody of the child. At Coover Law, LLC, our Howard county child custody lawyers understand how emotionally challenging these situations can be, and we’re here to provide clarity on child custody when no formal legal decision has been made. Legal framework for child custody in Maryland In Maryland, the law doesn’t automatically grant sole custody to one parent simply because there is no court order. Instead, both parents have equal rights to custody of their child unless a court decides otherwise. Under MD Code, Family Law § 9-101, both parents typically share "joint legal custody," which means they both have the right to make important decisions about their child’s upbringing—such as education, healthcare, and religious upbringing. If the child lives primarily with one parent, that parent may have "primary physical custody," while the other parent may have visitation rights or "secondary physical custody. " However, these arrangements are informal until a court order is issued, which can create uncertainty. What happens if there is no court order? Without a formal court order, both parents have the right to see their child and make decisions regarding their care. This means that unless one parent has sole physical custody, both parents are legally entitled to custody and visitation. In practical terms, however, this can lead to conflicts if parents disagree on where the child should... --- - Published: 2020-08-19 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/child-custody-faqs/many-overnights-joint-custody - Categories: FAQs A common question is, “How many overnights equals joint custody? ” However, this is a bit of a misunderstanding. Joint custody typically refers to legal custody, which is the right to make major decisions about your child’s life, like education and healthcare. The number of overnights doesn’t affect legal custody. Both parents have legal custody automatically unless a court orders otherwise. Legal custody vs. physical custody Legal custody can be either: Sole legal custody – One parent makes all the decisions. Joint legal custody – Both parents share decision-making. The number of overnights is relevant when discussing physical custody, or where the child primarily lives. Shared physical custody and child support In Maryland, shared physical custody means the child spends more than 127 overnights (35% of the year) with each parent. The number of overnights affects child support; if a parent has the child for more than 117 overnights per year, their child support obligation usually decreases. This is covered under the Maryland Child Support Guidelines and calculated through the Maryland Child Support Guidelines Worksheet. MD Code, Family Law § 12-204: This statute outlines how child support is determined in Maryland, factoring in the number of overnights each parent has with the child. MD Code, Family Law § 12-202: This provides the framework for determining shared physical custody and child support calculations based on the number of overnights. Why overnights matter for child support More overnights can reduce the amount of child support a parent must pay. This is because... --- - Published: 2020-08-19 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/child-support-faqs/much-child-support-will-receive - Categories: FAQs In Maryland, the amount of child support each parent is responsible to pay is generally determined through a formula known as the Maryland Child Support Guidelines. The Guidelines take the following factors into consideration: Income of each parent; Number of children; Work related child care expenses; Health insurance costs for each child; Extraordinary regular medical expenses for each child; and Number of overnights with each parent Through the Guidelines and with the assistance of a Coover Law Firm, LLC attorney, it is generally possible to determine the amount of child support that the Court will require each party to pay. Under certain circumstances, the Court can order amounts greater or lesser than the Guidelines amount to be paid. For your convenience, a link to a Maryland Child Support guidelines calculator is provided below. Please use the calculator as a guide only in addition to consulting with a Coover Law Firm, LLC attorney. Coover Law Firm, LLC cannot be responsible for the accuracy of either the calculator or the results you obtain from it. https://mydhrbenefits. dhr. state. md. us/dashboardclient/#/csocDisclaimer --- - Published: 2020-08-19 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/child-support-faqs/can-ex-spouse-refuses-pay-child-support - Categories: FAQs If your ex-spouse has been ordered to pay either child support or maintenance and fails to do so, you can ask the court to hold your ex-spouse in contempt of court. If found to be in contempt, your ex-spouse could be imprisoned. Another available remedy is to garnish his/her wages; the disobedient ex-spouse’s employer will deduct money from his/her paycheck and pay you directly. --- - Published: 2020-08-19 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/civil-litigation-faqs/alternative-dispute-resolution-adr - Categories: FAQs Both arbitration and mediation are referred to as “Alternative Dispute Resolution” (ADR), since both offer private, efficient solutions to conflicts rather than drawn-out legal battles in more formal court settings. --- - Published: 2020-08-19 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/business-and-corporate-law-faqs/what-is-the-difference-between-an-llc-and-a-corporation - Categories: FAQs Both types of entities provide protection to the individual owners from liability to creditors. The LLC, however, allows the owners to select the tax treatment of a partnership, so that there is no tax at the company level, with profits and losses flowing through to the individual owners. --- - Published: 2020-08-19 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/business-and-corporate-law-faqs/im-a-partner-in-business-and-one-of-my-partners-is-threatening-to-dissolve-the-partnership-and-take-over-the-business-what-should-i-do - Categories: FAQs You should seek immediate advice from an experienced Coover Law Firm attorney. Your lawyer will advise you on your rights and obligations as a partner. Your attorney will advise and assist you in keeping your business operating and resolving the dispute. --- - Published: 2020-08-19 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/business-and-corporate-law-faqs/what-is-a-sole-proprietorship - Categories: FAQs What is a sole proprietorship? A sole proprietorship is a business owned by one person or a married couple. Because it’s just one person, this is the simplest (and often least expensive) type of business to form, even less than an LLC. But don’t form that proprietorship just yet – it’s important to understand the downsides of this type of business. Key Facts About Sole Proprietorship Perhaps the most important characteristic of a sole proprietorship is the fact that there is no legal separation between the business and the business owner, meaning the owner is personally responsible for any debt that the business incurs. If you run a sole proprietorship and your business account is delinquent, a creditor can enforce a judgment against assets you’ve designated for the business, like your office space or company vehicle. Unfortunately, debt enforcement doesn’t end there. The creditor could even come for your personal assets, including your home and family bank accounts. Also, sole proprietorship usually operates under the business owner’s Social Security number. That means any delinquent business debt will show up on your personal credit report. For all of these reasons, unless your business is guaranteed to be successful, sole proprietorship probably isn’t your best option if you have a family. LLC vs. Sole Proprietorship In contrast to sole proprietorship, an LLC is a legally separate business entity, meaning individual members have some protection from debt and other business obligations. Therefore, a lawsuit or creditor cannot threaten the owner’s personal assets. LLCs... --- - Published: 2020-08-18 - Modified: 2025-08-15 - URL: https://www.cooverlaw.com/civil-litigation-faqs - Categories: FAQs Civil Litigation FAQS Litigation, or the threat of litigation, is a fact of life for many business owners at some point in the life of their business. Even business owners who have protected their personal assets by forming a corporation or LLC may still be at risk from litigation. When you are threatened with litigation, the worst thing you can do is ignore the problem, especially if you have been served with court papers. At the Coover Law Firm in Columbia, we respond quickly to any threat of litigation to protect your rights and resolve the matter in your best interests at the soonest possible point in time. Let us handle your legal matter so you can get back to running your business. What is Alternative Dispute Resolution (ADR)? What is the difference between arbitration and mediation? What happens during arbitration? How is a case arbitrated or mediated? --- - Published: 2020-08-18 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/paternity-law-faq/do-i-really-need-an-attorney/ - Categories: FAQs Being a parent can be one of the greatest joys in life, and when your rights as a parent are at issue, it can also be the source of a great deal of stress and confusion. If you are having issues concerning paternity, Coover Law is here to advocate for your best interests. Reach out to (410) 553-5042 to schedule your initial paid consultation, it will be well worth your time to determine exactly what your options are in your case. You should absolutely hire an attorney if: 1. You are not certain that you are the biological father Being a parent is a life-long commitment, and if you believe you may not be the biological father of a child, determining who is can be essential. If you are not the father of a child, but are legally classified as such, you will have a broad variety of obligations and costs in relation to the child that you would otherwise not have to pay. Being a father is expensive, and taking on the financial obligation of being a father, if you are not absolutely sure you are the father, could be detrimental to your financial stability. Speaking with an attorney to determine paternity will support your best interests. 2. You have been ordered to submit to a genetic test The Court may order you to submit to a genetic test concerning your paternity. This is an element of the paternity order which determines if you are actually the father of... --- - Published: 2020-08-18 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/paternity-law-faq - Categories: FAQs Paternity Law FAQS Establishing the paternity of a child is important in a number of areas of Maryland family law as well as in other areas of law, including wills and estates and rights to certain benefits. The economic consequences of establishing paternity can be very high for all parties involved (the mother, any children, and the putative father) and may go on for many years, including the entire time until a child reaches the age of 18 and beyond, so it is essential to have a knowledgeable and experienced Maryland family law lawyer with courtroom experience looking out for your interests through the process of establishing (or challenging) paternity in Maryland. Do I really need an attorney? --- - Published: 2020-08-18 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/divorce-law-faqs/what-is-the-difference-between-a-legal-separation-and-a-divorce - Categories: FAQs The greatest difference between a legal separation and a divorce is that if you proceed with a divorce, you are no longer married. A legal separation only separates the two parties – they remain married. Separation of the parties is grounds for immediate divorce once a Marital Settlement Agreement has been agreed to and signed by both parties. However, Maryland law does recognize limited divorces and absolute divorces. Limited divorces are actions before a Circuit Court in order to have a Master or a Judge make decisions for the parties. This legal action is used mainly when the parties cannot agree on the terms of a Marital Settlement Agreement and immediate action is required, such as for child custody and support, among other matters. For those reasons, a limited divorce may be your best option if you and your spouse cannot agree on the terms of the divorce. Limited divorce can ease some of the headache and emotional drain of pursuing a full-on divorce first. Process of Pursuing a Separation or Divorce Once the parties have agreed to all terms and conditions of their separation and a Marital Settlement Agreement has been completed and executed, an action for Absolute Divorce may be filed with the Court. Once all parties are served and have filed Answers to the Complaint, a hearing is held before a Master in Chancery and an Absolute Divorce granted. Separation Agreements Many couples in Maryland decide to live in different homes until an official divorce is granted.... --- - Published: 2020-08-18 - Modified: 2025-08-17 - URL: https://www.cooverlaw.com/divorce-law-faqs/divorce-final-can-creditors-place-liens-judgments-real-estate-owned-jointly-divorced-couple-due-debts-one-former-spouses - Categories: FAQs Equitable distribution is a method for dividing the marital assets in a manner that is fair and equitable, which is different from equal. Your Coover Law Firm, LLC divorce attorney can assist you in the most fair and equitable way to divide your marital assets. --- - Published: 2020-08-18 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/faqs/child-support-faqs/ - Categories: FAQs Child Support FAQS Whether one parent has physical custody or joint physical custody is ordered, child support will likely still be a factor that needs to be considered. Maryland uses a specific formula to determine which parent will need to pay child support, and how much will be paid. Once the court finalizes their decision, it can generally only be amended under specific circumstances. There are a variety of factors that go into determining child support payments. These include each parent’s income, healthcare expenses, child care expenses and more. It’s important to note that, even if you never married the child’s other parent, you may still be liable for child support. Do I really need an attorney? How much child support will I receive? What can I do if my ex-spouse refuses to pay child support? --- - Published: 2020-08-18 - Modified: 2025-08-17 - URL: https://www.cooverlaw.com/property-division-faqs - Categories: FAQs Property Division Law FAQS In Maryland, marital property division is done so “equitably. ” This means both parties may not get a 50/50 split of property bought or acquired during the marriage. Courts determine the distribution based on any number of factors, such as financial needs and length of the marriage. Both debts and assets are distributed fairly in a divorce. Normally, separate property (such as property owned before the marriage or an inheritance) is not divided between parties. However, if those assets become commingled, such as an inheritance being put in a shared bank account, it could be split between the spouses. Once the divorce is final, can creditors place liens or judgments against real estate owned jointly by the divorced couple due to the debts of one of the former spouses? --- > Facing a real estate legal issue? It's in your interest to seek counsel from an experienced Howard County real estate lawyer. Call Coover Law Firm today. - Published: 2018-05-18 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-real-estate-lawyer/ Howard County Real Estate Lawyer Real estate is one of the biggest investments that most people will make in their lifetime. When problems arise with real estate that you own, or with property you are buying or selling, it can be overwhelmingly stressful and scary. Proper and timely legal advice is of critical importance, as mishandling the matter could end up being financially and emotionally devastating. Coover Law Firm, LLC, has extensive experience in both commercial and residential real estate law in Maryland. For over 30 years, we have represented the interests of buyers, sellers, builders, developers, and investors in Howard County, MD, and beyond. We put your goals and interests first and are ready to take your case to court. We’ll work diligently to obtain the best result for you and your family or business partners. Real estate can be frustrating and convoluted; let us represent you in your land acquisition, or litigation dispute. Boundary line disputes In property line disputes, a simple misunderstanding often devolves into a nasty and expensive struggle. Our Howard County boundary dispute attorneys remove that stress and help you obtain a satisfactory outcome. Latent defects in purchased homes Latent defects like painted-over mold can cause serious harm to new owners. An owner who knows their home has a defect, but intentionally sells the home without disclosing the defect can and should be held responsible. Contract disputes and defaults Contracts are legally-binding documents designed to hold people to their word. With the help of an... --- > Are you buying, selling, or involved in a real estate dispute? Call a Howard County residential real estate litigation lawyer at Coover Law Firm. - Published: 2018-04-30 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-residential-real-estate-lawyer/ Howard County Residential Real Estate Litigation Lawyer When a dispute arises over residential real estate, the stakes are usually high, as most transactions – whether involving a personal residence or investment property – represent a significant personal financial investment by the parties involved. Our Howard County residential real estate litigation lawyer resolves legal disputes relating to the purchase, use, development, improvement, sale, real estate transfer, and construction issues. Coover Law Firm has extensive experience resolving conflicts for residential real estate clients in Howard County, Maryland, and the surrounding areas. What Type Of Cases Does Our Howard County Residential Real Estate Litigation Lawyer Handle? Mr. Coover represents clients in a wide range of property and contract disputes, including: Breach of contract This refers to situations where one party to a contract fails, communicates an intent to fail, or does not perform his or her obligation as described in a contract. Breach of fiduciary duty A fiduciary duty is an obligation to act in the best interest of another party. A fiduciary obligation exists whenever the relationship with another person (the "client") involves a special trust, confidence, and reliance on the fiduciary to exercise its discretion or expertise in acting for the client. When one person agrees to act for another in a fiduciary relationship, the law forbids the fiduciary from acting in any manner adverse or contrary to the client's interests or acting for their benefit concerning the subject matter. The client is entitled to the best efforts of the fiduciary... --- > Work with an experienced divorce lawyer in Howard County. Coover Law Firm, LLC, provides guidance for separation and property division. Call (410) 553-5042. - Published: 2017-09-27 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-divorce-lawyer/ - Categories: Divorce Divorce Lawyer in Howard County When separation becomes unavoidable, questions about money, parenting, and the future can feel immediate and stressful. These issues become even more challenging when spouses cannot agree. Speaking with a divorce lawyer in Howard County at the outset gives you a clear path forward and helps you make decisions that will shape the outcome of your case. Mr. Fred L. Coover, Esquire, is the founding attorney of Coover Law Firm, LLC. He has served Families throughout Columbia and Howard County for more than 40 years. Mr. Coover provides practical guidance and dedicated support through every stage of the Maryland divorce process. Call (410) 553-5042 to discuss your situation. You can also learn more below about what to expect during an initial consultation with a divorce lawyer in Howard County. Why Coover Law Firm, LLC for Your Divorce in Howard County? Selecting an experienced divorce attorney is one of the most important decisions you will make during a divorce. Clients choose Coover Law Firm, LLC because Mr. Coover combines a deep understanding of Maryland Family Law with extensive experience navigating the Courts that serve Howard County. His ongoing involvement with local, state, and national legal associations reflects his commitment to the advancement of the legal profession and to staying current on developments in divorce law. Through his long-term service, Mr. Coover offers practical insight into the expectations and procedures of the local court system. Grounds for Divorce in Howard County Maryland law recognizes both no-fault and fault-based... --- - Published: 2017-08-25 - Modified: 2020-11-20 - URL: https://www.cooverlaw.com/practice-area-thank-you Thank you! We will be in touch with you very shortly. --- - Published: 2017-03-28 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/about-us/purpose-initial-consultation/ The Purpose of the Initial Consultation The purpose of scheduling of an initial consultation with Coover Law Firm, LLC is to allow you, as the prospective client, to introduce yourself and share your needs and concerns with us. On our end, we aim to get a better understanding of your case, evaluate whether we are the proper resource for addressing the matter at hand, and advise what, if anything, can be done to help you. The initial consultation also gives us time to discuss fees, timing, potential conflicts, and other practical matters that may apply. Please understand that your matter will typically not be resolved during the initial consultation, nor is the goal of the consultation to render a final or definitive legal opinion. While discussion of the legal remedies or resolutions available for your matter, if any, will occasionally take place at the end of the consultation, additional investigation or research by the attorney is often required. Usually, we'll need more time to meet with you at a future date and gather the information or documents necessary to move forward. The ultimate goal of the initial consultation is for both the attorney and prospective client to obtain enough information to make an informed decision about what to do next, while balancing time and scheduling. An initial consultation will usually result in one of four outcomes: You and the attorney reach a mutual agreement on the scope of your matter and terms of representation by Coover Law Firm, LLC The... --- - Published: 2016-03-08 - Modified: 2024-05-15 - URL: https://www.cooverlaw.com/transactional-law-faq - Categories: FAQs Transactional Law FAQ 1. What is transactional law? Transactional law is the body of law that governs transactions between individuals or corporations. 2. Does my business need to be a corporation? All businesses should be limited liability entities: either corporations or limited liability companies ("LLC's"). A Corporation or LLC shields its owners from personal liability for debts of the business. There are also different tax rules that apply to corporations and LLC's, which may be beneficial to the business owners. 3. I own the building from which my business is run. Can I keep it if I sell the business? It may be possible to keep the building and lease it to the new business. The new business may not be interested in buying the building as this would involve a large capital outlay. The idea of leasing the building from you might be attractive to the buyer of the business. This would also have the benefit to you of providing an income over a period of years and reducing a capital receipt and the potential tax liability on that capital receipt. 4. My company is obtaining a loan to buy our premises - will a bank or other lender deal with all the paperwork? Not necessarily. Often the Bank will appoint attorneys to act on its behalf (they may ask you to retain your own lawyer). A Bank may want the loan to be secured on the property, thereby, requiring a company to mortgage the property. If so, the... --- - Published: 2016-03-08 - Modified: 2024-05-15 - URL: https://www.cooverlaw.com/administrative-law-faq - Categories: FAQs Administrative Law FAQ 1. What is the definition of Administrative Law? Administrative Law is defined as “the body of law governing administrative agencies”. It is broken down to include administrative rules, regulations and procedures for government agencies and bodies; the scope of agency authority, in particular individual privacy; and enforcement powers of agencies. 2. What is the difference between a regulation and a statute? The Legislature enacts statutes. The People of the State may also enact statutes and constitutional provisions. Administrative agencies adopt, amend and repeal regulations under the authority granted to them by either constitutional provisions or statutes. Unless the Legislature has created an exemption, agencies must follow the procedures in the Administrative Procedure Act when adopting, amending or repealing regulations. 3. What occurs at an administrative law hearing? Administrative hearings are usually informal. The judge meets with representatives from the agency and the applicant seeking benefits. Each side presents its evidence and elicits testimony from witnesses. The hearing is often tape recorded, as opposed to recorded by a court reporter. The administrative law judge renders a decision called an administrative order, which may be reviewed by a higher level within the agency or by a court. 4. Who creates administrative agencies? Administrative agencies are created by governments to administer particular legislation, such as the Social Security Act, Workmen's Compensation Act, etc. --- - Published: 2016-01-27 - Modified: 2025-08-07 - URL: https://www.cooverlaw.com/real-estate-law-faq - Categories: FAQs Real Estate Law FAQ 1. Do I need a lawyer at a residential real estate closing? Yes. Attorneys for both buyer and seller have an active role in all parts of the house transaction, details of offers, contracts and house closings. 2. What is a contract? The contract is a legally binding document spelling out the essential issues of the sale. This includes description of property, purchase price, mortgage contingencies, closing date, and the names of both parties involved. You should have all Contracts reviewed by an Attorneybefore signing. 3. What are contingencies? Contingencies are escape hatches in a real estate contract. They let you walk away from the deal without penalty if certain conditions are not met. You might, for example, sign a contract to buy a building, but make your obligation to close contingent on things such as obtaining a mortgage loan, selling your existing property, or having a contractor inspect the building. 4. What is due diligence? Due diligence is an investigation into the background of a company and its principals. The depth of the investigation may vary depending upon the nature of the transaction and the industry involved. The investigation may involve a credibility assessment of a company through court record checks, organized crime inquiries and a review of financial information. It is legal and acceptable for companies to ensure that the people they do business with are reliable and above reproach. 5. What is commercial real estate? Broadly defined, the term “commercial real estate” refers... --- - Published: 2016-01-27 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/practice-areas/howard-county-md-family-lawyer/family-domestic-law-faq/ - Categories: FAQs JTNDYSUyMGlkJTNEJTIycGF0ZXJuaXR5JTIyJTNFJTNDJTJGYSUzRSUwQSUzQ2gxJTNFRmFtaWx5JTIwRG9tZXN0aWMlMjBMYXclMjBGQVElM0MlMkZoMSUzRQ== 1. What is the difference between a legal separation and a divorce? The legal process is the same. While in the absence of adultery, parties must both (a) separate; and (b) remain physically separated on an uninterrupted bases for at least 12 months before either party may legally seek a divorce from the Court, a legal separation can be achieved by agreement of the parties, does not involve a “waiting period” and does not necessarily involve a Court. Divorces cannot be final for at least 6 months, while a legal separation can be final almost immediately. The largest difference between the two is that if you proceed with divorce you are no longer married. A legal separation only separates the two parties – they remain married. 2. Do I really need an attorney? Yes. Going through divorce, child custody or support, adoption, etc. without an attorney is like riding a bicycle with no handlebars. You will get somewhere, but chances are you will not end up where you want to be and you will likely get hurt along the way. The majority of people who represent themselves focus on things that are not important. Coover Law Firm, LLC attorneys are trained to recognize and deal with the most important issues. JTNDYSUyMG5hbWUlM0QlMjJwcm9wZXJ0eS1kaXZpc2lvbiUyMiUzRSUzQyUyRmElM0U= 3. What is “equitable distribution”? Equitable distribution is a method for dividing the marital assets in a manner that is fair and equitable, which is different from equal. Your Coover Law Firm, LLC divorce attorney can assist you... --- - Published: 2016-01-27 - Modified: 2024-05-15 - URL: https://www.cooverlaw.com/litigation-and-arbitration-faq - Categories: FAQs Litigation and Arbitration FAQ 1. What is Alternative Dispute Resolution (ADR)? Both arbitration and mediation are referred to as “Alternative Dispute Resolution” (ADR), since both offer private, efficient solutions to conflicts rather than drawn-out legal battles in more formal court settings. 2. What is the difference between arbitration and mediation? In mediation, the parties agree that a qualified neutral, usually a lawyer or someone with specific knowledge of the dispute, will meet with all parties and attempt to bring the parties to a settlement. The mediator has no power to force a decision on anyone, but may attempt to persuade the parties to compromise. In arbitration, either one, or sometimes a panel of three, qualified neutral arbitrators (usually lawyers or retired judges) hear both sides of the case in a format more like that of a trial. The arbitrators will hear from witnesses and review documents. The arbitrators then make a decision. 3. What happens during arbitration? The arbitrator initiates the hearing by swearing in the parties and witnesses who will testify. The parties then give opening arguments and present both documentary and testimonial evidence. The attorneys question the witnesses and the arbitrator may ask questions if necessary. Rebuttal questions are allowed. Arbitration hearings, unlike trials, are not open to the public. Everything discussed in the context of the hearing is confidential and any matters disclosed often are not discoverable in future proceedings. 4. What happens after arbitration? The arbitrator will make known the decision of the arbitration to both... --- > Attorneys at Coover Law advise clients on their options and handle all aspects of business entity formation and partnerships that meets their needs. - Published: 2015-09-16 - Modified: 2026-07-30 - URL: https://www.cooverlaw.com/howard-county-md-corporations-llcs-partnerships-lawyer/ Howard County, MD, Corporations, LLCs & Partnerships Lawyers At the Coover Law Firm, we know that the foundation of your business is critical in terms of how things work, management, taxation, and profit distribution. We are experienced in forming corporations, Limited Liability Companies (LLCs), and partnerships under Maryland law and regulations. When starting a business, the chosen form of business entity can affect taxation, liability, potential growth, governance, ownership transference, stock type, and more. At the Coover Law Firm, we take great care to help you choose the proper entity form, whether it be a corporation, partnership, or Limited Liability Company. What is a Partnership? A partnership, or a general partnership, is created whenever two or more people agree to do business together for profit, even if there is no intent or written agreement to form a partnership. While no formal filing or registration requirements are needed to create a partnership, partnerships must comply with registration, filing, and tax requirements applicable to any business. There are also critical steps business partners should take to make sure they follow sound business practices when they start their new venture. At the Coover Law Firm, we are experienced in forming business entities. Our partnership law attorneys are here to help you: Choose a business name File a trade name Draft and sign a partnership agreement Obtain licenses, permits, and zoning clearance Obtain an Employer Identification Number (EIN) What is a Limited Liability Company (LLC)? A Limited Liability Company (LLC) is a partnership and... --- > A Howard County business formation attorney with the Coover Law Firm, LLC advises clients on their options and can handle all aspects of business formation. - Published: 2015-09-16 - Modified: 2026-07-30 - URL: https://www.cooverlaw.com/howard-county-md-business-formation-lawyer/ Howard County, MD, Business Formation Lawyers If you are starting and have not yet formed your business, let a Howard County business formation attorney with the Coover Law Firm help you determine the proper business formation structure. At the Coover Law Firm, we help our business-oriented clients establish new business entities, draft and negotiate business agreements, and conduct business transactions. The decisions you make when you first establish a new business and form an entity can have long-term and, in some cases, severe tax consequences. Everything from business control to business profits taxation can be affected by the type of legal entity you select. There are many factors to consider when choosing a business entity, but the common denominator is to shield its owners from personal liability. Frequently, businesses seek the assistance of a business attorney to make a change if a partner is brought into an existing company or to create agreements among the owners governing how the business will be operated. Our experienced Howard County business formation attorney will take the time to listen and understand your goals so we can advise you on your ideal entity choice. There are advantages and limitations for every type of business entity. The dedicated and experienced business lawyers at the Coover Law Firm offer expert legal representation in the following areas for our business clientele: Business Formations Limited Liability Companies (LLCs) S-Corporations (S-Corps) C-Corporations (C-Corps) Partnerships and Limited Liability Partnerships (LLPs) Joint Ventures Attorneys at the Coover Law Firm, LLC advise... --- > Our attorneys can help you acquire all of the state, county and local permits, licenses and registrations you will need for sole proprietorship. Contact us! - Published: 2015-09-16 - Modified: 2026-07-30 - URL: https://www.cooverlaw.com/howard-county-md-sole-proprietorship-lawyer/ Howard County, MD, Sole Proprietorship Lawyers The sole proprietorship is the simplest and most commonly used structure for businesses. It is an unincorporated business owned and run by one individual without distinction between the business and the owner. The proprietor owns every asset of the business, and all business debts are the proprietor's. One of the advantages of having sole proprietorship is that you do not file separate taxes for your business; you report all of your business income and losses on your personal income tax return. What Goes into the Formation of a Sole Proprietorship? You do not have to take any formal action to form a sole proprietorship. You are the sole proprietor as long as you are the only owner. The status of being a sole proprietorship automatically arises from your business activities. You are a sole proprietor if you are in business and do not have a business entity. A sole proprietor must obtain the necessary licenses and permits like all businesses. Regulations vary by industry, State, and locality. At the Coover Law Firm, our attorneys can help you acquire all state, county, and local permits, licenses, and registrations you need to run a business. Registration of a business name for a sole proprietor is generally uncomplicated unless it involves the selection of a name that is fictitious or “assumed. ” The business owner must register with the appropriate Maryland authorities, who will determine that another business entity does not currently use the name submitted. The... --- - Published: 2015-09-16 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/land-development-and-zoning Land Development and Zoning At the Coover Law Firm, our experienced Howard County land development and zoning attorney will represent landowners, joint venture partners, and entrepreneurs in developing real estate, from single lots to large residential and commercial projects. The practice’s representation includes due diligence investigations, land use applications, in-zonings, conditional use and special exception permits, variances, assignations and alterations of landmarked buildings, public and private financing, land use entitlement and construction permitting, and air rights transactions. Our land development and zoning attorneys working for you in Land Development are experienced in permitting various projects and activities and enforcing environmental regulations by local, state, and federal governmental agencies. In addition, our attorneys have broad administrative hearings and litigation experience throughout Maryland on behalf of clients facing potential liability for environmental, zoning, and complex land use issues. Although land use is local, with knowledge of the particular laws and political climates of the county, city, and state where a targeted project is located, the attorneys of the Coover Law Firm guide and counsel clients through all levels of the development process. Land Development also includes the laws governing land use or zoning. The use of your property may be limited depending on the terms of the local zoning ordinance. However, there are several approaches for handling conflicts between zoning regulations and your desired property use. Our attorneys at the Coover Law Firm have experience in zoning and usage. Call our Howard County land development and zoning attorney for any real estate,... --- > Instead of making repeated calls met with broken promises or apathy about payment, contact the debt collection attorneys of the Coover Law Firm, LLC. - Published: 2015-09-16 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-corporate-collections-lawyer/ Howard County, MD, Corporate Collections Lawyers Increase the Chances of Collecting Unpaid Debts At the Coover Law Firm we know that nothing is more frustrating that being owed money by someone who refuses to pay a legitimate debt. The direct involvement of an experienced debt collection attorney who serves clients in Howard County as well as cities and townships in neighboring Baltimore, Anne Arundel, Frederick and Montgomery Counties considerably increases the chances of recovering your debt. Our firm practices in the areas of commercial debt collection litigation and the enforcement of creditors' rights. We are experienced, aggressive, resourceful, and persistent. All of the actions we take on your behalf are valid under the laws and regulations of the Federal Government and the State of Maryland. The attorneys of the Coover Law Firm know how to compel a debtor to pay when he or she is avoiding their obligation to you. We use all the tools available by law to collect money due you, aggressively pursuing debtors with tenacity and diligence. Our Maryland Debt Collection Lawyers specialize in: Writ of Attachment Appointment of a Receiver Execution on Bank Accounts Debtor Exams Litigation Recovery of Costs Domestication of Judgments Mechanic’s Liens Garnishments Loans, guaranties, letters of credit, and other extensions of credit; Debts for goods sold and delivered; Attorneys' fees and fees owed to accountants and other professionals, including consulting fees; Rent arrears and unpaid condominium common charges; Suits seeking recoveries based on unjust enrichment, such as claims based on quantum meruit... --- > Our business dissolution attorneys can also help you sort through your remaining contracts and guide you appropriately. Schedule an appointment now! - Published: 2015-09-16 - Modified: 2026-07-30 - URL: https://www.cooverlaw.com/howard-county-md-business-dissolution-litigation-lawyer/ Howard County, MD, Business Dissolution Litigation Lawyers Our attorneys at the Coover Law Firm of Columbia, Maryland, understand all of the legalities of the stages of a business. We are prepared to provide the thorough, forward-thinking representation needed when preparing to wind up a business dissolution. For some business owners, the time comes when they must end operations and dissolve their business. Dissolution is the last stage of liquidation, the process by which a company is brought to an end and the assets and property of the company redistributed. It's a stressful time and a multi-step process. Several events can trigger the dissolution of a corporation: Voluntarily Dissolution - Filing a notice of dissolution with the Secretary of State or via court order after a vote of the shareholders. Involuntarily Dissolution – IRS takes action due to failure to pay taxes. Corporate assets are liquidated during dissolution, and distributions are made to pay off corporate debts. How Is a Business Dissolved? How a business is dissolved depends on the type of business in question. A company can exist as three different types of entities, which are: Sole proprietorships Partnerships Corporations A sole proprietorship lasts as long as the owner desires it to or until the sole proprietor's death. Upon death, the sole proprietorship ceases to exist, with its assets and liabilities becoming part of the sole proprietor's estate. In partnerships, the outcome is the same unless the partnership agreement contains a method by which the deceased partner's share may be... --- > If your construction dispute requires legal intervention to resolve, call on a Howard County construction litigation lawyer with the Coover Law Firm. - Published: 2015-09-16 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-construction-litigation-lawyer/ Howard County, MD, Construction Litigation Lawyer Construction often leads to a myriad of issues that can range from the simple to the complex. A Howard County construction litigation lawyer at the Coover Law Firm is here to listen to your needs and provide the knowledge and expertise to help you work through any construction litigation matter. The construction law practice at Coover Law Firm encompasses many complex legal issues, requiring the assistance of knowledgeable attorneys experienced in Maryland construction law. Call 410-995-1100 or contact us online to schedule a consultation with a knowledgeable and experienced Howard County civil litigation lawyer. What is Construction Litigation? Construction litigation is the area of law covering legal disputes that arise out of building and construction projects. These disputes can arise under construction agreements and claims of injury or wrongful death caused by negligent behavior. In both cases, construction litigation refers to civil lawsuits involving private parties and is governed by rules and burdens of proof distinct from those applicable to criminal prosecution. Contract disputes that lead to construction litigation sometimes involve simple matters, such as non-payment, work conditions, or project deadlines, often involving just two parties: the general contractor and a subcontractor. Other times, the contract disputes are complex and involve claims regarding the quality and scope of work performed or matters about clauses in loan agreements. These are likely to include additional parties, such as suppliers and lenders. Construction litigation involving negligence often centers on defects discovered by homeowners or commercial property owners... --- > Unmarried and want to establish paternity? Know your options. Click to learn more from a Howard County paternity lawyer, then call (410) 553-5042. - Published: 2015-09-09 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-paternity-lawyer/ Howard County Paternity Lawyer The economic benefits of establishing paternity can be very high for all parties involved (the mother, any children, and the putative father). They may go on for many years, throughout the child's adolescence, teenage years, and adulthood. It's essential to have a knowledgeable and experienced Howard County family law attorney with courtroom experience looking out for your interests through establishing (or challenging) paternity. Whatever challenge you're facing, a Howard County paternity lawyer can help. Call Coover Law Firm today at (410) 553-5042. Why is it important to establish paternity? In Maryland, a father has a duty to support his children until they turn 18 or longer in certain circumstances. Establishing paternity is a requirement before a Maryland family law Court can order that a putative (presumed) father be required to pay child support. Therefore, a mother seeking child support from a man to whom she was not married is well advised to begin the process of establishing paternity as soon as possible, as delay may make establishing paternity more difficult and may result in a delayed order of child support. Even where child support is not an issue, establishing paternity is essential for a child to be able to receive a share of a father's estate when the father dies with or without a will. Establishing paternity is also essential for ensuring a child is eligible for certain benefits they may be entitled to through the father, including social security, health care, and veterans' benefits. Finally,... --- > Need help with child support in Howard County? Call (410) 553-5042 to speak with a qualified Howard County Child Support Attorney and protect your rights. - Published: 2015-08-03 - Modified: 2026-07-09 - URL: https://www.cooverlaw.com/howard-county-md-child-support-lawyer/ Howard County Child Support Attorney Divorce is never easy, but the process can be even more complicated and emotional when children are involved. As a parent, you must support your children even if you are no longer married or in a relationship with the other parent. Even if you were never married to your child’s other parent, you still have obligations and rights regarding child support. When it comes to calculating and understanding your legal rights and responsibilities, it is imperative that you speak with a qualified and experienced Howard County family lawyer to discuss child support. Fred L. Coover, Esquire of Coover Law Firm, LLC in Howard County, can help you during this challenging time. Call (410) 553-5042 today. Why Coover Law Firm, LLC? Navigating child support issues requires not only legal knowledge but also a compassionate understanding of family dynamics. Coover Law Firm, LLC, led by Fred L. Coover, Esquire, offers both. Over 35 Years of Experience: Mr. Coover has dedicated more than three decades to family law, handling complex child support, custody, and divorce cases across Howard County and surrounding areas. Personalized Legal Strategies: Recognizing that every family situation is unique, the firm tailors its approach to meet the specific needs and goals of each client, ensuring that the child's best interests remain paramount. Comprehensive Services: Beyond child support, Coover Law Firm provides assistance with custody arrangements, property division, and other family law matters, offering clients a holistic legal support system. Local Insight: Situated in Columbia, Maryland,... --- > Consult a Howard County business and corporate lawyer today whose helped hundreds of clients with business, commercial, and corporate legal matters. - Published: 2015-06-18 - Modified: 2026-07-30 - URL: https://www.cooverlaw.com/howard-county-md-business-corporate-lawyer/ Howard County Business and Corporate Lawyer Forming, restructuring, and maintaining a business or corporation can be virtually impossible without the help of an experienced attorney. Whether you’re facing a lawsuit or commercial dispute, writing contracts and financing agreements, or just wanting to ensure your business is on track for growth, it’s in your best interest to consult a Howard County business and corporate lawyer. Attorney Fred Coover of Coover Law Firm, LLC has over 30 years of experience helping clients resolve disputes and grow their businesses. Call us today to schedule a consultation. Contact Us For A Consultation Call Today: (410) 995-1100 Our Solutions for Businesses and Corporations Business, corporate, and commercial law can involve business tort litigation, commercial disputes, partner and shareholder disputes, and asset litigation. A Howard County business and corporate lawyer at Coover Law Firm handles various business transactions ranging from general contract law, entity formations, and acquisitions to complex issues involving protecting ownership interests and succession planning. For any business, commercial, or corporate legal matter in Columbia, Maryland, and surrounding areas, call 410-553-5042 or contact the firm online to discuss appointment scheduling. Business Tort Litigation A “business tort” refers to an intentional action or breach of duty that interferes with a business’s property, economic interests, or relationships. There are dozens, if not hundreds, of situations from which a business tort claim can arise, but the most common cases involve: Breach of fiduciary duty Fraud and misrepresentation Unfair business practices Violation of trade secrets. Commercial Disputes Business... --- - Published: 2015-04-21 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/testimonials/peer-endorsements/ Peer Endorsements "Fred is one of the most professional, knowledgeable, and experienced attorneys with whom I have had the pleasure of coming in contact. He is thorough, well-prepared, and is current with changes in the law. More importantly, he has integrity and is honest. He zealously advocates for his clients, exercises sound judgment, and is able to seamlessly interface with a variety of individuals. I offer my highest recommendation. " Lauren Benko, in Baltimore, MD"I had the pleasure of working with Chip in a case where he represented a party and I represented non-parties who were served deposition and trial subpoenas that the Court ultimately found were defective. I observed his courtroom demeanor and found him to be one of the best litigators that I've seen in my 25 years of trying cases in both the civil and criminal courts throughout Maryland. I highly recommend him to anyone in need of any type of litigation matter, especially in Howard County. " Michael DeHaven, Divorce / Separation Lawyer in Towson, MD "I worked for Chip Coover 12 years ago and I have rarely seen an attorney more energetically committed to delivering what clients want and maintaining high standards. There are a lot of different styles and ways of practicing law well, and I am glad that I got to experience his high-energy, high-intensity approach as a young associate. I have referred clients to his practice in Howard County land use matters and would do so gladly in the future, given the... --- - Published: 2015-02-23 - Modified: 2016-02-19 - URL: https://www.cooverlaw.com/contact-us/directions Maps & Directions Coover Law Firm, LLC 10500 Little Patuxent Parkway, Suite 420 Columbia, Maryland 21044-3563 Toll Free: 866-425-9555 Local: 410-995-1100 Fax: 410-997-7896 View on Google Maps --- > Our comprehensive family law practice goes beyond divorce and custody to include a variety of domestic law matters. Schedule an appt, with our attorneys. - Published: 2015-02-23 - Modified: 2026-08-25 - URL: https://www.cooverlaw.com/contact-us/ Contact Us Get Help Today From an Experienced Maryland Lawyer 10500 Little Patuxent Parkway, Suite 420 Columbia, Maryland 21044-3563 Local: (410) 995-1100 Fax: (410) 997-7896 --- - Published: 2015-02-23 - Modified: 2016-02-19 - URL: https://www.cooverlaw.com/disclaimer Disclaimer The information and materials on this Web site are provided for general informational purposes only, and are not intended to be legal advice. We attempt to provide quality information, but the law changes frequently, and varies from jurisdiction to jurisdiction. The information and materials provided are general in nature, and may not apply to a specific factual or legal circumstance. An attorney and client relationship should not be implied. Nothing on this Web site is intended to substitute for the advice of an attorney; therefore, if you require legal advice, please consult with a competent attorney licensed to practice in your jurisdiction. --- - Published: 2015-02-23 - Modified: 2016-03-30 - URL: https://www.cooverlaw.com/contact-us/thank-you Thank you! We will be in touch with you very shortly. --- > Our comprehensive civil litigation practice encompasses a long record of successful conflict resolution in business, commercial and real estate litigation. - Published: 2015-02-23 - Modified: 2026-07-30 - URL: https://www.cooverlaw.com/about-us/ About Us Attorney Profile Staff Profiles Firm Philosophy Code of Civility Legal Notices Client Bill of Rights --- > Mr. Coover is committed to every client that comes through his door and uses his 30 years of legal experience to work with integrity to achieve results. - Published: 2015-02-23 - Modified: 2026-08-25 - URL: https://www.cooverlaw.com/attorney-profile/ Attorney Profiles Fred L. "Chip" Coover is the founder and principal attorney at the Coover Law Firm, serving central Maryland and beyond in the areas of family law and civil litigation, including divorce, adoption, child custody and visitation, alimony and child support, construction law, land use, personal injury and real estate law. A native of Baltimore, Mr. Coover received his Bachelor's of Science in Business Administration from Towson State University in Baltimore in 1980 and earned a joint Masters of Business Administration and Juris Doctor law degree from the University of Baltimore in 1985. He is also a graduate of Leadership Howard County, Class of 2003. Mr. Coover is committed to the advancement of the legal profession and is active in local, state and national bar associations and attorney organizations. Since 2001, he has served on the Executive Council of the Maryland State Bar Association, Committee for the Resolution of Fee Disputes. Mr. Coover is equally committed to the needs of every client that comes through his door and looks forward to the opportunity to put 30 years of legal experience to work for every client with integrity and dedication to achieving outstanding results. Education: J. D. , University of Baltimore (1985) M. B. A. , University of Baltimore (1985) B. S. , Towson State University (1980) Admissions: Maryland Court of Appeals United States District Court, District of Maryland District of Columbia United States Supreme Court Professional Associations/Memberships: Maryland State Bar Association Howard County Bar Association Peer Endorsements --- > With dedication to our clients and their cases, our staff focuses time and energy on each case in order to get the best results for our clients every time. - Published: 2015-02-23 - Modified: 2026-05-27 - URL: https://www.cooverlaw.com/staff-profiles/ Staff Profiles Shelly Abrams is Coover Law Firm Administrator. Shelly has had over 30 years experience in legal management, and is available to answer any of your inquires regarding billing or administrative procedures. Feel free to call her at any time. Ebony has been a legal receptionist at Coover Law Firm, LLC, for five years, often serving as the initial point of contact. Ebony loves learning new things, something she's able to enjoy every day while working for the firm. She is passionate about helping others to the best of her ability. As Ebony puts it, 'It brings joy and warmth to my days'. --- - Published: 2015-02-23 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/about-us/about-usfirm-philosophy/ Philosophy & Client Rights The goal of our Firm is to meet the evolving legal needs of the community by providing the highest quality legal services with uncompromising ethical standards. We maintain a client-oriented, technologically efficient, and process-driven environment. To further accomplish our goals, our attorneys and staff strive to: Maintain the highest professional standards in all matters of the practice. Meet or exceed every client's expectations for efficient, effective, and professional legal services. Build foundations with our clients to ensure a long-term relationship. Seek out and participate in opportunities to expand our knowledge of the law and capacity to deliver legal services. Be respectful and courteous towards our clients, vendors, and opposing counsel. Uphold the high camaraderie that currently exists within the firm. Recognize that the financial stability of the firm is a key value and that our time and advice is our stock in trade. Our guiding philosophy is to provide clients with legal tools and options that will enable them to take control of their personal and business affairs. We understand that the qualities clients value most in their professional advisors are competence, responsiveness, and sensitivity to their needs. We believe that clients are best served if they maintain long-term relationships with their attorneys and other advisors, and we strive to create and maintain those relationships. We place special emphasis on listening carefully to our clients, helping them understand their options, and communicating our advice in plain English. Client Bill of Rights At Coover Law Firm, LLC... --- - Published: 2015-02-23 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/about-us/code-of-civility/ Code of Civility At Coover Law Firm, LLC we believe that civility should guide all of our professional actions and communications. We subscribe to the standards set forth in the Code of Civility established by the Maryland State Bar Association in 1997 . Maryland State Bar Association Code of Civility In May 1997, the Maryland State Bar Association’s Board of Governors approved the following aspirational Code of Civility for all lawyers and judges in Maryland. MSBA encourages all Maryland lawyers and judges to honor and voluntarily adhere to the standards set forth in these codes. Civility is the cornerstone of the legal profession. Lawyers' Duties 1. We will treat all participants in the legal process, in a civil, professional, and courteous manner and with respect at all times and in all communications, whether oral or written. These principles are intended to apply to all attorneys who practice law in the State of Maryland regardless of the nature of their practice. We will refrain from acting upon or manifesting racial, gender, or other bias or prejudice toward any participant in the legal process. We will treat all participants in the legal process with respect. 2. We will abstain from disparaging personal remarks or acrimony toward any participants in the legal process and treat everyone with fair consideration. We will advise our clients and witnesses to act civilly and respectfully to all participants in the legal process. We will, in all communications, speak and write civilly and respectfully to the Court, staff,... --- - Published: 2015-02-23 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/about-us/legal-notices/ Legal Notices Linked Sites Statement This Website may contain links to other Internet sites, which are provided solely as a convenience to Viewers not as an endorsement of the contents of such sites. In addition, other Internet sites may link to this Website without our knowledge or permission. Because Coover Law Firm, LLC has no control over such linked sites, we assume no obligation to review, and are not responsible for the availability or content of, any off-site pages or any other sites linked to this Website. Your linking to off-site pages or other sites is at your own risk. Possibility of Error; Liability Disclaimer The information and services published on this Website may include inaccuracies or typographical errors. Coover Law Firm, LLC may make improvements or changes in this Website at any time. In no event shall Coover Law Firm, LLC be liable for any direct, indirect, actual, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this Website, whether based on contract, tort, strict liability or otherwise, even if Coover Law Firm, LLC has been advised of the possibility of damages. Because some states or other jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. Coover Law Firm, LLC Coover Law Firm, LLC is a Maryland Limited Liability Company that provides legal products and services only through its Member and employee attorneys. Each reference to... --- - Published: 2015-02-23 - Modified: 2022-08-25 - URL: https://www.cooverlaw.com/practice-areas Practice Areas Family Law Divorce Paternity Child Custody Child Support Property Division Civil Litigation Business Dissolution Litigation Construction Litigation Corporate Collections Personal Injury and Tort Litigation Real Estate Litigation Construction Law Business & Corporate Law Corporations, LLCs & Partnerships Business Formation Sole Proprietorship --- > Involved in a civil litigation dispute? You need an Howard County civil litigation lawyer to protect your interests. Coover Law Firm is here to help. - Published: 2015-02-23 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-civil-litigation-lawyer/ Howard County Civil Litigation Lawyer Litigation (or the threat thereof) is life for many individuals and business owners. Even owners who have protected their assets by forming a corporation or LLC may be at risk of litigation. Whether you’re being sued or want to sue, the worst thing you can do is ignore the problem, especially if you’ve been served with court papers. Ignoring a lawsuit doesn’t make it go away, and you may face further ramifications by letting it fall to the wayside. On the other hand, if you want to file a lawsuit, you must do so before the statute of limitations (deadline) arrives. Hiring an experienced Howard County civil litigation lawyer is in your best interest for these and many other reasons. Coover Law Firm, LLC responds quickly to any threat of litigation to protect your rights and resolve the matter in your best interests as soon as possible. Let us handle your legal matter so you can get back to running your business or, for families and individuals, reinvigorating your priorities in life. For more information, call our Howard County civil litigation law firm at (410) 995-1100. Practice Areas Our civil litigation practice covers all business, commercial, and family disputes for plaintiffs and defendants in Howard County and surrounding counties in Maryland. We have experience working with everyone from individuals to families to corporations. Our services include: Breach of Contract Every business transaction involves an oral or written contract, express or implied. Contract disputes are bound... --- > Commercial real estate projects are complicated. Let a Howard County commercial real estate lawyer help the transaction go as smoothly as possible. - Published: 2015-02-23 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-commercial-real-estate-lawyer/ Howard County Commercial Real Estate Lawyer Coover Law Firm has a long history of representing builders and developers in Howard County in all aspects of real estate law, including entity formation, land acquisition, contracting with subcontractors, litigation of disputes, and more. Suppose you are involved in purchasing, selling, leasing, or developing real estate in Maryland. In that case, we can help ensure a smooth and successful transaction or dispute resolution while protecting your rights and vital interests. Care and prudence must be exercised at every stage of the process. Any misstep along the way can cause the deal to collapse. With the assistance of experienced commercial real estate lawyers, you can rest assured that great care will be taken to ensure a successful transaction. If disputes arise, we provide robust and incisive litigation representation to resolve matters efficiently and effectively. Coover Law Firm is also highly knowledgeable regarding liability for injuries on private property and other civil litigation matters. What Is Real Estate Litigation? At the Coover Law Firm in Columbia, Maryland, we represent clients throughout Howard, Anne Arundel, Frederick, and Baltimore Counties in all their real estate litigation needs. Real estate litigation encompasses disputes involving the purchase, use, development, improvement, sale, and transfer of real estate, along with construction issues. Coover Law has extensive experience representing clients in Columbia, Maryland, and the surrounding areas with diverse interests and roles, including: Borrowers Builders Commercial brokers Contractors Developers Lenders Mortgage brokers Real estate brokers Real Estate Investment Trusts (R. E. I.... --- - Published: 2015-02-23 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/practice-areas/howard-county-md-real-estate-litigation-lawyer/howard-county-md-construction-lawyer/ Howard County, MD, Construction Law Lawyers The Coover Law Firm represents property owners, contractors, and subcontractors in complex construction law disputes in Columbia and Howard County, Maryland. Perhaps no other business sector is subject to more disputes than the construction industry. Generals and subs want and need to be paid on time, while owners and developers want the job done before the contractors walk away. Our real estate lawyers understand that project timelines are strict, and every day of delay is another dollar out of somebody's pocket. No wonder once-friendly parties may be thrown into heated disputes over complex scheduling, engineering, and contractual issues. What areas of Construction Law do we specialize in? The construction law practice at Coover Law Firm encompasses many complex legal issues in construction, any of which require the assistance of knowledgeable attorneys experienced in Maryland construction law: Mechanic's Liens - Contractors and subs who supply labor or materials on a construction project may place a lien on the subject property to ensure they get paid when the job is finished, but this requires going to court and proving cause for the lien. A lienholder may be able to foreclose on the property if payment isn't forthcoming. The situation gets more complex when the property subject to the lien is sold before construction is completed or even before construction has ever begun. Construction Trust Actions - Under Maryland Real Property Code section 9-201, any funds paid to the contractor are held in trust for the subcontractors... --- > Need help with a family law matter in Howard County? Coover Law Firm, LLC offers clear guidance for divorce, custody, and support. Call (410) 553-5042. - Published: 2015-02-23 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-family-lawyer/ - Categories: Family Law Howard County Family Lawyer Family law issues can affect every part of your life—from your finances and living arrangements to your relationship with your children. When these matters arise, having experienced legal guidance can help you understand your options and make informed decisions about what comes next. Coover Law Firm LLC represents individuals and families throughout Howard County, Maryland, including communities such as Ellicott City, Laurel, Clarksville, and surrounding areas. Whether you are facing divorce, child custody concerns, child support issues, or another family-related legal matter, our firm provides clear guidance and practical support tailored to your situation. If you need help from a Howard County family law attorney, call (410) 553-5042 to schedule a consultation with Coover Law Firm LLC. Why Coover Law Firm, LLC for Your Case? When your divorce, custody dispute, or other family law matter is being decided, the attorney you choose can have a significant impact on both the process and the outcome. At Coover Law Firm LLC, we bring decades of experience representing individuals and families throughout Howard County, providing steady guidance in even the most complex or emotionally charged cases. Attorney Fred Coover has practiced family law for more than 40 years, handling a broad range of matters including divorce, child custody, child support, and related domestic relations issues. That experience allows our firm to anticipate challenges, identify practical solutions, and help clients make informed decisions at every stage of their case. Family law cases in Maryland are handled at the county level,... --- > Our Howard County child custody lawyer is ready to help you through this difficult time with practical, solution-oriented advice. Call now. - Published: 2015-02-23 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-child-custody-lawyer/ Howard County Child Custody Lawyer When couples with children decide to divorce, the issue of child custody is often the most important. It is essential to approach this matter carefully, considering the child’s best interests. Attorney Fred Coover is your skilled and experienced Howard County child custody attorney. He is dedicated to resolving custody matters in an atmosphere of mutual respect and sensitivity to the child’s needs. Let us help you resolve your divorce or child custody matter with personal attention to long-term needs and lasting family relationships. Today, contact a Howard County family lawyer with Coover Law Firm, LLC at (410) 553-5042. What services are provided by our Howard County child custody attorney? When you come to Coover Law Firm, LLC for assistance with a child custody matter, you can expect comprehensive legal services at all stages of your case. Legal advice Before making any decisions involving your children, it is crucial to understand the law and how it applies to your situation. Mr. Coover provides personalized advice and counsel to ensure you make the best decision for your family. Representation in court If your case must go to Court, our Howard County family lawyer is prepared to defend your rights and ensure your children’s best interests are represented. Negotiation and mediation Alternative dispute resolution methods like negotiation and mediation can produce better child custody results than a Court hearing. Our Howard County child custody attorney is an experienced negotiator with the skills to help you reach a fair... --- > Property division can be the toughest part of a divorce. Trust a Howard County property division lawyer at Coover Law Firm. - Published: 2015-02-23 - Modified: 2026-07-29 - URL: https://www.cooverlaw.com/howard-county-md-property-division-lawyer/ Howard County Property Division Lawyer Concerned about receiving a fair distribution of property in your divorce case? Coover Law is here to help. Call today (410) 553-5042 Our Howard County property division lawyer knows that the distribution of marital property is one of the most significant issues that must be decided during a divorce. If circumstances change, domestic relations orders for custody and support can often be modified after the divorce. Still, the Court's final judgment regarding property distribution is not usually changed. It is essential to be well-represented during the divorce by a Howard County property division attorney experienced in Maryland family law and dissolutions involving high net-worth couples or complex asset structures. The Coover Law Firm in Columbia provides advice and representation in domestic law in Howard County and beyond. We ensure you are well-represented in the property settlement and receive your fair share of the marital estate. What is Maryland Marital Property Law? Maryland is an "equitable distribution" state instead of a "community property" state. The Judge's job in a divorce proceeding is not to divide the marital property equally between the two parties but to ensure an equitable or fair distribution. Equitable distribution does not always mean equal distribution, and the property division in a Maryland divorce is not always 50/50. The Court considers a variety of factors in deciding what a fair distribution would be, including: Length of the marriage Age, health, skills, and abilities of each spouse Amount of separate property owned by each... --- - Published: 2015-02-23 - Modified: 2023-06-16 - URL: https://www.cooverlaw.com/testimonials Testimonials Chip, and the extraordinary team of associates, navigated a complicated real estate transaction for us on an estate sale, dealing with estate attorneys, beneficiaries and real estate agents. We were amazed at their ability to sort through a host of stakeholders via discovery, and quickly define a winning approach to resolution. Tom Daly. After we sold our home, we felt as though we were living a nightmare when a suit was filed against us for a condition with the property that we had no prior knowledge of. It was such a blessing for my family that we were able to hire Fred “Chip” Coover to represent us in this legal matter. He really took the time to understand the case and what was important to us. Chip was patient, kind, and professional in all of our interactions and worked diligently to resolve the issue as timely as possible. Knowing that he was keeping our best interests at heart at all times really helped to ease our stress through this difficult time. M. R. C. I am forever grateful to Fred Coover and his staff for giving me the opportunity to stand up for what was right. he and his staff at all times were professional and compassionate. i was kept informed throughout the different stages of my case. They always explained things to me in a manner for me to understand the process completely. I could not have had a better attorney to represent me. Jill Cornwell "Fred “Chip”... --- - Published: 2015-02-23 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/client-center/pay-online/ Pay Online Clients now have the convenience of paying their legal fees online! Simply click on the Payment button to begin your payment process. We provide secure and encrypted payment methods. Using encryption enhances the security of website payments by decreasing the possibility that a third party could manipulate the data transferred over the internet. Please contact us if you have any questions regarding this payment procedure. Enter Payment --- - Published: 2015-02-23 - Modified: 2016-02-19 - URL: https://www.cooverlaw.com/client-center Client Center Coming Soon --- --- ## Posts > Are assets in a trust protected from divorce in Maryland? It depends on the trust type and how it was funded and used, not the label on it. - Published: 2026-07-30 - Modified: 2026-08-11 - URL: https://www.cooverlaw.com/blog/are-assets-in-a-trust-protected-from-divorce/ - Categories: Divorce Whether assets in a trust are protected from divorce in Maryland depends on the type of trust, who created it, who controls it, how it was funded, and whether trust assets remained separate during the marriage. The divorce lawyer in Howard County at Coover Law Firm, LLC reviews trust documents alongside other marital assets to help clients understand what a Court is likely to treat as marital property. How does Maryland divide property in a divorce? Maryland treats property acquired during the marriage as marital property regardless of whose name is on the title, and a Court generally settles the parties' interests in it through a monetary award rather than by transferring each asset. Under Maryland Family Law Article 8-201, this excludes: Property owned before the marriage An inheritance or gift from someone other than a spouse Property excluded by a valid prenuptial or postnuptial agreement Property directly traceable to those sources Property that meets one of these exceptions is often called separate property, and it generally stays with the spouse who owns it. The one exception is a retirement account or pension, or a jointly titled family home, which a Court can transfer directly. Is a revocable trust protected from divorce in Maryland? Generally, no. Among the several types of trusts recognized under Maryland law, a revocable trust offers the least protection, because its creator can still amend or revoke it, and withdraw the assets, at any time. Maryland Courts treat that control as equivalent to owning the property... --- > In Maryland, child support typically ends at 18, but not always. Learn when support continues and how to modify an existing order. - Published: 2026-05-20 - Modified: 2026-06-18 - URL: https://www.cooverlaw.com/blog/does-child-support-end-at-18-or-high-school-graduation/ - Categories: Child Support In Maryland, court-ordered child support usually ends when the child turns 18. However, if the child is still in high school, support may continue until the child graduates from high school or turns 19, whichever comes first. That rule can sound simple, but it can get confusing. A child may turn 18 in the middle of senior year, a parent may still owe back support, and a wage order may keep pulling money from a paycheck even after the obligation should end. It's also worth knowing that these rules describe what a court will order under Maryland law, and they do not replace what parents themselves agreed to in a signed Marital Settlement Agreement. A Howard County child support attorney at Coover Law Firm, LLC can help parents understand what their order or agreement says and what steps they may need to take. When does child support actually end in Maryland? Under Maryland family law, child support usually runs until the child turns 18. If the child is still enrolled in high school at that time, support may continue until the child finishes high school or turns 19. If a child turns 18 in November of senior year and graduates in June, support may continue through graduation. If the child is still in school but turns 19 before graduation, support usually ends at 19. This means support ends when the child reaches the age specified by Maryland law, the terms of a court order, or an enforceable settlement agreement. Parents... --- > Learn how to tell your spouse you want a divorce in Howard County, MD. Understand when to have the conversation and how to move forward with the legal process. - Published: 2026-04-23 - Modified: 2026-05-19 - URL: https://www.cooverlaw.com/blog/how-to-tell-your-spouse-you-want-a-divorce/ - Categories: Family Law In Maryland, divorces now proceed under no-fault grounds, including irreconcilable differences, six-month separation, or mutual consent. Ending any relationship is never easy, and dissolving a marriage is even harder. Choosing the right time and way to tell your spouse you want a divorce can set the tone for the entire process. A good place to start is by finding an experienced divorce lawyer in Howard County to consult with. When is the right time to talk about divorce? While there is no perfect time, choosing a moment when your spouse is not overwhelmed or distracted can help the conversation stay more productive. Avoid having this conversation in public or in front of others. Avoid blurting out that you want a divorce right before a big life event or occasion. If possible, wait until your spouse has some time to process. Depending on your situation, it may be difficult to prioritize your spouse’s feelings. However, the more civil you can make the process, the better it will be for everyone involved. If you have concerns about safety or how your spouse may react, it may be better to plan the conversation with support in place or speak with an attorney first. How should you prepare before telling your spouse? Prepare for talking to your spouse about a divorce by calmly writing down the reasons why you believe it would be best for you both. Try to remove any anger or strong negative emotions from your words. Focus on clear, calm communication.... --- - Published: 2025-11-18 - Modified: 2025-12-09 - URL: https://www.cooverlaw.com/blog/how-to-get-full-custody-in-maryland - Categories: Divorce Family law courts will award sole legal and physical child custody in Maryland only if it is demonstrated to be in the best interests of the child. When a parent is seeking full custody of a child in Maryland, they are filing for sole legal and physical custody of the child. This means that one parent has exclusive responsibility for making all decisions about raising the child (healthcare, religious upbringing, where the child goes to school, etc. ) and that the child lives with them full-time. An experienced Howard County child custody lawyer can help you file the initial custody complaint and help obtain legal decision-making authority and parenting time. Although Maryland updated its custody terminology in 2023, many parents still use the term ‘full custody’ to describe seeking both primary parenting time and full decision-making authority. Preparing your petition for full custody Although family law Judges make decisions about the child with their best interests in mind, they can only make a custody decision with the information they have before them. Your attorney can help you gather appropriate documentation showing why you’re the best choice, then use your records and other documents to build a compelling argument for the Judge, demonstrating why you having full custody is best for your child. Key documents required in Maryland child custody cases Parents petitioning for full custody must prove to the Court that they are actively involved in their child’s life, that they can provide a stable and safe home, and that... --- - Published: 2025-10-16 - Modified: 2025-12-16 - URL: https://www.cooverlaw.com/blog/contested-divorce-complications - Categories: Divorce Divorce is never easy, especially when there are disagreements involving property division or child custody. In Maryland, these cases are known as contested divorces and often involve multiple court proceedings before final divorce orders are issued. Working with an experienced Howard County, MD divorce lawyer can help you understand how this process works and what to expect so you can prepare for the steps ahead. What is a contested divorce? A contested divorce happens when spouses cannot agree on one or more parts of their divorce, such as property division, attorney fees, or child support. When they cannot reach an agreement, a Judge steps in to make final decisions about assets, custody, and other key issues. An uncontested divorce occurs when both spouses agree on all terms before going to Court. These cases are faster and less expensive since there is no need for a trial. However, if even one issue remains unsettled, the Court will treat the case as contested. Contested divorces often take longer (sometimes a year or more) because they involve hearings, discovery, and sometimes mediation. Uncontested divorces, on the other hand, can often be finalized within a few months since the parties have already resolved their differences. Filing for a contested divorce in Maryland The first step in a contested divorce is filing a divorce petition with the appropriate Circuit Court. Under Md. Code, Family Law § 7-103, the only three grounds for divorce are: Irreconcilable differences Six-month separation Mutual consent If your spouse does not... --- - Published: 2025-07-31 - Modified: 2025-07-31 - URL: https://www.cooverlaw.com/blog/when-is-divorce-mediation-not-recommended - Categories: Divorce Mediation can be a powerful tool in resolving conflict during a divorce, but there are times when it may not be appropriate or effective. If you are wondering when divorce mediation is not recommended, a Coover Law Firm, LLC divorce lawyer in Howard County, MD, suggests avoiding this method if there is a history of domestic abuse, lack of transparency, significant conflict, unwillingness to compromise, imbalanced power dynamics, or financial complexity. What mediation is and how it works During a divorce, mediation in Maryland is typically used when a couple cannot come to an agreement on property division or on how child custody or spousal support issues should be settled. Both spouses sit down with a neutral party, known as a mediator, to work out their differences. A mediator will guide discussion between you and your spouse and help you consider various points that may help you arrive at an agreement. Mediators do not make decisions for you. Instead, they help you find ways to compromise and make decisions you are both satisfied with. The benefits of mediation sessions are that it is considerably less expensive than court, minimize the duration of your divorce, and allow you to keep your conflict confidential. The divorce mediation process is one that both parties voluntarily agree to enter into together. When mediation should be avoided So, in what situation is mediation not recommended? In some circumstances, mediation can actually result in an unfair outcome for one of the spouses. Below is a closer... --- - Published: 2025-07-10 - Modified: 2025-07-22 - URL: https://www.cooverlaw.com/blog/how-to-split-stocks-in-a-divorce - Categories: Divorce Under Maryland law, assets during divorce are divided equitably between spouses, which can include stocks. However, there are some exceptions that may come into play, where stocks owned by a spouse prior to marriage are returned to them. These types of complex divorce cases require expertise, skill, and the assistance of specialists in various fields to protect your rights and help you obtain what you deserve. To understand this question in detail, a Howard County divorce lawyer from Coover Law Firm, LLC, discusses how stocks are split in a divorce. Maryland divorce law divides property equitably, not equally Under Maryland Code, Family Law, Article 7-103, all marital property must be divided equitably and fairly during a divorce. However, equitable distribution does not mean a 50/50 split, as is often seen in community property states. The Court will examine each spouse’s financial, living, and earning arrangements to determine the most appropriate division of property. Marital property usually applies to any assets and funds a couple acquired during their marriage, even if the item only has one person’s name on it. This can even apply to a home one spouse brought into the union if they used marital funds to pay the mortgage, taxes, or other expenses. Along with homes and other real estate, marital assets may include retirement accounts, vehicles, bank accounts, jewelry, artwork, and furniture. There are some exceptions, including inherited property or gifts, although you will need to provide evidence showing how you acquired the asset. Your divorce attorney... --- - Published: 2025-05-29 - Modified: 2025-05-30 - URL: https://www.cooverlaw.com/blog/what-to-bring-to-child-custody-consultation - Categories: Child Custody Your child custody petition has a lot riding on it. By being prepared for your initial consultation, you can help your child custody attorney help you get your preferred arrangement. Howard County family law judges make decisions on child custody cases based on the best interests of the child, so you and your lawyer must develop a strong case demonstrating why your proposed arrangement is in your child's best interest. You can help your Columbia family law attorney help you by being prepared at your initial consultation. Bring the documents we've listed below, plus a list of key questions and concerns. Bring all essential documents and organize them beforehand Collect all legal paperwork pertaining to the custody matter so your lawyer can get a full picture of the issues and situation. This can include: Your child's birth certificate and any documents related to paternity Divorce filing and/or divorce decree Temporary orders from the court or a Marital Settlement Agreement. Your existing child custody order and any child support orders Any pre- or post-nuptial agreements Financial documents affirming your income and the money you spend taking care of your child Any reports from the Maryland Department of Human Services Child Protective Services (CPS) Your child's medical records, including notes about who takes your child to the doctor and dentist If you're concerned about the other parent's ability to provide a safe, stable home for your child, or if you're concerned about the other parent drinking, using drugs, or not supervising your... --- - Published: 2025-04-26 - Modified: 2025-08-05 - URL: https://www.cooverlaw.com/blog/business-division-in-divorce - Categories: Property Division If you and your spouse are considering divorce or are going through the divorce process, one of your biggest concerns is what could happen to your business. Whether one or both of you run the business, the community may have an interest in it, and it will likely need to be considered in the division of the marital estate. A divorce can be a difficult process to navigate with or without a business to divide, so don’t do it alone. Protect your financial security by scheduling a consultation with Howard County property division lawyer Fred Coover by calling (410) 553-5042. In the meantime, continue reading to learn more about how a business might be treated and divided during a divorce. First things first: is your business marital property? Maryland is an equitable property state which means that in a divorce, marital property must be divided equitably or fairly between the parties. Although the division must be equitable, it might not be 50/50 or a straight line down the middle of each asset because various factors are weighed when dividing property. Marital property is all property acquired by one or both parties during the marriage, regardless of whose name is on the title or who purchased it. However, marital property doesn’t include: Property acquired by inheritance or gift Property acquired by a spouse before the marriage Property excluded by a valid agreement (such as a prenuptial agreement) Property that’s directly traceable to any of those sources If the property falls under... --- - Published: 2025-04-23 - Modified: 2025-06-03 - URL: https://www.cooverlaw.com/blog/alimony-in-maryland - Categories: Alimony, Divorce, Family Law - Tags: alimony, alimony calculator, Columbia MD Divorce Lawyer, divorce, Family Law Alimony, often one of the most contentious issues in a divorce, involves payments from one ex-spouse to another post-divorce to maintain the standard of living they were accustomed to during the marriage. This guide, presented by the Howard County family lawyers with Coover Law Firm, LLC, delves into calculating alimony in Maryland, helping you understand what to expect and how to prepare for these potential financial obligations. Keep reading for more, then call (410) 553-5042 for legal support and guidance. What is alimony? Alimony, also known as spousal support, is a financial provision made by one ex-spouse to the other following a separation or divorce. Its primary goal is to mitigate the economic effects of divorce by providing continuing income to the lower-wage-earning or non-wage-earning spouse. Important note: Maryland Courts have much power in determining the amount and duration of alimony, which makes understanding the potential outcomes critical. It is advisable to consult with a knowledgeable attorney who can provide guidance based on the specifics of your situation and recent case law. Factors influencing alimony in Maryland Maryland Courts consider several factors when determining whether to award alimony and the amount thereof. These factors include, but are not limited to: The ability of the party seeking alimony to be wholly or partly self-sufficient The time necessary for the party seeking alimony to gain sufficient education or training to find suitable employment The standard of living established during the marriage The duration of the marriage The contributions, both monetary and non-monetary,... --- - Published: 2025-04-17 - Modified: 2025-05-30 - URL: https://www.cooverlaw.com/blog/what-can-be-used-against-you-in-a-custody-battle - Categories: Family Law, Child Custody When parents separate or divorce in Howard County, Maryland, custody battles can become one of the most emotionally charged aspects of family law proceedings. Maryland Courts evaluate numerous factors when determining the best interests of the child. Understanding what elements might be scrutinized during these proceedings can help parents prepare appropriately and avoid potential pitfalls. Keep reading for more from our skilled Howard County child custody lawyers, then call (410) 553-5042 to schedule a consultation. Lifestyle and home environment Your living situation will be thoroughly evaluated. Howard County has specific standards regarding appropriate accommodations for children. This includes: Adequate bedroom space (Housing codes require children to have appropriate sleeping arrangements) Safe neighborhood conditions (proximity to local schools and parks is viewed favorably) Home cleanliness and organization Stable housing history Frequent moves around the County or beyond can be interpreted as creating instability for children. The court prefers children maintain connections to their established community, particularly within their Howard County school district. Parental conduct and behavior How you conduct yourself both inside and outside the Courtroom matters significantly. Family Court Judges observe: Your demeanor during proceedings Your willingness to foster a relationship between the child and the other parent Compliance with temporary custody orders and visitation schedules Punctuality for pickups, dropoffs, and Court appearances Attendance at school events and medical appointments The Howard County Family Law Self-Help Center, located in the Courthouse, offers resources to help parents understand these expectations, but many still underestimate how closely their behavior is scrutinized. Substance... --- - Published: 2025-04-09 - Modified: 2025-04-09 - URL: https://www.cooverlaw.com/blog/how-to-prove-a-parent-unfit - Categories: Child Custody Going through a child custody case is emotionally challenging. If you believe the other parent is unfit to care for your child, Maryland law provides a path to change custody arrangements. However, knowing how to prove a parent is unfit requires a clear understanding of the relevant factors the Court considers and strategies for building a solid case. Proving parental unfitness is a serious matter that requires careful consideration of many factors. Our Howard County child custody attorney at Coover Law Firm, LLC can help you explore the legal standards for how to prove someone is an unfit parent in Maryland. What do Maryland Courts prioritize in child custody cases? Maryland Courts prioritize your child’s best interests when determining child custody arrangements. This standard emphasizes creating a safe and nurturing environment that fosters your child’s physical, emotional, and psychological well-being. To win or change custody based on unfitness, you must demonstrate that the other parent’s actions or inactions significantly compromise your child’s best interests. How do you prove a parent unfit for custody or visitation in Maryland? Your first action in how to prove an unfit parent is to examine how your case will be reviewed in Court. Maryland Courts consider the following factors to evaluate parents’ ability to provide their children with a safe and healthy environment: Neglect – This includes failing to provide for your child’s basic needs, such as food, shelter, clothing, medical care, and supervision. Evidence of neglect may involve a history of inadequate living conditions,... --- - Published: 2025-03-27 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/blog/how-to-protect-your-assets-in-a-divorce - Categories: Divorce Maryland divorce law requires marital property to be divided equitably, which is not the same as equally. An equitable division of property is one in which each spouse receives their fair due, taking into account the totality of their circumstances. A divorce lawyer in Howard County can help you protect your personal, separate property from being considered for division in a divorce and ensure you receive a fair amount of shared assets. Maryland divorce Courts divide property equitably, not equally Some states divide marital property 50/50, but Maryland is not one of those. There are several factors a Judge considers when distributing marital assets: The financial and non-financial contributions each spouse made during the marriage The worth of assets owned by each spouse The financial standing of both individuals The length of the marriage The age of each spouse What is considered marital property? What is not? Marital property is any property acquired after you and your spouse wed. It doesn’t matter if the real estate, bank account, or deed is under your name, your spouse’s name, or both—it is still considered marital property. Your personal property, including any intellectual property, may also be considered marital property. These categories can be extremely broad, and because the property must be fairly divided, it is important to have skilled legal representation to help protect your interests. Some property may be part marital and part non-marital. One common instance is if one spouse purchased a marital home before marriage but then used marital... --- - Published: 2025-03-10 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/blog/understanding-common-law-marriage-in-maryland - Categories: Family Law In many jurisdictions, long-term domestic partners may be considered “common law married,” a legal relationship that grants marital privileges and rights to a couple who has lived as though they were married and presented to the world as married. However, every state doesn't recognize this relationship and any associated privileges. Whether Maryland recognizes common-law marriage is important to many, including residents, visitors, and couples considering moving to Maryland from a state that recognizes their common-law marriage. Maryland does not recognize common law marriage. If you have concerns about your partnership, a Howard County family lawyer can help you understand your rights as half of an unmarried yet possibly legally entwined couple. What is a common law marriage? Right now, you may be thinking, “I’ve lived with my significant other for years. Did I accidentally marry them? ” It is a valid concern, especially if you’re not sure you want to be legally tied to your partner, even though you love them. The basis of common law marriage Some people consider themselves married because of their long-term committed domestic partnership, while others may differentiate between religious and legal weddings. However, most religious weddings are accompanied by a legal sealing of the union. In several states, a couple can be considered married even if they do not have a marriage license or proof of a religious ceremony of marriage. Legal recognition of common law unions Maryland does not recognize common law marriage. In states that recognize common law marriage, the union is... --- - Published: 2025-02-15 - Modified: 2025-08-05 - URL: https://www.cooverlaw.com/blog/can-i-claim-children-as-dependents-if-i-dont-have-custody - Categories: Child Custody - Tags: alimony, child custody, Child support, Filing Taxes After Divorce Navigating the complexities of tax benefits associated with childcare expenses can be particularly challenging for non-custodial parents. Understanding whether you can claim the child and dependent care credit is crucial for effective financial planning and maximizing tax benefits. This guide, tailored by Coover Law Firm, LLC, explores the conditions under which a non-custodial parent might be eligible to claim this credit. For assistance in your case, call our Howard County child custody lawyers at (410) 553-5042 today. Understanding the child and dependent care credit The child and dependent care credit is a tax benefit available to parents who incur expenses for the care of a qualifying individual, allowing them to work or actively seek employment. The credit can significantly reduce a taxpayer's owed federal income tax and, in some cases, may lead to a refund. Criteria for claiming the child and dependent care credit To claim the credit, several criteria must be met: Care expenses must be incurred for a qualifying individual. Typically, this is a child under 13 whom the taxpayer can claim as a dependent. The expenses must be necessary for the taxpayer to work or look for work. The care provider cannot be the taxpayer's spouse or child if the child is under 19. Filing status cannot be married filing separately. Can a non-custodial parent claim the child and dependent care credit? Typically, the child and dependent care credit can only be claimed by the custodial parent – defined for tax purposes as the parent with whom... --- - Published: 2025-01-23 - Modified: 2025-02-06 - URL: https://www.cooverlaw.com/blog/how-to-document-domestic-abuse-in-maryland - Categories: Domestic Violence Documenting domestic abuse is a critical step for victims seeking legal protection and support in Maryland. This guide, provided by the Howard County family lawyers at Coover Law Firm, LLC, offers detailed advice on effectively recording domestic abuse instances, which can serve as crucial evidence in legal proceedings, protective order applications, or custody disputes. Understanding the proper methods to document abuse can empower victims and help ensure their safety and legal rights are upheld. Understanding domestic abuse Domestic abuse encompasses a range of behaviors, including physical violence, emotional manipulation, financial control, and psychological abuse. Maryland law recognizes these forms and offers legal remedies to protect victims. How to document domestic abuse effectively Keep a detailed journal Maintain a daily log of all incidents of abuse, no matter how minor they may seem. Record the date, time, details of the incident, and any witnesses. Include descriptions of any physical harm, verbal threats, emotional manipulation, or financial control. Preserve physical evidence Photographs: Take photos of any injuries, damaged property, or other physical evidence of abuse. Be sure to date these photographs and store them safely. Medical reports: Seek medical attention for any injuries and ensure that the medical reports detail the cause and extent of the injuries. Medical records can be powerful evidence in Court. Save digital communications Text messages and emails: Save all abusive or threatening texts, emails, and social media interactions. Take screenshots and back them up in multiple secure locations. Voicemails: Save any abusive voicemails. Most smartphones allow you... --- - Published: 2024-11-23 - Modified: 2024-12-03 - URL: https://www.cooverlaw.com/blog/benefical-ownership-information-reproting-requirements - Categories: Business Law ! ! IMMEDIATE ACTION REQUIRED ! ! Our records reflect that you do business through a business entity in which you own an interest. New Federal law known as the CORPORATE TRANSPARENCY ACT (CTA) was recently enacted. Under the CTA: Many businesses are required to report specific “beneficial owner” information to the Financial Crimes Enforcement Network (FinCEN) A Beneficial Ownership Information Report (BOIR) containing the required information must be filed with FinCEN not later than JANUARY 1, 2025 Required information in the BOIR may include the following for each “beneficial owner”: Full legal name Date of birth Current residential or business address Unique identifying number (e. g. , passport or driver's license number) FAILURE TO FILE A BOIR CAN RESULT IN PENALTIES OF UP TO $592 PER DAY COOVER LAW FIRM, LLC DOES NOT FILE BENEFICIAL OWNERSHIP INFORMATION REPORTS FOR ITS BUSINESS CLIENTS OR PROVIDE ADVICE REGARDING THE SAME. PLEASE BE CERTAIN TO IMMEDIATELY: see these links for more information: https://fincen. gov/boi Corporate Transparency Act 31 U. S. C. 5336 (Beneficial ownership information reporting requirements) discuss the CTA requirements with your accountant/CPA/Tax Professional in order to determine whether they have or will file a BOIR for your company; and make certain that a BOIR for each of your business entities is filed with FinCEN (if required) --- - Published: 2024-08-24 - Modified: 2024-09-25 - URL: https://www.cooverlaw.com/blog/tenants-by-the-entirety-after-divorce - Categories: Property Division - Tags: divorce, Divorce Attorney, Family Home, real estate, separation agreements, tenants by the entirety, tenants in common Divorce can complicate many aspects of life, including the division and management of jointly owned property. In Maryland, understanding the implications of joint tenancy and tenants by the entirety after a divorce is crucial for both parties involved. Keep reading for insights from our skilled Howard County property division lawyers, then call (410) 553-5042 to schedule a consultation. Understanding joint tenancy and tenants by the entirety Before diving into the specifics post-divorce, it is important to understand what these terms mean. Joint tenancy This form of co-ownership allows two or more people to own property with equal rights to the entire property. A key feature of joint tenancy is the right of survivorship (remainderman), which means that if one owner dies, their share automatically passes to the remaining owner(s), not to the deceased's heirs or through their will. Tenants by the entirety Similar to joint tenancy but exclusive to married couples, a tenants by entirety arrangement also includes the right of survivorship. It offers additional protections, such as the inability of one spouse to sell the property without the other’s consent and some protection against creditors. Joint tenancy after divorce When a couple divorces, how they hold property can change significantly, impacting their rights and responsibilities. Here is what happens in Maryland: Does divorce automatically sever joint tenancy? In Maryland, divorce does not automatically sever joint tenancy or convert it to a tenancy in common (where each person owns a specific share of the property and can dispose of it... --- - Published: 2024-07-23 - Modified: 2025-04-30 - URL: https://www.cooverlaw.com/blog/how-to-write-a-character-reference-letter-for-child-custody - Categories: Child Custody A well-written character reference letter for custody can be a powerful tool in a custody case, giving the Court a deeper understanding of your parental qualities. Coover Law Firm, LLC, a dedicated child custody firm in Howard County, Maryland, stands ready to guide you through the nuances of crafting a letter that accurately reflects your strengths as a parent. Keep reading for more, then call us at (410) 553-5042 to schedule a consultation. Understanding the importance of a character reference letter for custody A character reference letter for custody is a document written by someone who knows the parent in question well and can vouch for their abilities and character as it relates to parenting. These letters are important evidence in custody cases, often influencing a Judge's perception and decision. Who should write a character reference letter? Select individuals who have closely observed the interactions between the parent and child. Ideal candidates include: Family members Friends Neighbors Teachers or coaches Colleagues Religious leaders The key is to choose people who can articulate specific examples of your parenting skills and your child’s well-being when under your care. Content of a character reference letter for custody 1. Introduction Relationship to the parent: Describe how the writer knows the parent, including how long they have known each other. Purpose of the letter: Clearly state that the purpose is to provide a character reference for custody considerations. 2. Body Parenting skills: Detail the parent's interactions with their child, noting examples of nurturing, guidance, and... --- - Published: 2024-07-12 - Modified: 2024-10-07 - URL: https://www.cooverlaw.com/blog/introduction-to-pendente-lite-motions - Categories: Family Law Pendente lite motions serve as a critical lifeline in family law issues. These temporary Court orders ensure stability and fairness, offering provisional solutions in child custody, spousal support, and more. At Coover Law Firm, LLC, our Howard County family lawyers understand the pivotal role these motions play in the broader context of your case. This guide offers a detailed look at pendente lite motions, providing the knowledge and strategies to secure interim relief effectively, ensuring that your rights and needs are protected as your case progresses through the Courts. What are pendente lite motions? Pendente lite, Latin for "pending the litigation," refers to Court orders that are in effect while a case, such as a divorce or custody battle, is ongoing. These temporary orders are crucial as they set interim terms that govern various aspects until a final resolution is reached. In Maryland, pendente lite relief can address child support, custody, alimony, use of the marital home, and more, ensuring stability during legal proceedings. When should you file a pendente lite motion? Filing a pendente lite motion is advisable when immediate relief is needed before the conclusion of a case. For instance, if financial support is required, or if there's a need to establish temporary child custody arrangements, a pendente lite motion can provide necessary interim relief. The filing timing is critical—ideally, it should occur soon after the initial pleadings in a divorce or custody case to ensure that temporary needs are addressed without delay. How to file a pendente... --- - Published: 2024-07-11 - Modified: 2025-08-29 - URL: https://www.cooverlaw.com/blog/calculating-child-support-maryland - Categories: Child Custody, Divorce, Family Law - Tags: Child support, child support calculator, divorce, Family Law Since October 1, 2018, Maryland’s mutual consent divorce law allows couples with minor children to divorce without a separation period if they resolve custody, child support, and property matters in a written agreement. Even outside of a mutual consent divorce, understanding Maryland’s updated child support formula is essential Hiring a family law attorney who is experienced with the Maryland Courts and Maryland Child Support Guidelines can help you establish, pay, or receive the correct amount of child support appropriate for you and your child(ren). 2024 Updates at a Glance Maryland’s child support laws have undergone significant changes in recent years. Here are the most important updates parents should know: Shared custody threshold lowered from 128 to 92 overnights per year (effective Oct. 1, 2020). Self-support reserve added to ensure paying parents retain at least 110% of the federal poverty level (effective Oct. 1, 2020). Courts now apply the current Child Support Guidelines to all modification requests, even for older orders (effective Oct. 1, 2022). Maryland’s Child Support Guidelines Worksheet and calculators were updated to reflect these changes. High-income cases (over $30,000/month combined) are no longer bound by the formula and may be adjusted based on the child’s actual needs. What Is the Maryland Child Support Calculator? Maryland developed and implemented the Child Support Guidelines (commonly known as the Maryland Child Support Calculator), which the Courts use to calculate and establish the amount of child support payable in the event of separation and divorce. Under the Maryland Child Support Guidelines, the... --- - Published: 2024-07-01 - Modified: 2025-04-17 - URL: https://www.cooverlaw.com/blog/lgbtq-divorce - Categories: Divorce Divorce can be a complex and emotional journey for anyone, and the LGBTQ community faces unique challenges and considerations in this process. At Coover Law Firm, LLC, we are committed to providing empathetic and knowledgeable legal support to navigate the intricacies of LGBTQ divorce. Keep reading to learn specific aspects and legal nuances of dissolving a same-sex marriage, ensuring that all parties involved understand their rights and obligations. Understanding the legal landscape of LGBTQ divorce in Maryland Since the legalization of same-sex marriage in Maryland in 2013, LGBTQ couples have had the same marital rights and responsibilities as heterosexual couples, including the right to divorce. The Maryland Family Law Code, which governs all divorce proceedings in the state, applies equally to all marriages regardless of the gender of the spouses. Understanding key statutes, such as Maryland Family Law Section 7-103, which provides grounds for divorce, is essential for anyone considering dissolution of their marriage. Divorce rates in the LGBTQ community Research from the Williams Institute suggests that same-sex couples divorce at a slightly lower rate than different-sex couples. The annual divorce rate among same-sex couples is about 1. 1% to 1. 6%, compared to around 2% annually for different-sex couples . Divorce rates differ significantly among lesbian couples with children. Studies indicate that about 12. 3% of lesbian couples with children experience divorce within the first five years of marriage . Common issues in LGBTQ divorce Division of marital property Dividing assets in a divorce can be complicated, particularly for... --- - Published: 2024-06-25 - Modified: 2024-10-07 - URL: https://www.cooverlaw.com/blog/how-to-navigate-divorce-with-a-special-needs-child - Categories: Child Custody, Divorce Navigating a divorce is inherently challenging, and the complexities multiply when children with special needs are involved. Coover Law Firm, LLC is committed to providing specialized legal services tailored to the unique needs of families undergoing divorce with special needs children in Howard County, Maryland. With years of experience and a compassionate approach, we ensure that your child’s best interests are at the forefront during this transitional period. Please call our Howard County child custody attorney at (410) 553-5042 for more information. Your child’s best interest is the most important factor In Maryland, custody decisions are based on the child’s best interests, including health, safety, and welfare, and especially the ability of each parent to meet the child’s special needs. This includes evaluating the specific health, educational, and accessibility requirements of children with special needs. Maryland Family Law Courts will look closely at each parent's ability to effectively meet these needs. It is crucial to familiarize yourself with relevant statutes, such as Maryland Family Law Section 9-107, which addresses custody and visitation arrangements for children with special needs. Special considerations for children with special needs Assessing their needs A thorough assessment of your child’s medical, educational, and daily care needs is crucial. Coover Law Firm, LLC works alongside medical professionals, educational consultants, and child psychologists to build a comprehensive understanding of your child’s requirements. Customized parenting plans We help you develop a customized parenting plan that addresses specific aspects like therapy schedules, medical treatments, educational programs, and any specialized equipment... --- - Published: 2024-03-13 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/blog/change-jurisdiction-child-custody-maryland/ - Categories: Child Custody Many divorced parents may live in different states only a few miles apart in areas such as Maryland, Virginia, and the District of Columbia. That short distance can lead to complications when one parent requires a change in a child custody agreement. The Uniform Child-Custody Jurisdiction and Enforcement Act (UCCJEA) guides parents. An experienced Howard County child custody attorney can explain how this act applies to your situation and assist you in making the change. What is the Uniform Child-Custody Jurisdiction and Enforcement Act? The Uniform Child-Custody Jurisdiction and Enforcement Act (UCCJEA) affects all 50 states and the District of Columbia. It removes many problems involved when one parent who wishes to retain custody must relocate to a different state. Instead of going through a new family court system in a new state, the federal act ensures that the existing custody order is upheld and respected by the new state. For example, suppose a couple divorces in D. C. , and both parents are awarded joint custody. In that case, one parent cannot move to Maryland and have a new custody trial to remove the other parent’s custody rights. The UCCJEA uses a rule to determine the child’s home state: wherever the child has resided for at least six months within the previous six months. Therefore, in the last example, the child’s home state is still D. C. , although they may have recently moved to Maryland. When could I change jurisdiction for child custody to Maryland? Continuing with our... --- - Published: 2024-02-08 - Modified: 2024-02-08 - URL: https://www.cooverlaw.com/blog/all-about-palimony-in-maryland - Categories: Family Law When a couple lives together, shares assets, and otherwise acts as though married, what happens when they break up? It is not considered a divorce under Maryland law since there was no legal contract. Yet these individuals deserve similar financial consideration if one spent their time maintaining a home and children and requires support after the split. This is where alimony, or spousal support, comes in in a divorce. However, if you and your partner were not legally married, you need help understanding what palimony is and how it can help you move forward. Since Maryland does not recognize unmarried relationships, consulting with a qualified Howard County family lawyer to discuss your options can be helpful. What is palimony? Alimony is sometimes given after a married couple divorces, while palimony was created to address the same financial needs of cohabitating couples. A partner typically seeks palimony after the couple has cohabitated, resembling a married couple's life. When one partner has performed most of the home and childcare duties, they often give up the opportunities that could help them maintain their employability or independence. This means they could struggle with getting or holding a job after a breakup. Palimony is intended to provide them with payments for a period of time until they can return to work. How palimony can help unmarried couples Much like spousal support and division of marital assets after a divorce, palimony is intended to provide one partner with sufficient financial means after a breakup. The amount... --- - Published: 2023-11-07 - Modified: 2025-01-17 - URL: https://www.cooverlaw.com/blog/can-you-change-a-custody-agreement-without-going-to-court - Categories: General Maryland Courts prefer child custody agreements to last until the child comes of legal age, but that isn’t always the case. Parents remarry and relocate all the time, and these changes in living situations often prompt parents to amend their custody agreements. When this happens, parents may feel they can change custody without going to Court. Revisiting the legal process can be time-consuming, expensive, and inconvenient. Yet, it’s important to recognize if and when you can change a custody agreement without going to Court to minimize expense and headache. A skilled Howard County child custody attorney can examine your case and help you come to the right decision. Call (410) 553-5042 today. Review your custody agreement first When you are considering changing custody without going to Court, the first step will be to review your existing agreement to determine what it requires. As the years pass, parents may slip into habits that aren’t covered in the document but work for their lives. In other situations, one parent may lose their job and ask for leeway on custody until they are employed again. By going back to the final document, you can refresh your memory of the actual details. Your attorney can help you understand the legal jargon and interpret it in light of the current laws for your jurisdiction. Once you have a full understanding of the existing requirements, you’re better prepared to determine how to proceed. Things to consider before moving forward Potential downsides of not going to Court... --- > An important consideration in deciding to file for your divorce first is your peace of mind. The waiting will be over, and the process can begin. - Published: 2023-10-27 - Modified: 2026-07-06 - URL: https://www.cooverlaw.com/blog/does-it-matter-who-files-for-divorce-first/ - Categories: Divorce Once you have decided to divorce your spouse, the first step is for one of the spouses to initiate the process by filing official paperwork for a divorce. You may be contemplating if it matters who files for divorce first in the State of Maryland. Because divorces can be difficult, you want to be sure that you are taking all the correct steps to receive the outcome that you deserve and hope for. Taking charge of your divorce right from the beginning can be a strategic move in some cases. A Howard County divorce lawyer can help you protect your rights as you work to finalize your divorce and move forward with your life. Does it matter who files for divorce first in an amicable split? If both parties agree and have decided to divorce amicably, then there is no advantage to filing first. The person who files first will be known as the plaintiff, and the person who is served the divorce forms will be known as the defendant. The term defendant may have a negative connotation to some, but in this instance, it is just used as a word to state that their spouse filed for divorce. The terms do not hold any negative or positive meaning since you both want the same outcome. This is considered an uncontested divorce. Please note that the person who does file first is responsible for the filing fees and any other fees associated with serving the documents to your spouse. But... --- - Published: 2023-08-29 - Modified: 2025-09-02 - URL: https://www.cooverlaw.com/blog/maryland-divorce-law-change - Categories: General The recent Maryland divorce law change aims to make divorce a more streamlined process. While this is good for the court system, more importantly, it can be more beneficial to couples seeking to end their marriage. The trusted guidance of a Howard County divorce lawyer remains essential for fair representation throughout the divorce process. Maryland will now recognize just one type of divorce Before the law changed in 2023, Maryland recognized two types of divorce. Limited divorce addressed the financial challenges of couples who were unsure of or unable to end a marriage for various reasons while deciding on issues such as child support, spousal support, and other financial obligations. Limited divorce did not effectively end the marriage and prevented remarriage. Now, with the passing of the new state law, limited divorce has been removed, allowing only absolute divorce. Absolute divorce legally ends a marriage partnership. With the ending of limited divorce and absolute divorce as the only option for couples, absolute divorce has also experienced dramatic changes that couples considering divorce should be aware of. Grounds for divorce have also changed Maryland divorce law changes have now eliminated many of the grounds for divorce that were previously available to couples. These changes may serve to temper some of the contentious behavior that often arises during divorce proceedings. But it also brings into question how much weight the misconduct of a spouse will continue to carry in determining the distribution of assets and spousal support. The removal of fault-based grounds... --- - Published: 2023-08-15 - Modified: 2025-04-17 - URL: https://www.cooverlaw.com/blog/essential-commercial-lease-agreement-terms - Categories: Commercial Real Estate, Real Estate Law Any time a business rents a property, it must enter into a commercial lease agreement with the property owner. This formal document outlines the commercial lease agreement terms and conditions that both parties agree to abide by throughout the course of the lease. What is a commercial lease agreement? According to Maryland’s real property law, a commercial lease is "a lease of building floor space intended to be used by the tenant for nonresidential use. " This definition applies whether or not the lease explicitly states that it is to be used for a commercial purpose. Why commercial lease agreements are necessary A properly drafted commercial lease agreement protects the interests of both the landlord and tenant by ensuring a clear understanding of each party's rights and responsibilities. This document is legally binding, so it is important to understand the various terms that may be included before signing. Continue reading to learn more about the appropriate terms for a commercial lease agreement. If you have any questions, be sure to contact Coover Law Firm, LLC to speak with a commercial real estate lawyer in Maryland. Essential terms for all agreements There is no standard language for commercial lease agreement terms, as each agreement is tailored to the specific needs of the tenant and landlord. However, there are a few basic terms that all commercial lease agreements should include. Lessor and lessee identification The lease agreement should specify the full legal names (or official business names) and contact information of both... --- - Published: 2023-06-02 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/blog/3-ways-keep-costs-lower-divorcing/ - Categories: Divorce Divorce is a notoriously pricey process — but it does not have to be. While some costs are unavoidable, there are ways to cut down on expenses and reduce the financial burden of dissolving your marriage. In this blog post, we will discuss three proven strategies for minimizing legal expenses when going through a divorce, so you can get what you need and spend less along the way. If you have questions about these options, contact Coover Law Firm, LLC to speak with a Maryland divorce attorney. 1. Consider mediation or collaborative divorce Not all divorces need to involve heated, drawn-out Court battles. If you and your spouse are willing to work together to reach a mutually beneficial agreement, you can achieve a low-cost divorce by using alternative dispute resolution methods like mediation or collaborative divorce. In mediation, a neutral third-party mediator assists you and your spouse in negotiating the terms of your divorce. The mediator cannot make decisions for you, but they can guide the conversation and facilitate a productive dialogue. Collaborative divorce is similar to mediation in that it involves out-of-court negotiations, but both parties are usually represented by their own attorneys who are trained in collaborative law. The attorneys provide legal advice to their respective clients, ensure that their client's interests are protected, and work to negotiate a fair settlement with the other party's attorney. While alternative dispute resolution methods still cost some money, the level of involvement from these professionals is typically much lower than that... --- - Published: 2023-04-20 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/blog/difference-mediation-collaborative-divorce/ - Categories: Divorce Many couples facing divorce or legal separation want to find the quickest and most cost-effective way to resolve their issues and complete the process. When both parties are willing to work together to reach a mutually beneficial agreement, mediation or collaborative divorce can be efficient viable options. Continue reading to learn more about the differences and similarities of each process, then schedule a consultation with Howard County divorce lawyer Fred Coover to learn more and decide which option is best for you. What is mediation? Mediation is a form of alternative dispute resolution. This means that it can be used to settle a legal dispute without involving the Court. In mediation, a neutral third-party professional (the mediator) helps the parties reach an agreement on all or some unresolved aspects of their divorce or legal separation, including child custody and parenting time, property division, child support, and alimony. Role of the mediator While a mediator is often an attorney or a retired Judge, they do not provide legal advice or act as an advocate for either party when serving in this role. Instead, they work for both parties equally, and their role is to facilitate open communication and help the parties come to a mutually satisfactory resolution. A large part of the mediator's duty is to help the parties understand each other's perspectives and to identify potential areas of agreement. If the parties do not know which issues are in controversy or are unsure how to resolve disputed issues, the mediator... --- - Published: 2023-02-07 - Modified: 2024-10-07 - URL: https://www.cooverlaw.com/blog/moving-out-of-state-with-child-no-custody-agreement - Categories: Child Custody When two people share a child, whether as a result of a relationship or not, legal rights can be difficult to determine and understand without a child custody order, especially when paternity hasn’t been legally established. Because it is an issue of grave concern, potential clients often seek counsel from Mr. Coover upon separating from their child’s parent or when one parent threatens to move with their child. As a Howard County child custody lawyer with over 35 years of experience, Mr. Coover is dedicated to helping you resolve your child custody dispute with the personal attention you need to address both your short- and long-term needs. To schedule your consultation at Coover Law Firm, LLC, call (410) 553-5042 today. Establishing Paternity. Paternity is simply the legal term for someone being legally determined as a child’s father. There are a few different ways that paternity can be established in Maryland. Affidavit of Parentage. If the mother is unmarried when a child is born, paternity can be established through an Affidavit of Parentage form signed by both parents. This allows the father’s name to be included on the birth certificate. This is usually done at the hospital after the child is born; however, the form can be taken home and signed in the presence of a notary. Genetic testing and Court orders. If parentage is contested, either party may request genetic testing. In highly contested situations, a request for genetic testing can be made by filing a case and motion with... --- - Published: 2023-01-26 - Modified: 2024-10-07 - URL: https://www.cooverlaw.com/blog/common-mistakes-in-contract-law - Categories: Business & Corporate Law Mistakes in business contracts can be made even when both parties have the best of intentions. Under Maryland law, such mistakes can change the entire meaning of a contract or render it void, resulting in a loss of money, time, and goodwill. It’s important to safeguard your business, so for your important contracts, you should have an experienced business lawyer draft or review any contract before you sign it. To schedule your consultation, call us at (410) 553-5042. Continue reading to learn more about some of the more common mistakes we’ve seen in business contracts. Three types of mistakes in business contracts Although there are several different kinds of mistakes that can occur in contracts, most can be boiled down into three main categories: Unilateral mistakes Mutual mistakes Common mistakes Unilateral mistakes A unilateral mistake occurs most frequently. It’s where only one party to the contract has an incorrect understanding — it could be either a mistake of law or fact. A unilateral mistake might occur for various reasons, such as misunderstanding the meaning of a word or phrase, price, quality, or quantity. Under these circumstances, a court may order that a contract is void or that it should be renegotiated so that both parties understand and agree to the true terms. For example, say the buyer believes she is buying a specified number of widgets at $2 each, the current price at the time of the contract discussions. But the other party’s prices go up to $2. 50 after... --- - Published: 2022-12-20 - Modified: 2022-12-20 - URL: https://www.cooverlaw.com/blog/spouse-refuses-to-negotiate-divorce - Categories: Divorce Sometimes divorce can be emotionally charged and filled with anger or frustration. In those situations, it is not surprising that one spouse might refuse to negotiate or settle things amicably, which can add to the frustration. You might feel like you are up against a wall and are out of options because they refuse to communicate, but luckily that is not the case. When you engage Howard County divorce lawyer Fred Coover and his experienced team at Coover Law Firm, LLC, you have options for moving your case forward toward final resolution, and you can be sure that you will have a zealous advocate on your side. To schedule your consultation, contact Mr. Coover online or call (410) 553-5042. Continue reading to learn more about the different avenues available to you in your divorce. Do not immediately give up on communication Although your spouse’s cooperation is not necessary for you to get a divorce, it does make it easier and often faster and cheaper if you can work out a settlement agreement that addresses all issues including property division, spousal support, child custody and visitation, child support, and attorney’s fees. You might have already mentally and emotionally processed the divorce and are ready to move forward with the next chapter of your life, but your spouse might be having a difficult time adjusting to this new reality, especially if they do not want to get divorced. They might not be ready to discuss resolution of the case with you or... --- > Ex-spouses have been known to try and hide assets in a number of creative ways. Click for the telltale signs of a spouse who’s hiding assets during divorce. - Published: 2022-11-16 - Modified: 2026-07-06 - URL: https://www.cooverlaw.com/blog/how-to-tell-if-your-spouse-is-hiding-assets-during-divorce/ - Categories: Divorce Maryland is an equitable distribution state, so both spouses are required to disclose all assets and debts during a divorce, even those they believe are their separate property. However, even with these disclosures, it’s not uncommon for a spouse to hide money or assets during a divorce in an attempt to keep it for themselves. Howard County divorce lawyer Fred Coover has decades of experience in dealing with uncooperative spouses and attorneys. He is familiar with the key indicators that someone might be concealing assets and what to do if that situation arises in your case. If you fear that your spouse isn’t fully disclosing their finances, schedule a consultation with Mr. Coover today by contacting him online or by calling (410) 553-5042. Continue reading to learn about the signs to look for if you think assets were not disclosed during your divorce. Signs your spouse might be concealing assets or funds Although many people might believe that their spouse is fraudulently hiding relevant financial information for their own benefit and self-preservation, there’s usually some telltale signs that they’re engaging in such activity. 1. Cash withdrawals and purchases A common method of hiding funds or assets stems from cash because it's difficult to trace, but it’s not impossible. If your spouse rarely used cash or made cash withdrawals throughout most of your marriage, but upon reviewing your bank statements as part of your financial disclosures you see several unusual and out of character cash back and ATM transactions, but you... --- - Published: 2022-09-22 - Modified: 2023-10-09 - URL: https://www.cooverlaw.com/blog/signs-you-are-co-parenting-with-a-narcissist - Categories: Child Custody, Divorce, Family Law Unfortunately, many mothers and fathers find themselves co-parenting with someone who is constantly causing problems. The source of this issue may very well be narcissism, a well-known disorder in popular culture. Narcissists may have diagnosed or undiagnosed narcissistic personality disorder, or they may simply display narcissistic traits that don’t quite meet the full criteria for diagnosis. Either way, narcissism is marked by self-absorbed behavior, lack of concern or empathy for others, attention-seeking behavior, emotional outbursts, hypersensitivity to criticism, and an inability to own up to mistakes or accept blame. It’s helpful to know what to look for if you’re having co-parenting issues and suspect narcissism. Read on to learn the telltale signs you are co-parenting with a narcissist. Disclaimer: This piece is not a diagnostic tool. Narcissistic Personality Disorder can only be diagnosed by a psychologist or psychiatrist; never “self-diagnose” someone else. 1. They Constantly Gaslight You Gaslighting is a manipulation tactic often used by narcissists to shift blame onto others when they, themselves, feel blamed or attacked. When a narcissist is confronted about their behavior or its impact on others, they may get defensive and use gaslighting to make the confronter question their claims. Gaslighting could look like your partner calling you crazy for your claims or outright denying something that happened to you or your child. They may deny that you ever had a conversation that you distinctly remember in order to get what they want and make you question the facts that you know to be true.... --- > You may be able to obtain custody of your grandchild if you’re concerned that they aren’t being cared for or are in a dangerous household. Call now. - Published: 2022-08-15 - Modified: 2026-07-06 - URL: https://www.cooverlaw.com/blog/grandparents-custody-rights-maryland/ - Categories: Child Custody, Family Law What custody rights do grandparents have in Maryland? There is no one-size-fits-all answer as it depends on the situation. Keep reading to learn more about grandparents’ custody rights in Maryland. Then, call Coover Law Firm, LLC at (410) 553-5042 for assistance. Grandparents Are Considered a Third Party Under Maryland Law Under Maryland law, grandparents are considered “third parties. ” A third party is someone who is not the parent of the child. As a third party, a grandparent can petition for visitation or custody of the child, but whether they will have a chance at having their request granted by a Judge depends on the situation. For instance, if the parent of the child objects to grandparent visitation, it will be hard to have the request for visitation granted. However, if the grandparent can show that their absence from the child’s life will have negative effects on the child, then the Court may grant visitation. This is similar to custody requests by grandparents. As a third party, you do not have the same rights to custody of a child that a parent does, but if you can prove that the parent is unfit to care for the child, you may have a chance of being granted custody of your grandchild. Exception: Proving That You Are the “De Facto” Parent Where there is a rule, there is often an exception. The exception to the rule of a grandparent being considered a third party is that they are not considered a third... --- - Published: 2022-08-15 - Modified: 2025-01-17 - URL: https://www.cooverlaw.com/blog/3-situations-prenups-dont-hold-court - Categories: Divorce, Family Law A prenuptial agreement, or ‘prenup’ is a legal agreement created and signed by two people before they get married. Prenups protect each spouse’s assets, as well as clearly stating each spouse’s responsibilities regarding martial and premarital debts. A crucial element of the prenup is making sure each spouse is taken care of financially in the event of a divorce or death. Prenups aren’t just for celebrities and the ultra-wealthy; many couples sign prenups for peace of mind, and several recent articles highlight the recent uptick of prenups among millennial spouses-to-be. But a prenup isn’t an end-all, be-all. If a couple with a prenuptial agreement does decide to divorce, there are certain situations where the agreement falls short and the prenups do not hold up in court. Let’s take a look at a few situations where this happens: Situation 1: Spouse Doesn’t Understand the Implications of the Agreement In some cases, the prenuptial agreement is signed without both spouses having a lawyer. Unfortunately, when this happens, this creates the possibility for one spouse to lack a full understanding of the agreement and all its implications. For example, say a man and a woman divorce, and they had a prenuptial agreement in place that was drawn up by the woman’s attorney. If the man signed the prenup without a lawyer of his own looking the agreement over, he may not have fully understood what he was signing and agreeing to. When it comes time for the divorce to be finalized, he might... --- - Published: 2022-08-14 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/understanding-gray-divorce-trend-maryland - Categories: Divorce, Family Law, In the News There’s a trend of older individuals getting divorced in Maryland. Known as a ‘gray divorce,’ mature couples, typically baby boomers, will decide to split after 20 to 30 years of marriage. In fact, according to Pew Research Center, the divorce rate of couples who are over 50 years old has doubled since 1990. Essentially, more older couples are getting divorced than ever before. But why is gray divorce on the rise? Keep reading as we discuss the causes and effects of gray divorce below. Reasons for Gray Divorce Married couples who have been together for many years are not immune to the complications of marriage and irreconcilable differences that can lead to divorce. Some couples have spent the majority of their marriage raising children and grandchildren and working. When they retire, they spend more time one-on-one with their spouse. This uninterrupted time together can reveal issues in their relationship, make space for arguments about differences that may have gone unnoticed for many years, or even just give spouses the space to realize they don’t want to spend the last few decades of their lives together. Other couples simply grow apart. They might not argue or harbor frustration or anger toward one another. Still, they may start to realize they are no longer a match because one or both partners have grown and changed. Just like at any other age, older couples also deal with marital issues such as infidelity. Such violations of trust can quickly ruin a marital bond. Finally,... --- - Published: 2021-02-01 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/can-i-sue-the-seller-for-not-disclosing-defects - Categories: Residential Real Estate, Real Estate Law Can I sue the seller for not disclosing defects? Yes, you can sue the seller for not disclosing defects if your attorney can prove that the seller knew about the defect and intentionally failed to disclose it. Unfortunately, many sellers know about defects. Often, they will do things to mask the defect, like repainting or putting in new carpet. They will try to pass the defective house onto an unsuspecting buyer. Sometimes they get away with it, leaving you with repair costs. Not only is hiding latent defects immoral, but it’s illegal as well. Keep reading to learn more about your protections as a homebuyer, then contact a Howard County real estate lawyer at Coover Law Firm for more information regarding your case consultation. What Sellers are Required to Disclose Fortunately, Maryland homebuyers are protected from sellers’ dishonesty through a law requiring sellers to disclose latent defects. A latent defect is something that neither the buyer nor their inspectors would reasonably discover - something that the buyer could discover weeks or even months after buying the home. When it comes to latent defects, the buyer must prove that the seller knew about the defect. Just because you find a defect after you buy the house does not mean the seller knew about it. A latent defect is one that is not visible but the seller did know about. If you’re wondering, “Can I sue the seller for not disclosing defects? ”, it’s important to understand that every defect is not... --- - Published: 2020-12-16 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/can-sue-home-inspector-negligence - Categories: Residential Real Estate, Real Estate Law The simple answer to whether or not you can sue a home inspector for negligence is yes. If they failed to find something that caused you or another resident harm, legal action is an option. However, many cases are more complicated. Whether or not you have a viable case against the inspector depends on what they did or did not do and how it harmed you. If you purchased a home with a defect that you were unaware of and it was not listed in the inspection report, keep reading to learn your legal options. Scope of Home Inspection Home inspectors serve a vital role because they are aware of many things that homebuyers are not. Even though many homebuyers might be handy with tools, they don’t necessarily know the telltale signs of a defect or problem. For example, Maryland Building Code requires inspectors to examine ground fault circuit interrupters (GCFIs) in wet areas. That might not be something a homebuyer is aware of, but it’s important. Home inspectors do not conduct “intrusive” inspections, meaning they don’t poke holes in walls or move boxes or furniture. Instead, they do a visual inspection of what they can see. These are the main areas that home inspectors focus on: Structure of the home Foundation Walls Floors Ceilings Doors and windows Basement Attic and roof Plumbing Electrical Heating and air conditioning Home inspectors are licensed by the State of Maryland. Most write reports on fairly standardized formats provided to them by their trade... --- - Published: 2020-01-07 - Modified: 2024-10-07 - URL: https://www.cooverlaw.com/blog/prepare-for-divorce-financially - Categories: Divorce, Family Law Aside from the emotional gut punch that a divorce can bring, the financial burden is often one of the scariest parts for most people. We get asked all the time for advice about how to best prepare for a divorce financially. While there is no cut-and-dry solution for making the divorce process affordable, there are things you can do to help ease the financial strain. The Bad News: Divorce is expensive The unfortunate truth is, few people can truly afford the divorce process. By nature, it almost always comes at the absolute worst time, financially and otherwise. Most divorcing couples find themselves trying to pay for their legal expenses while simultaneously assuming the new costs of running two households – two mortgages or rent payments to make, increased childcare expenses, etc. To state the obvious, you need to have as much money in the bank as you can to finance your divorce. It also helps to have family and/or friends in your corner who are willing to help you out financially, if needed. The Good News: There Are Ways to Minimize the Costs of a Divorce The good news is that while few divorces are “cheap,” divorce doesn't have to be terribly expensive. One of the best ways you can prepare for divorce financially is to come up with a game plan to minimize expenses, as much as possible. There are things you can do to keep expenses down. If all four participants in the divorce – you, your spouse,... --- - Published: 2019-12-17 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/maryland-50-50-divorce-state - Categories: Divorce, Child Custody, Family Law, Property Division - Tags: child custody, divorce, property division A common question that we get asked early in the divorce process is: Is Maryland a 50/50 divorce state? While the question seems straightforward, the truth is that the term “50/50 divorce” requires clarification. Ultimately, the answer depends upon which issue we're referring to: child custody or property division. Issue #1: Child Custody One area where we often talk about Maryland as a 50/50 divorce state is in regard to child custody and sharing of minor children’s time. In Maryland, if both parents are equally willing, deserving, and capable of providing a wholesome environment for the children, and there are no other detrimental or negative factors involved, that is certainly the default. In this case, a Judge or Magistrate is likely to award 50/50 custody, meaning the children will spend half their time with each parent. However, a lot of different factors can play into a child custody judgement. If you are involved in a child custody dispute, you should seek counsel from an experienced child custody lawyer as soon as possible to ensure the best possible outcome. Issue #2: Property Division More commonly, people use the term “50/50” to refer to how money and property is divided in the divorce settlement. Maryland is an “equitable distribution” state, as opposed to a “community property” state. In Maryland, regardless of the circumstances that led to the divorce – no matter who did what to whom, or how bad the behavior of either party was - if the parties don’t work out... --- - Published: 2019-12-12 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/grounds-for-divorce-in-maryland - Categories: Divorce, Family Law - Tags: absolute divorce, adultery, limited divorce, mutual consent, No fault divorce In order to be granted a divorce, you must prove that there is a legally-accepted reason for it. However, before we discuss the grounds for divorce in Maryland, it s important to understand the distinctions between the different divorce options available to you: absolute vs. limited divorce, and; no-fault vs. fault based divorce Absolute vs. Limited Divorce Maryland has two types of divorce absolute and limited: Limited divorce is designed for separating couples who may not meet the requirements for an absolute divorce, or for those whom an absolute divorce is not a viable option. If a couple is married but wants to live apart, with financial and custodial issues formalized through a court-approved Agreement, limited divorce may be the answer. Limited divorce is much less common than absolute divorce. Absolute divorce is what most people consider a real divorce, in that it dissolves the marriage entirely. The grounds for an absolute divorce can be fault-based and are covered in more depth below. To be granted an absolute divorce, at least one legally accepted reason or ground for divorce must exist. No-Fault vs. Fault-Based Grounds For Divorce in Maryland In order to get an absolute divorce, you must claim at least one grounds for divorce in Maryland. However, there are two different categories that the different grounds for divorce can fall under: No-fault grounds; and Fault-based grounds No-fault grounds for divorce in Maryland Just as it sounds, no-fault grounds are reasons for divorce that are not based on the wrongdoing... --- - Published: 2019-07-17 - Modified: 2022-10-03 - URL: https://www.cooverlaw.com/blog/mutual-consent-divorce-in-maryland - Categories: Divorce, Family Law - Tags: 12 month separation, alimony, divorce by mutual consent, mediation, property division, spousal support, uncontested divorce In October 2015, Maryland introduced a new grounds for divorce: Mutual Consent. Under the 2015 law, couples without minor children in common became eligible to get a mutual consent divorce, enabling them to skip the 12-month separation period previously required to obtain an contested divorce in Maryland, as long as the couple was able to reach agreement about how marital property would be divided. However, this law has recently changed... . UPDATE: Couples with Minor Children Will Now Be Able to Skip the 12-Month Separation Period and Get a Mutual Consent Divorce in Maryland Beginning October 1, 2018, married couples who have minor children will also be able to forgo the one-year separation period for an uncontested divorce in Maryland, and obtain a divorce on mutual consent grounds. There is still the requirement of a written Separation Agreement, and that Agreement must not only resolve all financial issues between the parties, but also resolve custody, access, and support of the minor children. The introduction, and expansion, of divorce by mutual consent is significant, as it marks a major step forward in making it easier for couples to get divorced in Maryland. Historically, Maryland divorce law was designed to discourage married couples from getting divorced by making the process difficult, lengthy, and, many times, extremely costly. However, Maryland has made a noticeable shift away from that concept of discouraging divorce in the last few years, evidenced by recent changes to divorce legislation. In addition to the introduction of divorce by mutual... --- - Published: 2018-10-23 - Modified: 2025-10-02 - URL: https://www.cooverlaw.com/blog/choosing-divorce-lawyer - Categories: Divorce, Family Law, In the News - Tags: divorce, divorce lawyer, Family Law (Columbia, MD) If you’re reading this, it’s most likely because you (or someone you are close with) are facing a legal separation and/or divorce. This can be an overwhelming and emotional time, and many questions are probably running through your mind right now. For most people, at the top of this list is: How do I find the divorce lawyer that’s right for me? Unfortunately, at a time in your life when you most need support, many people are afraid to talk to friends and loved ones about what’s going on with their marriage. This can be for a lot of reasons, but some of the most common causes are embarrassment, shame, guilt, and fear, to name a few. However, regardless of who – if anyone – you choose to confide in personally, it is important that you seek the guidance of a highly-qualified and experienced Maryland divorce lawyer right away. Many people delay meeting with a divorce attorney, typically in the hope of minimizing legal fees. Unfortunately, this decision often backfires and can end up costing you more money in the long-run, as decisions made in the early stages of the divorce process can have a major impact on the ultimate outcome. Just as every marriage is different, so is every divorce. There’s no such thing as “one-size-fits-all” divorce lawyer, so it is important to find the attorney that best fits your unique situation and needs. To help clarify this process, here are 4 factors to consider when selecting... --- - Published: 2018-09-04 - Modified: 2024-10-03 - URL: https://www.cooverlaw.com/blog/complications-of-same-sex-divorce-maryland - Categories: Divorce, Alimony, Child Custody, Child Support, Family Law - Tags: de facto parent, Divorce Attorney, divorce lawyer, LGBTQIA+, parental rights, same sex divorce, same sex marriage (Columbia, MD) In 2012, Maryland officially legalized same sex marriage. However, because same sex marriage was not legal across the United States, same sex divorce often proved to be extremely complicated and difficult. Certain states refused to honor divorce decrees for same sex couples, which often caused great difficulty when enforcing the terms of child custody, child support, property division, and alimony. Fortunately, many of these challenges disappeared in 2015, when the U. S. Supreme Court issued its decision to recognize same sex couples' right to marry in the Landmark case Obergefell v. Hodges. With same sex marriage now a right nationwide, same sex divorce is treated the same as a traditional divorce would be. For more information on how to file for divorce in Maryland, including same sex divorce, click here. 3 "Gray Areas" of Same Sex Divorce in Maryland Obergefell v. Hodges was a monumental win for the LGBTQIA+ community. However, while the legal right to marry may no longer be dependent upon sexual orientation, some practical difficulties do still exist for same sex couples seeking divorce in Maryland and beyond. Below are 3 potential challenges that couples may face in a same sex divorce. 1. Alimony The award of alimony in a Maryland divorce depends on a number of factors. Judges will weigh a combination of need and circumstance, described by a series of components outlined in the law. One of those components is the length of the marriage. Since same sex marriage has only recently been... --- - Published: 2018-07-24 - Modified: 2026-02-26 - URL: https://www.cooverlaw.com/blog/how-to-file-for-divorce-in-maryland/ - Categories: Divorce, Family Law - Tags: absolute divorce, alimony, child custody, Child support, divorce by mutual consent, fault based divorce, how to file for divorce in MD, Howard County Divorce Lawyer, limited divorce, No fault divorce, property division Divorce and Family Lawyer >How To File For Divorce How to File for Divorce in Maryland: 4 Steps If you are facing divorce, you are undoubtedly under a great deal of stress. For most people, the uncertainty and confusion of divorce can be overwhelming. As a divorce attorney in Columbia, Maryland for over 30 years, I understand the effects that the chaos of divorce has on people. The goal of this article is to both provide clarification about how to file for divorce in Maryland, and outline the steps that you need to take to make sure that you and your family are protected. Step #1: Plan for the “Rough Road” You don’t need a divorce attorney to tell you that the road ahead is not an easy one. By nature, divorce is an emotionally charged, and often confrontational, process. It’s rarely pleasant. Before we jump into the logistical elements of how to file for divorce in Maryland, you should be as certain as possible that divorce is the “right thing, now” for you and your family, before taking action. Take the time that you need to consider this very important decision, and evaluate whether you are emotionally ready to travel down this road. Marriage counseling, temporary separations and other alternatives can be pursued, with proper legal protections for each spouse, while you determine if divorce is “right” for you. Giving yourself (and your spouse) this time to evaluate your situation can often prevent regret later. Step #2: Seek counsel... --- - Published: 2018-07-11 - Modified: 2020-01-07 - URL: https://www.cooverlaw.com/blog/keith-darlin-awarded-coover-law-firms-working-education-scholarship - Categories: In the News Coover Law Firm is proud to announce that Keith Darlin has been awarded the Working For Education Scholarship for the Fall 2018 semester. This scholarship, worth $1,000, is awarded to deserving students who have a part-time or full-time job while attending college. Keith is currently a student at the University of Cincinnati, pursuing a Master’s Degree in Business Administration. At the same time, he is employed as a Lead Test Engineer at GE Aviation in Dayton, Ohio, and also serves as an Electrician's Mate First Class in the US Navy Reserves out of Cincinnati. Keith grew up in a small town in Upstate New York, where he learned how to fix cars and milk cows. After high school, he knew there was only one direction his life was going. He was going to be a carpenter, building and repairing houses. So, Keith attended the local technical college to earn an Associates Degree in Carpentry/Building Trades; he was the first in his family to seek higher education after high school. After his first year, Keith learned that he was quite curious about the world. He transferred to community college for an Electrical Engineering (EE) program. However, working and going to college for a degree in a field he knew nothing about quickly led to burnout. His uncle had been in the Navy for many years, and was always an inspiration to Keith’s family. As such, joining the Navy was an easy decision. Keith finished out his second semester in the EE... --- - Published: 2018-06-25 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/latent-defect-or-bad-luck - Categories: Residential Real Estate, Real Estate Law - Tags: home inspection, Latent defect, real estate lawyer As a new homeowner, one of the most distressing things that can happen is that you discover major hidden defects with a house that you've just purchased. Not only is it extremely upsetting to find out that the condition of the property you thought you were getting is very different than what you actually ended up with, you are probably angry because you feel like you were "tricked" by the seller. In the 30 years that I’ve been practicing real estate law in Howard County, MD, I have received thousands of calls from panicked homeowners wondering, "What do I do now? " To answer that, we have to determine if the issue at hand qualifies as a latent defect under Maryland real estate law. Bad Luck... or Latent Defect? Some of the most common hidden defects that are discovered post-settlement include: Mold Water Damage Termite damage Well & septic issues Electrical issues Roofing issues Plumbing issues Foundation & other structural problems Why wasn't this problem discovered during my home inspection? Many people wonder why they weren't alerted to their problem during the home inspection, when they still had the opportunity to get out of the contract. The truth is that many of the issues mentioned above wouldn't be obvious to either the buyer or the home inspector before settlement was completed. Most buyers have very competent home inspectors that do their very best to help uncover some of these unseen issues. Unfortunately, even the most experienced home inspector can't detect... --- - Published: 2018-05-22 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/blog/facing-alimony-payments-better-get-divorced-2018 - Categories: Alimony, Divorce, Family Law Tax law changes have occurred and will hit people in 2019. Some believe they are beneficial, and others are angry over the sweeping changes that the Administration enacted. No matter how you feel about the new tax laws, they are here and will have an impact. You need to pay attention, particularly if you are considering dissolving your marriage in the near future. Couples who are facing a divorce will not be affected by the changes to tax law if they finalize their split in 2018. However, those who divorce next year will experience changes in the way alimony is taxed. Beginning January 1, 2019, alimony payments will no longer be tax deductible for the payer, and the payee will no longer be required to pay income tax on the funds they receive. However, if your divorce is finalized before the end of 2018, the old rules still apply. Therefore, if you expect to have to pay alimony as a condition of your marital settlement agreement, finalizing your divorce this year may prove to be financially beneficial. How to Expedite Your Divorce in Maryland Up until 2015, any couple who sought a divorce in Maryland was required to live apart for a full year before they were permitted to file for divorce. Exceptions to that law were made if one party filed for a divorce on the grounds of adultery, desertion, cruelty, insanity, excessively vicious conduct, or certain criminal convictions. However, even if these one or more of these conditions... --- - Published: 2018-02-23 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/silver-divorces-reverse-mortgage-solution - Categories: Property Division, Divorce, Family Law You've been married to your spouse for several years, even decades. You've made the decision to end your marriage, but you're worried about what is going to happen to the house because you still have a mortgage. Who is going to live where? And what can you both afford? Even if both of you agree that one spouse stays in the house while the other moves, there are still financial considerations to make. How will the spouse who is leaving pay for their new condo or home? A reverse mortgage can be the answer for older couples going through a “silver divorce. ” When there is still a mortgage left on the home but there is more equity built than what is currently owed, a reverse mortgage can help. A lender may not be able to let one of the person's out of the loan because it's not in the lender's best interest. When two spouses remain on the original mortgage, it can be difficult, if not impossible, for the spouse who wants to move out to buy another property. What happens when the spouse who is going to stay can't afford to refinance on their own? If you are age 62 or over, a reverse mortgage can be used by both spouses. A reverse mortgage comes with many conditions that must be met, and is not the right solution for every party. Reading about and understanding exactly what a reverse mortgage is, what it requires and how it can... --- - Published: 2018-02-16 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/bills-effecting-family-law-making-way-maryland-senate - Categories: Family Law, Divorce, In the News Several bills that affect family law are making their way through the Maryland Senate. Bills involving divorce, youth marriage and adultery are being heard and could soon be made into law. Here is a brief rundown of what is happening. Divorce - Mutual Consent A bill passed in the Senate that will allow courts to permit divorces based on the ground of mutual consent when the parties have minor children. The bill is meant to eliminate the years it can currently take for a divorce to be settled when their are children in the family. The potential law would encourage spouses to attempt to workout their divorce amicably. The bill passed with a 33-14 vote. Adultery As we have discussed previously, adultery is current illegal in the state of Maryland. If a person in the state is charged with and convicted of adultery, they are subject to a $10 fine. The law is considered arcane and essentially worthless. The bill would completely take the law off the books, making adultery a private issue rather than a criminal one. Youth Marriage A child aged 15 may marry in Maryland. A bill has been introduced that would raise the age of marriage. It would also provide consent to those who are 16 or 17 years old to marry if they have parental permission. Some lawmakers are trying to make 15-year-old marriage illegal across the board while some oppose its elimination. If you need assistance with a divorce, contact our Columbia, MD divorce... --- - Published: 2018-02-09 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/adultery-not-grounds-divorce-criminal - Categories: Divorce, Family Law It can be heartbreaking when you find out that your spouse has committed adultery. The person that you trusted most betrayed you. For many people, infidelity is a marriage-breaker. It remains one of the top reasons that people give for filing for separation or divorce. In Maryland, adultery is still grounds for divorce and will likely always remain so. Unlike many other states, however, Maryland also views adultery as a crime. Last year, at least three people were charged with a misdemeanor for having been accused of committing adultery. One person is attempting to change that, calling the idea that adultery is criminalized "arcane. " Del. Kathleen Dumais has introduced a bill that would decriminalize adultery, making it a personal matter and not one for the courts. Someone charged with adultery, and found guilty, is subject to a $10 fine. According to the public defender's office, five cases of adultery have been handled in the last eight years. In those five cases, adultery was not the primary crime. States in which adultery is considered criminal include Alabama, Virginia, Minnesota, Mississippi, Arizona, and 14 more, including Maryland. In Virginia, lawmakers have tried to reduce adultery to a civil matter, but have been unsuccessful in their attempts. If you need assistance with a divorce in Columbia or any other kind of family law matter, reach out to our Columbia, MD family law attorney. We will help you arrange a consultation and discuss your legal options with you. Call today to schedule your... --- - Published: 2018-02-02 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/blog/update-victims-parental-rights-bill - Categories: Paternity, Child Custody, Family Law, In the News We have discussed the fact that Maryland rape victims may not currently terminate the parental rights of their attackers should that attack result in a pregnancy. New legislation is set to pass that will allow rape victims to terminate the parental rights of their attackers. The bill passed through the Senate last week with a vote of 45-0. Earlier, the House also passed the bill with no discussion needed. The legislation has been pushed by Del. Kathleen M. Dumais for the last 11 years and is pleased that it is set to finally pass this year. Dumais said, "It's been such a long, hard-fought battle. It's time to just do it... Let's get it on the books. " Governor Hogan has promised to sign the bill into law as soon as it hits his desk. Currently, Maryland is one of only six states in the country that does not give victims the right to terminate the parental rights of their attackers in instances of rape. It is believed that at least part of the reason this bill hasn't made it through to law in the past is because members of the House Judiciary Committee couldn't decide on the steps to take to ensure that the parental rights of attackers were revoked, but not those of the accused innocent. For more information and assistance regarding paternity and child custody in Howard County, reach out to our team to schedule a no-obligation initial consultation. --- - Published: 2018-01-26 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/doctor-presents-opinion-shared-parenting-maryland - Categories: In the News, Child Custody, Child Support, Family Law Maryland is currently dealing with an issue that some may not be aware of: Shared parenting during and after divorce. While some people believe that shared parenting shouldn't be the status quo, others hold the opinion that it is the best arrangement for children. In a recent editorial, Dr. Neil Holstein weighed in with his opinion. Here is a summary of what he wrote. The full article can be read here. Statistics say that 71% of high school dropouts are from homes with single parents. Those children who only see their non-custodial parent on weekends but have both parents involved in their education have better grades. Children who are involved in a shared parenting arrangement do better in education overall. Benefits of shared parenting include an improvement in education, decrease in truancy, fewer instances of crime, a decrease in aggression, an improvement in health, lowered anxiety and stress, and an increase in child support payments. Children who have both parents involved in their lives for the majority of the time have fewer run-ins with the law. Proponents of the idea suggest that shared parenting is not always in the "best interest of the child" and should be considered in a case-by-case basis and should not be the norm. Others, like Dr. Holstein, a chair of the board of National Parents Organization, believes that it is time we put children first and allow them to fully enjoy the benefits of having both parents involved in their lives following a divorce. If... --- - Published: 2018-01-22 - Modified: 2024-09-20 - URL: https://www.cooverlaw.com/blog/family-home-maryland-divorce - Categories: Property Division, Divorce, Family Law When you decide to get a divorce in Maryland, there are a lot of issues that need to be dealt with. Outside of dealing with child custody and other family dynamics involving minor children, most of the issues involved in dissolving a marriage are financial. Essentially, you must reach agreement with your spouse on who gets what in a divorce settlement. However, while these decisions may just be about the numbers, it is rare for divorcing couples to be able to approach the decisions that must be made without an influx of emotions. One of the most emotionally-charged decisions that must be made involves deciding the fate of the family home. Who Gets the House in a Divorce Settlement in Maryland? The family home is defined as the principal residence of the parties in a divorce case. Under Maryland Family Law Section 8-201, the family home: Must have been used as the principal residence of the parties when they lived together. Must be owned or leased by one, or both, of the parties at the time of the divorce proceedings. Must be used, or will be used, as the principal residence by one or both of the parties and at least one child. (Note: for the sake of consistency, this article refers to the term "family home. " However, if the divorcing couple have no minor children, a more appropriate term would be "marital home. ") Does not include property acquired before the marriage or by inheritance or gift from... --- - Published: 2018-01-19 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/advocates-fighting-change-parental-rights-laws - Categories: Child Custody, Family Law, In the News In a small number of states, women who become pregnant following a rape have to deal with the parental rights of their rapist, causing them to have to fight for custody and adoption decisions with their attacker. Maryland is one of these states, having failed to pass legislation nine times in order to take away the parental rights of attackers. The state is now considering a bill that would allow rape survivors to petition the removal of these parental rights, even if no conviction has been established. Currently, in order for parental rights to be removed a felony rape conviction is required. For the tenth year in a row, a bill has been brought forth for the consideration of a House committee. Adoption services, child and victim advocates, and domestic abuse advocates are fighting for the bill. They are pushing to pass the bill smoothly, without adding amendments that could slow its success. The bill has received some pushback from some members of the Senate, who voiced concern that the bill could leave too much leeway for parental rights, and could end in removing child/parent relationships that were already established. The bill has the support of the presiding officers and governor, however, and it is being considered an issue with bipartisan agreement. If you need assistance settling a child custody agreement in Howard County, MD, reach out to our team today. We can assist you in finding the best steps to take to determine the custody of your children, as... --- - Published: 2018-01-12 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/maryland-criticized-child-custody-policies - Categories: Child Custody, Family Law, In the News In 2013, lawmakers in Maryland put together a special commission in order to study how the state's courts come to decisions regarding child custody. Over an 18-month period of time, the commission listened to judges, mental health professionals and family law attorneys. The commission's final report was issued in 2014. Despite this, state reforms have not been made. In today's courtroom, child custody is determined by a judge who considers the best interest of the child. Some people believe that there should be an automatic presumption of shared or joint custody. Maryland has so far rejected this idea. Some believe that a one-size-fits-all approach is not beneficial to the children of divorcing parents. It's not to say that the state's laws don't need to change. Currently, there is no custody statute in the state that provides guidance to judges. In the report, the commission suggested changing terms like "custody" and "visitation" to less emotional terms like "parenting time" and "decision-making responsibility. " These proposed changes are good ones that have not been made. Children need to be protected and their best interests do need to be taken into account when making custody decisions, but many feel that Maryland's approach to child custody is outdated at best. If you need assistance with a child custody issue in Columbia, MD, reach out to our office. We will help you arrange a consultation and advise you of your legal rights and all of your options. Call today or contact us online at your... --- - Published: 2018-01-05 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/maryland-among-states-considering-new-shared-custody-laws - Categories: Child Custody, Family Law, In the News If you are of a certain age, your picture of post-divorce parenting is one parent with primary custody, typically the mother, with the other parent having weekend visitation or, in some cases, every-other-weekend visitation. In more recent years, custody has changed. More parents are trying co-parenting, with the support of their state. In 2017, 20 states, including Maryland, considered laws that would encourage shared parenting. In fact, some states considered making shared parenting a presumption, even if the divorcing couple disagreed. For example, Kentucky passed a law that made shared parenting standard for the time period before a divorce was finalized. Florida approved a similar bill that was not made into law, and Michigan is still considering a bill that would make equal parenting time at least a talking point for custody discussions. Many of the bills have been sponsored by fathers' rights groups, saying that the burden of child support obligations would be lessened with shared parenting. Opponents of the bills say that protections against abusive former spouses would be rolled back. Opponents also say that the laws are unnecessary as more divorcing couples are choosing shared parenting for themselves. In Maryland, bills have been promoted but have not yet made it out of committee. Whether or not these bills, once turned to law, will help or harm divorcing parents remains to be seen. If you need assistance settling a child custody agreement in Howard County, MD, reach out to our team. We are here to assist you as... --- - Published: 2018-01-02 - Modified: 2024-10-07 - URL: https://www.cooverlaw.com/blog/bankruptcy-after-divorce - Categories: Divorce, Family Law - Tags: bankruptcy, divorce, Family Home, marital home, real estate Below is an example of a frequently asked question relating to bankruptcy after divorce. Unfortunately, the situation described below occurs all too frequently in post-divorce cases. However, the good news is that by seeking professional advice early in the divorce process, you are often able to minimize the risks of these nightmare situations from happening to you. To provide the most accurate and in-depth information available, we have asked experienced bankruptcy attorney, Ron Drescher of Drescher & Associates (Baltimore, MD) to weigh-in on the reader question below: READER QUESTION: "When we divorced, my wife got use and possession of our family home for 18 months before we were obligated to sell. Her lawyer ended up suing her for his legal fees and got a judgment against her. The judgment attached as a lien against the house and needs to be paid in full before we can sell the property. My wife just told me she plans to file bankruptcy. Will her filing bankruptcy after divorce impact my interest in our jointly-held former marital home? " EXPERT ANSWER: Bankruptcy After Divorce By: Ron Drescher, Drescher & Associates, P. A. https://www. drescherlaw. com | 410-484-9000 Your wife did you (and herself) a terrible disservice by waiting until after the divorce to file bankruptcy. While you were married, if you held property jointly with your spouse, that property was protected against claims against either you or claims against your spouse. So, those claims sort of bounced off the property that’s held jointly. That’s... --- - Published: 2017-12-29 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/january-dubbed-divorce-month - Categories: Divorce, Family Law, In the News In Maryland and throughout the country, January has become known as "divorce month. " Statistics show that most divorces happen in March and August, but filings spike in January. Legal experts believe that the rise in filings after the New Year is due to one reason: People don't want to file during the holidays. It is believed that many couples who are contemplating divorce, especially those with children, will push through the holidays in order to maintain the status quo. Experts suggest that the stress of the holidays can heighten negative feelings in a marriage, and couples may want to reevaluate their desire to split once the holidays have passed. In other cases, say experts, couples who should divorce get caught up in the joy of the holiday season. They believe that they can make their marriage work. It's only when the holidays are over and reality sets back in that these couples realize that a divorce is the only option. No matter the cause, one thing is certain: People file for divorce in record numbers when January rolls around. One of the most important decisions you can make when facing a divorce in Columbia, MD, is choosing the right attorney. If you need assistance with a divorce, reach out to our office or browse our website to discover more about our firm. We are here to help you and will work to ensure you receive an equitable and fair settlement. Call our office today to schedule a consultation. --- - Published: 2017-12-22 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/governor-trying-lessen-impact-tax-plan - Categories: Alimony, Family Law If you've been keeping up with the roller coaster of news surrounding the new federal tax plan, you may find your head spinning. Items were being introduced and taken away as Republican Congressional leaders attempted to get the plan passed. One of the things that has stuck around despite many revisions is the change to deductions. Under current tax law, people who pay alimony to an ex-spouse are permitted to use those payments as deductions when tax time rolls around. The person who receives alimony must count the payments as income and, as such, pay taxes on the amount paid. Under the new tax plan, the deductions on alimony will be repealed. Those who receive the payments will no longer be taxed. The loss of the alimony deduction is only one such repeal found in the new tax plan. Maryland's governor, Larry Hogan, understands that the new plan could negatively impact citizens of the state and he has proposed legislation to curb the pain. Under his proposal, the Governor would make it so that any additional revenue received by the state would be returned to taxpayers. In a meeting earlier this week, the governor stated, "Our goal will be to leave that money in the pockets of hardworking Marylanders. " It was not immediately clear how this would be accomplished because the comptroller's office is still analyzing just how the tax plan will affect people in the state should it pass. Once the research is complete, the governor's office will... --- - Published: 2017-12-19 - Modified: 2023-09-21 - URL: https://www.cooverlaw.com/blog/divorce-real-estate-short-sales - Categories: Property Division, Divorce, Family Law - Tags: bankruptcy, divorce, foreclosure, real estate, refinance, short sale By: Jackie Daley, Broker/Owner - Jackie Daley Realty (Columbia, MD) As a Real Estate Broker, I frequently work with couples who are facing, or have previously gone through, a separation and/or divorce. When simultaneously handling a divorce and real estate transaction, the desire to “get it over quickly” often leads to bad decisions with long term legal, financial, and emotional consequences. For example, take this scenario from our client files... A Cautionary Tale Five years ago, a husband and wife decided to get a divorce. The husband adamantly wanted to keep the marital home. The wife, simply wanting the divorce behind her as quickly as possible so that she could move on with her life, agreed to walk away from the marital home. The separation agreement stated that the husband would be responsible for all expenses related to the home, including mortgage payments, insurance, repairs, etc. Additionally, the husband would be obligated to refinance the mortgage into his name only within the next 12 months. Per the separation agreement, the wife had no financial responsibilities regarding the marital home. All parties signed the separation agreement. BIG MISTAKE! After 12 months, the divorce was final and the ex-wife, having excellent credit and income, was ready to buy another home of her own. Before visiting potential properties, she contacted a mortgage loan officer to get pre-qualified for a loan. The loan officer informed her that she did not qualify for a new loan due to her obligation on the mortgage for her... --- - Published: 2017-12-15 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/children-divorce-may-supported-longer - Categories: Child Support, Divorce, Family Law A new bill making its way through the Maryland legislature may make it easier for children whose parents have divorced to seek higher education. In the new bill, the age of majority for certain children of divorce would be raised from 18 to 23. The bill is sponsored by Terri Hill, a Democratic Maryland delegate representing Baltimore and Howard. According to those supporting the bill, "18 isn't what it used to be. " It is also said that 23 is the new 18, which is why this is the age that has been suggested for majority. Sixteen states and two United States territories have considered similar bills. Between the years 2000 and 2016, none of these bills made it into law. Hill is quick to point out that the general age of majority will not be raised. The law would only apply in certain situations. For example, they may specify that the age of majority would be raised if the child was enrolled in school, had a significant health issue or was disabled in some way. Proponents of the bill wonder about its constitutionality. If the age of majority would only be raised for children of divorce, how is it fair to children whose parents are still married but can't afford college tuition? There is also concern about whether advancing the age of majority would impact a child's ability to secure financial aid. If you need assistance with a divorce in Howard County, MD, please reach out to our office... --- - Published: 2017-12-08 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/local-allstate-agencies-accepting-donations-nonprofits - Categories: In the News, Domestic Violence It's the time of year when people get into the giving spirit. Businesses know this and often take advantage --- but not in a bad way. Allstate is just one of those companies and they are accepting donations for adults and children who have been affected by domestic violence. Allstate agencies across several states will be accepting donations as part of the Allstate Foundation's Purple Purse donation effort. The agency will be passing along the donations it receives to various nonprofit domestic violence shelters throughout the states of West Virginia, Connecticut, Maryland, Pennsylvania, New York, New Jersey, Delaware, Massachusetts and Washington. D. C. Any person who wishes to donate can find a local Allstate office that is participating in the drive. Agencies are accepting cleaning supplies and non-perishable food items. Other items being accepted include personal care items, infant formula and diapers. A spokesperson for Allstate's New York region said, "As small business owners and community leaders, these Allstate agency owners see firsthand the opportunities and challenges facing communities they serve. Giving back is core to who they are as agency owners, which is why they're proud to volunteer and raise funds to support survivors of domestic violence and their families across the Rochester area. " If you have been a victim of domestic violence and need assistance, please reach out to our Howard County divorce attorney today. Attorney Coover will use his experience and knowledge to help you in the best way he can. Call our office today to... --- - Published: 2017-12-01 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/snipers-wife-talks-domestic-abuse - Categories: Domestic Violence, Family Law If you were alive 15 years ago, chances are you remember the Washington, D. C. sniper case. A grown man and his accomplice, a teenage boy, took the lives of 10 people in Virginia and Maryland. The pair was convicted in both states, and John Allen Muhammad was ultimately executed. That man's ex-wife is now speaking out and offering her opinion on the link between domestic violence and the recent rash of gun violence across the nation. Mildred Muhammad, the ex-wife of the sniper, sat on a panel in Northwest D. C. recently and shared her story. Unlike other victims of domestic violence, she doesn't have scars to prove she was struck. Instead, her scars are emotional as she was the victim of verbal and emotional abuse. Almost every person accused of the recent onslaught of violent attacks has a history of either being accused of, charged with or convicted of domestic violence. The government does try to keep guns and other weapons out of the hands of those accused. It is currently against federal law for a person who has been convicted of domestic violence or another violent crime to possess, much less purchase, a weapon. As we have seen, laws don't always stop people from getting their hands on weapons. If you have been a victim of domestic violence, reach out to one of our Columbia, MD divorce lawyers. We understand what you may be going through and we are here to help you. Call today to schedule... --- - Published: 2017-11-24 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/jackson-jr-may-reach-deal-dc-divorce - Categories: In the News, Divorce Jesse Jackson Jr. and his wife Sandi Jackson have been in the news lately, not because of charitable acts or community service, but because of their impending divorce. The bitter breakup has made headlines in D. C. and around the nation. All that may soon come to an end as it looks as though a deal may be on the horizon. The divorce trial is just months away, but reports are indicating that the couple may have reached a deal or are close to one. The January trial before Washington, D. C. Judge Craig Iscoe has been canceled. Jackson Jr. 's attorney declined to comment, as did Sandi Jackson's. The latest argument, according to reports, are over Jackson Jr. 's medical records. Jackson has been diagnosed with a mental condition which some believe his wife wants to use against him in court. His attorneys say that the public scandal surrounding the release of the records could harm the couple's two children. Lingering hard feelings between the pair have some believing that the deal hasn't quite been struck just yet and that the divorce still has the potential to turn very public and very ugly. Whether that happens or whether the two can split constructively if not amicably remains to be seen. If you need assistance with a divorce in Columbia, MD, reach out to Fred Coover. Attorney Coover has been representing people for more than three decades and has the experience necessary to ensure that your divorce is fair and... --- - Published: 2017-11-17 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/judge-discusses-benefits-adoption - Categories: In the News, Adoption, Family Law Just days after she finalized adoption for 10 families in a Prince George County court, Judge Beverly Woodard spoke with a local news reporter about how adoption has affected her personally. The judge, who specializes in cases involving child abuse and other kinds of abuse, told of remembering the feeling of adopting her own daughter. At 40 years old, the judge had never had children of her own. It was the photo of an infant that called to her heart. The judge said that it was seven months after she saw the photos that a phone call changed her life. That phone call was one telling her she could bring her daughter home. Friends and family were worried about how the woman would raise a child on her own, but the judge calls her daughter, now a university graduate, the light of her life. "She was in my heart from day one," said Woodard. It was her own experience with adoption 25 years ago that made her want to help families feel the same way. She has been able to do so for the past eight years, working in Circuit Court. The judge is now helping people celebrate the joy of adoption in much the same way she did all those years ago. If you need assistance with adoption or other family law in Columbia reach out to our Columbia, MD family law attorney today. We will help you schedule an appointment for a case evaluation and tell you how... --- - Published: 2017-11-03 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/new-tax-bill-affect-alimony - Categories: Alimony, In the News A new federal tax bill was introduced last week, and it was a large one filled with multiple proposals that people weren't necessarily expecting. Despite this, it is those proposals that could have the biggest impact on the lives of everyday citizens. One group of people who could be facing a hardship are those who pay alimony. As tax laws currently stand, anyone who pays alimony to an ex-spouse is able to write up those payments as a deductible expense once tax time rolls around. The new tax bill eliminates that deduction. On the flip side, the person receiving the payments will no longer have to pay taxes on those payments. If the bill becomes law, the changes will occur for any separation or divorce agreement that was executed after 2017. The changes would also apply to any divorce or separation agreement that was adjusted after 2017. These changes may not be burdensome to some people after a divorce, but they could mean major changes in the way others handle their finances. Other changes on the horizon include the loss of student loan interest deduction, the elimination of the deduction for relocation expenses, and the counting as taxable income for employer-paid tuition for continuing education. Keep a close eye on this bill, because you may just find yourself having to make some changes in your budget come next year. If you need assistance with divorce, alimony or child support in Columbia, MD, reach out to our office by calling (410)553-5042.... --- - Published: 2017-10-27 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/property-brother-opens-divorce - Categories: In the News, Divorce, Family Law The show is wildly popular. Twin brothers, one a contractor and the other a real estate agent, help people find homes that are within their price range, although a bit less than perfect, and fix them up. Property Brothers stars Drew and Jonathon Scott recently released a book that some are saying is more a personal memoir of Jonathon's then a tell-all about the show. In the book, Jonathon Scott talks openly about his failed marriage to a airline-crew scheduler. The pair had been together for over six years before they were married in 2007. Just two years later, the couple divorced. Scott said of the marriage, "I think when you are young and you don't really know what you want in life, you can commit to something and think at the time it is right. " Despite having gone through a divorce, Scott is still a strong believer in marriage. He says that even though his first marriage failed, it was full of lessons learned. Learning from mistakes in a marriage is the key, and so is learning from the successes. Typically tight-lipped about his marriage and divorce, Scott is giving fans a bit of a glimpse into his life and they love it. If you need assistance with a divorce in Columbia, MD, reach out to attorney Fred Coover. Attorney Coover has years of experience representing people who need to leave their marriages, and he will work to ensure that your settlement is equitable. Call the office today... --- - Published: 2017-10-23 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/how-much-does-a-divorce-cost - Categories: Divorce, Family Law - Tags: Cost of a Divorce, divorce lawyer, Howard County Divorce Attorney, mediation, separation and divorce {Updated from original post on October 5, 2016} One of the questions that we get asked most frequently by new and prospective family law clients is " how much does a divorce cost? " It’s certainly an understandable question. People who are facing separation and divorce are typically frightened, overwhelmed and looking for quantifiable information to help them tackle the tough decisions that lie ahead. However, while the question may be straightforward, the answer is typically not, as there are many questions that can affect the cost of a divorce in Maryland. The 52 Million Dollar Question: How Much Does a Divorce Cost? If you type the phrase " how much does a divorce cost " into Google, you will receive nearly 52 million results. As reasonable as it may be to worry about, and seek information regarding, what the cost of your divorce is going to be, it’s important to understand that this is an impossible question to answer with any level of certainty. Anyone who receives a finite answer to this question from a lawyer should be wary of the divorce attorney who gives it. Essentially, quoting the cost of a divorce up-front would require the lawyer to predict what will happen in the future. It’s just not possible. For this reason, very few lawyers handle family law cases on a “flat fee basis. ” The majority of divorce attorneys charge a retainer based upon an estimated scope of work, and will bill against that retainer at their... --- - Published: 2017-10-20 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/maryland-law-doesnt-prevent-rapists-seeking-parental-rights - Categories: Paternity, Family Law, In the News There are seven states in which a convicted rapist may seek parental rights should their victim become pregnant during the commission of their crime. Maryland is one of those states. In recent news, such a case made national headlines, prompting legislators to look at just how these situations are handled in a court of law. According to recent reports, a man in Michigan was accused and found guilty of keeping three teenage girls under his control in an abandoned house for three days. It is known that the man sexually assaulted two of the girls, one of whom became pregnant as a result of the attack. Despite the possibility of life in prison, the man was ultimately sentenced to only a year in a local jail, thanks to a plea deal. The man served six months. The case is complicated and not entirely made of what people have been led to believe. The convicted rapist did not seek custody or parental rights. In fact, it was the Michigan Department of Health and Human Services that required the mother to tell the state who the father was and to have paternity confirmed so that she could continue to receive government assistance. Once paternity was determined, the woman's attacker agreed to pay child support and to sign away his parental rights. If you or a loved one needs assistance with establishing paternity in Howard County, MD, reach out to Attorney Fred L. Coover. Attorney Coover is experienced in family law, and he... --- - Published: 2017-10-13 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/blog/maryland-domestic-violence-registry-revisited - Categories: In the News, Domestic Violence A pregnant woman in Prince George County was set on fire in what police are alleging was a domestic violence incident. The crime is causing some in the state to take a renewed interest in the creation of a domestic violence registry throughout the state, much like the sex offender registry already in place. While such a registry seems to make sense on the surface, it is not without staunch debate. Most do not negate the fact that women and men would be safer if they had knowledge that new lovers and partners had a history of domestic violence. What is contested is that such a registry may have unintended consequences. Proponents of the registry point to a 2016 study that says such a registry may prevent victims of domestic violence from coming forward due to privacy concerns. The study published by the National Domestic Violence Hotline detailed the fact that 60 percent or more of domestic violence victims did not contact authorities due to concerns over privacy and possible retaliation. There is fear that such a registry would be in violation of privacy rights of victims. There is also concern that such a requirement would cause more abusers to retaliate against those who come forward to press charges. For now, the idea is simply being discussed. Where those discussions will lead is unknown. If you need assistance with a family law matter, reach out to a Columbia, MD family law attorney today. Attorney Fred Coover is experienced in litigation... --- - Published: 2017-10-06 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/maryland-families-want-paid-leave - Categories: Family Law, In the News Paid family leave is something that many people believe is in place --- until they need it. According to reports, Maryland, and the rest of the United States, are far behind other developed countries when it comes to allowing for employees to take time off work to take care of themselves or their families when necessary. There are only three states in the country that have paid family leave laws in place. California, Rhode Island and New Jersey all provide salaries for their employees who need time off due to childbirth or certain other family obligations. New York, Washington and the District of Columbia have legislation that will be put in effect in coming years. Maryland is lagging. The state passed a bill in April that gives employees a guaranteed five days of paid sick leave. Even though it was passed by the General Assembly, it was vetoed by the Governor. Because there is no paid family leave in the state, people are forced to save up vacation time and use that should they become pregnant and give birth or even adopt a child. Advocates of family leave laws say that this is not acceptable. Proponents, namely small business owners, say that the cost of replacing workers is prohibitive and the potential fines for not following the law could be devastating. If you need assistance with child adoption, custody or another family law matter in Columbia, reach out to our office. Your case will be reviewed during a consultation and... --- - Published: 2017-09-29 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/maryland-couple-sentenced-youtube-pranks - Categories: In the News, Child Custody, Family Law A Maryland couple has been sentenced in a case that made headlines across the country. The young parents were accused of posting hundreds of videos to YouTube, depicting "pranks" on their children. Both will now serve five years of probation for their misdeeds. According to records, the pair entered Alford pleas when they appeared in court. This means that they maintain their innocence but concede that the prosecutor had enough evidence to win a guilty verdict, similar to a nolo contendere plea. Each was sentenced to 10 years in prison, but that sentence was suspended. Instead, the pair will serve probation. Documents outline more than 300 videos of the couple "pranking" their children. In some, they screamed profanities. In others, they broke their toys. The investigation began after concerned viewers contacted authorities. A neuropsychologist found that the children had suffered "observable, identifiable and substantial impairments of their mental or psychological ability to function. " For their part, the couple has said that they made and posted the videos as a way of providing for their five children. They have also said that they had no intention to injure the children. Two of the children involved in the case have been placed in the custody of their biological mother. The couple is restricted in their future video making, not being allowed to feature those two children in any videos. If you need assistance with a matter involving child custody in Howard County, Maryland, reach out to our office. Your case will... --- - Published: 2017-09-22 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/young-get-married-maryland - Categories: Family Law How young is too young when it comes to marriage? If you are like most adults, the number that popped into your head was probably a low-20s or maybe even a high-teens. If you live in Maryland, you may be surprised to find out the real answer to that question: 15. Under current state current state law, the minimum age to get married is 18. That is, unless your parents gives you permission or you are pregnant. If either of those are the case, you can get married at 16. If both of your parents give you permission? You can get married at 15. According to reports, there were more than 3,000 people under the age of 18 who got married in Maryland between 2000 and 2014. The majority of those marriages took place between an underage girl being married to an adult man. Del. Vanessa Atterbeary, D-Howard County, wants to change that. She has brought attention to the issue to legislature and has plans to do it again next year if the law isn't changed. There are several states across the nation that allow for underage children to get married due to some type of exception. Virginia was the first state to set the minimum age for marriage at 18 with no exception. That law was passed in 2016. If you need assistance with a family law matter in Columbia, reach out to our team. We will help you schedule an appointment so that we can review the details... --- - Published: 2017-09-15 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/choose-divorce-lawyer-maryland - Categories: Divorce, Family Law According to a Certified Divorce Financial Analyst in Bethesda, Maryland, there is a right way to go about selecting an attorney to represent you in a divorce. Rather than opening a phone book or searching the Internet and choosing the first attorney you find, you should make your choice after asking yourself a few questions and conducting a fair amount of research. 1. Are you compatible? You will speak with your divorce attorney on a weekly basis, at least. After your initial meeting with an attorney, you will want to decide if you are compatible. You need to be comfortable with your attorney. This person will not only be representing you, but fighting for your financial future. 2. Does the attorney have a good reputation? Ask any attorney you are considering how they handle negotiations. Find out their methods and if those methods have been successful. You will also want an attorney who is familiar with the local court system. 3. Are the fees fair? Some attorneys charge a moderate sum, and some are incredibly expensive. The attorney you choose should not only fit your budget, but should also be fair. Understand what you will be paying for, including their experience and extent of their investigation process, and get clarification if you need it. 4. Does the attorney provide resources? Your divorce attorney won't necessarily be your only source of information during the process. You may need to speak with financial professionals or even medical professionals to handle the emotional... --- - Published: 2017-09-08 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/child-support-amnesty-offered-washington-d-c - Categories: Child Support, Family Law, In the News Records indicate that close to 40 percent of the people who have been ordered to pay child support in Washington D. C. are behind in those payments. Once a person falls behind, it can be difficult to catch up. The District knows this, and the attorney general offered amnesty to those who need to get back on track. The Child Support Services Division participated in the amnesty program by offering matching grants. The agency also provided people with a way to get their driver's license back or to quash arrest warrants that have been issued. In just days since the program began, more than 100 people have stepped forward and requested amnesty. The program was active through Friday, September 8. Final numbers for how many people had participated were not available. Numbers that were released indicated that close to $35,000 was collected. Officials offered the amnesty program in conjunction with the beginning of the school year, hoping some of the money received would help young students as they went back to school. Washington D. C. is not alone in its difficulties collecting child support payments. Across the country, debt created by back child support has been climbing. In 2013, more than $113 billion was past due. If you need assistance with child support in Columbia, please reach out to Fred L. Coover. Attorney Coover has the experience you need and will fight to retrieve what your child deserves. Call our office today to schedule an appointment for a case evaluation... --- - Published: 2017-09-01 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/arrested-real-estate-debt - Categories: Commercial Real Estate, Real Estate Law Most people are aware that there is no debtor's prison in America. Simply owing someone money, outside the realm of criminal activity, will not land you in jail. For example, if you fall behind on your credit card bills, you may eventually be summonsed to court to be ordered to make restitution, but you will not be charged with a crime and arrested. That may not be the case if you owe money to real estate owner (and husband of Ivanka Trump) Jared Kushner in Maryland. Several media outlets have reported that Kushner started conducting business in the state in 2013. Since then, he has been the most aggressive pursuer of body attachment. It's a debt-collection method that allows a landlord to ask a judge to order the arrest of people who fail to appear in civil court for unpaid rent. Since 2013, Kushner has had 20 former tenants arrested and detained. More than half of those people have filed bankruptcy in order to avoid arrest. Kushner Cos. owns 17 apartment complexes in Maryland, earning approximately $30 million each year in profit. In just over three years, the company has secured judgments against 1,250 tenants and former tenants. If you need assistance with a commercial real estate issue in Columbia or Howard County, reach out to Fred L. Coover. Mr. Coover is an experienced real estate attorney dealing in construction law, land use and zoning. He can assist you when you need it most. Call today to schedule your case... --- - Published: 2017-08-25 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/maryland-divorce-may-affect-public-opinion-canada - Categories: In the News, Divorce, Family Law Julie Payette is the governor general designate in Canada. She recently dropped her opposition to having her divorce records viewed by media outlets in the country. The records were sealed in a Maryland court and highly sought after once the Prime Minister of the country named her as Canada's next governor general. Payette, according to media reports, raced to have her divorce records sealed once it was known that a media outlet uncovered a past assault charge. Although the charge was expunged, the case was named in her official divorce proceedings, making them part of that record. Nothing is known of the 2011 assault charge, except that Payette was arrested. Payette had the charged expunged within weeks. Certain media outlets, this summer, turned to the Maryland family court in which Payette's divorce was granted. Reporters were looking for any information regarding the assault charge. The divorce records were sealed on what was called an emergency basis. An affidavit stated that Payette wanted the divorce records sealed to protect herself and her son. Media outlets assured that they were not attempting to harm the child. A judge recently ruled that Payette's divorce proceedings are open for public inspection and ordered them unsealed. The judge did not open certain sections of documents that contained information regarding the child. The documents were ordered open pending appeal, but Payette has dropped that appeal. Both Payette and her husband are Canadian citizens who purchased a home in Maryland. It was not immediately clear why the... --- - Published: 2017-08-18 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/blog/maryland-couple-charged-child-neglect - Categories: In the News, Child Custody, Family Law Be careful what you post on YouTube. A Maryland couple responsible for a variety of what some have called disturbing videos has been charged with child neglect as a result of a deeper investigation into those postings. According to reports, a Maryland couple came under fire after posting a series of videos to their YouTube channel depicting what they are calling pranks. The videos featured some of the couple's children in harrowing situations, some causing obvious injury. The biological mother reported the videos to law enforcement officials, who began an investigation. Now, two of the children are back in custody of their biological mother. Internet users and those familiar with the video platform also dug into the videos. Many people have deemed what has occurred in the videos to be child abuse. The couple, speaking on their own behalf, said that the situations depicted in the videos were scripted and were often the ideas of the children. In one video, a child was yelled at for spilling invisible ink. In that same video, the child was pushed and ended up with a nosebleed. The couple will appear in court in early September. If they are ultimately convicted of child neglect, they each face up to five years in prison and fines of up to $5,000 for each charge. The attorneys for the couple have not made a comment to the media. If you need assistance with family law matters in central Maryland, Fred L. Coover is available to you. Attorney... --- - Published: 2017-08-11 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/bigamy-illegal-maryland-court-reaffirms - Categories: In the News, Family Law Some men dream of having multiple spouses. Some women imagine the same. Unfortunately, no matter how many spouses a person desires to have, the state of Maryland has set a limit: one. A 49-year-old man from Capital Heights recently discovered that the state is serious about that law. According to reports, the man was indicted in Prince William County Circuit Court. He was charged with bigamy after law enforcement officials say that he married three separate women, each in a different state, over 19 years’ time. Three marriages is legal, but having three marriages without at least two divorces is not. The man now faces prison time. Court records indicate that the man's first marriage occurred in 1991 in the state of Nevada. He then married a second woman in 1998 in New York. His final marriage took place 17 years later in 2015. The man and the third woman were married in Maryland. After his third marriage, the man and his most recent wife lived in Dumfries. Prosecutors will be using the man's marriage licenses and a lack of divorce filings to prove their case. They will be also using the man's own admittance against him. It is unclear if the first or second marriages were healthy or if the couples had been estranged. If you need assistance with a divorce in Columbia, attorney Fred L. Coover is ready to help. Reach out to our office and schedule an appointment for a case evaluation. Mr. Coover will fight aggressively... --- - Published: 2017-07-28 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/maryland-fast-track-foreclosures - Categories: Real Estate Law, Commercial Real Estate, In the News Maryland has joined Ohio in establishing laws that fast-track foreclosures for vacant properties. The two states may be examples for others across the nation who want to do something about vacant properties causing a blight to neighborhoods. According to a state delegate, vacant properties are a serious problem in some communities. The longer a property is vacant, the more likely illegal activity will occur. Issues such as vandalism and theft happen when a property is known to be vacant. Increased criminal activity can bring property values down in a neighborhood, meaning vacant homes become a problem for everyone in the community. In some instances, the foreclosure process can now be completed in as little as six months. When a vacant property is foreclosed upon quickly, it can be sold and rehabilitated before that is no longer a possibility. Once rehabbed, the home can be sold to an interested buyer. The new law has also established protections for owners of the property. The owner must be provided a notice of expedited foreclosure, the notice must be posted on the property, and the owner of the property has a right to challenge a finding of vacancy. The bill was signed into law in May. Other states that are expected to follow suit include New York and Illinois. If you need assistance with commercial real estate issues or foreclosure in Howard County, experienced real estate attorney Fred L. Coover can assist you. Reach out to us today to discuss your real estate issue... --- - Published: 2017-07-21 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/county-maryland-successful-collecting-support - Categories: Child Support, Family Law, In the News In a perfect world, those ordered to pay child support would make timely payments without issue. Unfortunately, that doesn't always happen, despite a judge's orders. In the state of Maryland, one county has reached a 92 percent collection rate when it comes to back child support. According to the assistant director of child support in Washington County, there are about 5,700 open child-support cases. That average has held steady for the last five years. Thanks to the hard work of employees, collections hit $15,142,277 in 2016. The county received the Gold Plate Award for their performance in February of 2017. The county doesn't only collect back support, but it helps those who are having difficulty paying support due to a lack of employment find stable jobs. The agency partners with different organizations to make this happen. The agency finds, it says, that most parents do want to support their children but can run into barriers. When parents, despite receiving help, fail to pay their child support, there are a variety of means that are employed to encourage payment. This may include the suspension of driver's licenses, tax intercepts, lottery intercepts and the suspension of professional licenses. While incarceration is a possibility, it is most often used as a last resort. If you need assistance with child support in Howard County, reach out to our experienced attorney. We will discuss your situation with you and advise you of your legal options. Call us today to schedule your $99 no-obligation case evaluation. --- - Published: 2017-07-14 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/domestic-violence-proceedings-now-evidence-divorce-court - Categories: Domestic Violence, Divorce, Family Law, In the News An important bill was passed by Maryland state legislatures that will offer protection to domestic violence victims as the proceed with a divorce. Maryland House Bill 293 was introduced in January and passed unanimously by both the senate and the house of representatives. The wording was changed slightly from the original bill, but remains essentially the same. The bill was signed into law by the governor in May. Prior to the passage of the law, domestic violence proceedings were not permitted to be entered into divorce court as evidence. This bill repeals that provision, and anyone seeking a divorce may now use domestic violence as evidence in divorce court. This is important because the accused or convicted abuser cannot change their story in divorce court. Protective orders gained from a domestic violence case may also be used as evidence during divorce proceedings. This law is an attempt to provide further protections for victims of violence throughout the state. If you or someone you love is the victim of physical abuse at the hands of a spouse, you have legal rights. There is assistance available for anyone being abused at the hands of another. If you are considering divorce in Columbia and have been the victim of domestic violence, please reach out to our experienced Columbia, MD divorce attorney. We have experience defending people like yourself and we have the resources necessary to assist you. Call our office today to schedule your no-risk case evaluation and discover more about how we... --- - Published: 2017-07-09 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/maryland-woman-arrested-taking-child - Categories: In the News, Child Custody, Family Law A woman in Lewisberry was arrested for taking her daughter without permission. The woman stands accused of removing her daughter from the child's father's home and fighting with both the father and the police. Officers say the woman was high on heroin at the time of the incident. According to reports, the woman faces felony charges of aggravated assault, burglary, interfering with the custody of a child, and criminal trespassing. She also faces charges of endangering the welfare of a child, resisting arrest, and simple assault. An officer was conducting a traffic stop when he was approached by a man who told him his daughter had just been kidnapped by her mother. The two-year-old was taken from her home through a window. Several moments after the police officer was notified of the kidnapping, the man and woman were seen in a physical altercation behind a post office. The woman was holding a toddler at the time. Police were able to arrest the woman after a brief struggle. While under arrest, the woman told the officer that she had driven to the man's house, waited outside, opened a window and took her daughter. The woman also told police that she was under the influence of heroin when she committed the act. If you need assistance with child custody issues in Howard County, reach out to our experienced Columbia, MD family law attorney. We will discuss your case with you and advise you of your legal options. Call our office today to... --- - Published: 2016-11-29 - Modified: 2022-10-03 - URL: https://www.cooverlaw.com/blog/holiday-custody-schedule - Categories: Child Custody, Family Law - Tags: child custody, custody schedules, Family Law “It’s the most wonderful time of the year. ” Or is it? For many families, particularly those dealing with separation and divorce, this is not always the case. The holidays can bring a lot of emotion to the surface, especially when there are children involved. Divorced parents often feel increased pressure to make the holidays “perfect” for their children, as a way to help compensate for their imperfect family dynamics. One of the most stressful things for divorced parents can be making the arrangements for their holiday custody schedule. Holiday Custody Schedule – Who? When? Where? How Long? Although being separated from your child at the holidays is certainly not pleasant, one of the best gifts you can give them is to avoid fighting with their other parent over the holiday custody schedule. The easiest way to do that is to work out a clear, written agreement well in advance, so that both parents are on the same page about the holiday plans and can schedule accordingly. Avoiding last-minute surprises is one of the keys to avoiding arguments. 3 Common Holiday Custody Schedule Arrangements Below are some common ways that parents divide and share holiday time: Split the holiday down the middle. Divide the holiday so that your child spends part of the day with each parent. This holiday custody schedule works well for many families because it avoids either parent having to spend the entire holiday away from their child. However, it does require some extra planning and cooperation... --- - Published: 2016-11-15 - Modified: 2022-10-03 - URL: https://www.cooverlaw.com/blog/my-ex-wont-let-me-see-my-child - Categories: Child Custody, Family Law - Tags: child custody, co-parenting, custody agreement, emergency court order, howard county family law attorney, mediation Being a parent is tough under any circumstances. When you have a child with someone whom you are no longer in a relationship with, due to separation, divorce or any other reason, it adds an additional layer of difficulty. Co-parenting and sharing time with the child can often prove to be a challenge, even in situations where the ex-partners have remained amicable. But, what happens when things turn hostile and one parent prevents the other from seeing the child? If My Ex Won’t Let Me See My Child, Can I Seek an Emergency Court Order? Unfortunately, this is not an uncommon question. Over the years, I’ve dealt with many distraught parents who contact me in a panic, saying “This is supposed to be my weekend with my son, but my ex won’t let me see my child ” OR “My daughter was supposed to spend Thanksgiving with me, but my ex won’t let me see my child. What can I do? ” The first thing to understand is that, while it is possible to seek an emergency Order from a Circuit Court, it’s usually not practical in these types of situations. The denial of access to a child may not be perceived by the Court as justification for an emergency hearing. Each Judge can, and will, decide that on his or her own. However, the bottom line is that these situations take time to resolve and, as painful as it is to not be able to see your child, it’s... --- - Published: 2016-11-02 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/adultery-in-maryland-alimony - Categories: Alimony, Divorce, Family Law - Tags: adultery, alimony, divorce and separation, Divorce Attorney, no-fault state Is the award of alimony affected by adultery in Maryland? Unfortunately, this is a common question with an answer that is sometimes surprising. If you’ve recently discovered that your spouse has been cheating on you, you may assume that this information would give you the upper hand in a divorce. However, this is not always the case. The legal impact that adultery has in a divorce case can vary from state to state. Maryland is what’s considered a “no-fault state. ” This means that even if your spouse cheated, he or she is still entitled to the same legal rights as you. However, while adultery in Maryland does not automatically give one spouse an advantage over the other in Court, it can certainly play a role in the overall outcome. The Impact that Adultery in Maryland has on Alimony As a matter of law, any sort of “bad behavior” by either of the divorcing parties is one of many factors that a Judge can consider when determining whether to award alimony, and if so – how much and for how long. Obviously, it goes without saying that adultery would fall under the umbrella of bad behavior. So, in this regard, the fact that your spouse was unfaithful would certainly be relevant to whether or not alimony is going to be either awarded to, or paid by, your spouse. However, it’s not the most important factor. Years ago, adultery in Maryland was punished more severely by the Courts than it is... --- - Published: 2016-10-30 - Modified: 2024-11-18 - URL: https://www.cooverlaw.com/blog/de-facto-parent - Categories: Child Custody, Family Law - Tags: child custody, de facto parent, divorce lawyer, gay In Maryland, recognizing de facto parents carves out an essential niche in family law, acknowledging those who step into parental roles without the traditional ties of biology or adoption. The Howard County child custody lawyers with Coover Law Firm, LLC, offer this engaging guide to demystify de facto parents' legal standing and rights. Explore how Maryland law embraces these vital figures in a child's life, shedding light on their rights and responsibilities, and providing invaluable insights for those navigating this unique aspect of family dynamics. What does it mean to be a de facto parent in Maryland? A de facto parent is someone who, while not a biological or legal parent, has formed a significant, parent-like relationship with a child. The Maryland Courts have set clear criteria for recognizing someone as a de facto parent, as established in the landmark case Conover v. Conover. The criteria are as follows: The legal or biological parent consented to and fostered the formation of a parent-like relationship between the de facto parent and the child. The de facto parent and the child lived together in the same household. The de facto parent took on significant responsibilities for the child’s care, education, and development without expectation of financial compensation. The relationship between the de facto parent and the child lasted long enough to establish a bonded, dependent relationship that is parental. Legal rights and recognition Once recognized as a de facto parent, individuals in Maryland have rights similar to those of biological or adoptive... --- - Published: 2016-10-26 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/blog/cost-of-divorce-in-howard-county-maryland - Categories: Divorce, Family Law - Tags: divorce by mutual consent, divorce lawyer Many people are shocked at how quickly the expenses can add up when going through separation and divorce. In large part, this surprise is often a result of unrealistic expectations. Whether due to not asking the right questions, talking to the wrong people, or relying too heavily on the internet for information, the ultimate result is that many people feel misled or misinformed about the cost of divorce in Howard County, Maryland. As discussed in a previous blog post, the reality is that the process of separation and divorce is not always clearly defined. The cost of divorce in Howard County, Maryland is dependent upon a large number of factors, many of which are nearly impossible to anticipate in advance. Separation and divorce can involve events that can quickly become very expensive. While it is impossible to predict your exact cost of divorce in Howard County, Maryland, knowing about the “hidden costs” of divorce can help you be so better informed and prepared. Cost of Divorce in Howard County, Maryland: 3 "Hidden" Expenses 1. Attitude Toward Divorce Settlement: The good news is, there is a relatively quick and easy way to minimize the cost of divorce in Howard County, Maryland if the parties are cooperative and work together to reach agreement – especially with the new Mutual Consent divorce law in Maryland. The bad news is that cooperation is fairly rare between divorcing couples. Many times, people enter into the divorce process in Howard County with the expectation and intention... --- - Published: 2016-10-19 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/maryland-divorce-law-corroboration - Categories: Divorce, Family Law Currently, the most common grounds for divorce in Howard County, Maryland is 12-month separation. Under Maryland divorce law, parties must live apart and maintain separate residences for at least one year before filing for divorce. As part of this requirement, if the parties spend even one night together or resume marital relations at any point during the separation period, the 12-month clock would start all over again. You may be wondering, “but how would anyone even know? ” Great question... Maryland Divorce Law: Requirement for Witness Corroboration Until very recently, in an uncontested divorce, Maryland divorce law required a third party witness to confirm the testimony of the husband and wife that they had truly lived separately and apart for a full year. The purpose of this condition, coupled with a lengthy separation period, was to discourage married couples from rushing into divorce without careful consideration. However, the requirement for third party corroboration has been criticized harshly. According to a recent Baltimore Sun article, some lawmakers have referred to it as an “arcane and ridiculous requirement. ” For example, let’s say that a married couple living in Ellicott City, MD makes the difficult decision to separate. In order to prevent any of their grown children from having to testify, the husband has his brother fly in from out of state to serve as witness when they go to finalize the divorce in Howard County Circuit Court. However, the Judge takes issue with the brother’s testimony, forcing the couple to incur... --- - Published: 2016-09-28 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/custody-battle-cost - Categories: Child Custody, Divorce, Family Law - Tags: child custody, divorce, Family Law, family law attorney, separation and divorce There is probably not a more important, or emotionally-charged, issue in separation and divorce than that of child custody. Custody involves not only the amount of time that each parent gets to spend with his or her children; it also encompasses the right to make major, life-shaping decisions for the children. Certainly, this is not something to be taken lightly. In fact, many times, custody may be one of the few matters in a divorce that is truly worth fighting over, as long as the fight is reasonably based and necessary. People are almost always more motivated to find the money to fight a custody battle because they believe strongly that they are doing what is best for their children. However, while the emotional component of a custody battle is inevitable and unavoidable, child custody needs to be approached the same way as any other aspect of a divorce... logically and reasonably. Otherwise, you could easily end up with hefty legal bills and undesirable outcomes. 3 Things to Consider BEFORE a Child Custody Battle It’s all about the children. A custody battle should never be fought for you. You should not pursue litigation out of spite or animosity towards the mother or father of your child. The only reason to fight over child custody is to protect the wellbeing of the children. No matter how much you may dislike the other parent, in most cases, reaching a reasonable agreement where both parents are able to be active participants in their... --- - Published: 2016-09-16 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/child-support-modification-tips - Categories: Child Support, Divorce, Family Law - Tags: Child support, divorce, Divorce Attorney, divorce lawyer, Family Law, family lawyer, Maryland Child Support Guidelines In recent years, it has become a trend to see frequent child support modification requests filed. Sometimes, these requests truly are driven by a belief that the financial circumstances of one, or both, of the parties have changed. However, the unfortunate truth is that, perhaps even more frequently, the true motivator is ongoing animosity between the former spouses. It is not uncommon for there to be a tendency for one parent to pursue repeated litigation in order to cost the other parent money and aggravation. When it comes to children, any prior Order entered by the Court – whether it relates to custody, visitation or child support – is modifiable. It doesn’t make any difference what your Agreement with your former spouse says; by a matter of law, it is modifiable. That being said, the fact that it CAN be modified doesn’t mean that you get an unlimited number of hearings before a Judge or Magistrate every time you, or your former spouse, thinks that your existing child support order SHOULD be modified. If you find yourself in a situation where you honestly believe that a child support modification is warranted, please consider and evaluate these 5 tips before filing. HOW TO EFFECTIVELY PURSUE A CHILD SUPPORT MODIFICATION TIP #1: Do your homework. A modification should never be filed unless some information, even if it’s not necessarily the most reliable data, is plugged into the MARYLAND CHILD SUPPORT GUIDELINES formula. Child support is one of the few issues in family... --- - Published: 2016-09-07 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/filing-taxes-after-divorce - Categories: Divorce, Family Law - Tags: child custody, Dependency Exemption, divorce, Filing Taxes After Divorce, IRS, separation and divorce FILING TAXES AFTER DIVORCE OR SEPARATION: WHO GETS TO CLAIM THE KIDS? When two parents are married and file a joint tax return, both claim the children as dependents and both benefit from the exemption. However, when filing taxes after divorce, the former spouses no longer have the option of filing a joint tax return. Even before the divorce is finalized, there are many reasons why a couple may elect to file separately. So, the question becomes: when parents file separate tax returns, who gets to claim the dependency exemption for the children? The most important thing to remember when filing taxes after divorce or separation is that both parents cannot claim the same child on their individual tax returns. This is a red flag for the IRS and can trigger an audit. While having a dependency exemption is financially advantageous, the potential cost and turmoil associated with going through an IRS audit would certainly eclipse that benefit. For this reason, it’s extremely important that the spouses come to an agreement about who will claim the dependency exemption prior to individually filing taxes after divorce or separation. The Dependency Exemption Belongs to the Custodial Parent It’s logical to think that the dependency exemption follows the parent that contributes more financially. For example, if the mother is a stay-at-home-mom, the father may assume that he has the right to claim the children on his individual tax return since he pays child support and alimony. However, while this may be rational, it... --- - Published: 2016-08-31 - Modified: 2022-10-11 - URL: https://www.cooverlaw.com/blog/divorce-attorney-vs-mediator - Categories: Divorce, Family Law - Tags: Divorce Attorney, divorce lawyer, family lawyer, mediation, separation and divorce Divorce vs. Mediation - And the Winner is... If you are seeking information regarding the pros and cons of divorce mediation in Maryland, chances are that you're hoping to end your marriage as quickly and inexpensively as possible. While most people understand the role that a divorce lawyer plays in the divorce process, many are confused about where mediation comes into the picture. Often, divorcing couples are aware that the option of mediation exists, but do not necessarily understand what it is, or what it does. One common misconception is that mediation and representation by a divorce attorney are mutually exclusive options in the divorce process in Maryland. As a matter of fact, one of the most commonly searched terms in Google related to this topic is "divorce vs. mediation," which is not a proper comparison. A more accurate comparison would be "divorce litigation vs. mediation. " In all likelihood, the root of this discrepancy is the mistaken assumption that choosing to have a lawyer represent your interests during the divorce process will ignite a contentious, heavily-litigated courtroom battle. While those situations certainly do occur, it's far from the norm in Howard County, Maryland. In reality, when properly utilized, mediation and legal representation by an experienced divorce lawyer work in tandem. If you are facing separation and divorce in Maryland, it is in your best interest to seek representation by an experienced divorce lawyer as soon as possible so that you understand your rights and responsibilities prior to starting the... --- - Published: 2016-08-17 - Modified: 2017-10-24 - URL: https://www.cooverlaw.com/blog/reverse-mortgages-dangers-elderly - Categories: Real Estate Law - Tags: elderly, foreclosure, reverse mortgage (Columbia, MD) After retiring, many people take out reverse mortgages in order to use the equity in their homes to provide additional income to live on in retirement. While a seemingly simple and straightforward concept, the decision to take out a reverse mortgage can have catastrophic consequences if not handled properly. What is a Reverse Mortgage? A reverse mortgage is a special type of home loan that allows the homeowner to convert a portion of the equity in their home into cash. The equity that accumulated over years and years of making mortgage payments is paid out to the homeowner, and, unlike with a traditional home equity loan or second mortgage, reverse mortgage borrowers do not have to repay the loan – unless certain conditions apply. Unfortunately, these “certain conditions” are often overlooked and/or misunderstood, resulting in tragic losses for many families. What are the Requirements of Reverse Mortgages? In order to maintain good standing, homeowners with reverse mortgages are required to: Use the home as their primary residence; and Meet the obligations of the mortgage, including: Making sure that the house is continuously occupied; Paying real estate taxes Maintaining insurance coverage on the property; and Naming the lender as an additional insured on the policy, in what is called the “loss payee clause. ” What are the Dangers of Reverse Mortgages, Especially for Elderly Homeowners? Typically, when homeowners secure reverse mortgages in the later part of their lives, they believe that all they have to do is sit back,... --- - Published: 2016-08-10 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/social-security-benefits-divorce - Categories: Property Division, Divorce, Family Law - Tags: divorce, Marital Property, property division, social security Under Maryland law, retirement plans are considered marital property while Social Security benefits are considered non-contractual benefits and thus non-marital property. Previously, Social Security benefits could not be distributed or assigned in a divorce proceeding but could be utilized to pay child support and alimony. In Jackson v. Sollie, a trial judge of the Circuit Court of Howard County considered whether Social Security benefits could be offset against traditional retirement benefits such as the Civil Service Retirement System (CSRS) pension when dividing property in a divorce case. Case Summary: Jackson v. Sollie When Mr. Jackson decided to divorce Ms. Sollie, the ex-couple could not figure out a reasonable way to divide their respective pension plans. As a federal employee with the Social Security Administration (SSA), Mr. Jackson was a participant in the CSRS pension plan which required him to forego Social Security benefits since the SSA did not withhold Social Security tax from his salary. Mr. Jackson was entitled to a small Social Security benefit from his previous employment in the private sector. Ms. Sollie, however, was participant in the Maryland State Retirement Service (MSRS) plan, and was, therefore, entitled to a pension as well as full Social Security benefits. Mr. Jackson argued that since a portion of his salary was withheld to fund his CSRS pension just as if his employer was withholding Social Security taxes, that amount should be considered non-marital property and thus exempt from an equitable distribution to Ms. Sollie. Ms. Sollie argued that any attempt... --- - Published: 2016-07-27 - Modified: 2022-10-10 - URL: https://www.cooverlaw.com/blog/underage-drinking-host-liability - Categories: Child Custody, Family Law, In the News - Tags: civil lawsuits, landmark case, underage drinking Permitting Underage Drinking Just Became More Costly For the last two decades in Maryland, it has been considered a crime for adults to allow underage drinking in their homes. But, in the past, the Court of Appeals has been reluctant to hold third parties (such as bar owners) legally accountable for intoxicated people's actions. However, on July 5th, the highest court in the state of Maryland reversed and remanded two civil lawsuits pertaining to the extent to which adults who allow underage drinking on their property should be liable for injuries caused by that youth’s intoxication. Adults Who Allow Underage Drinking in Their Homes Now Face Civil Lawsuits in Addition to Criminal Charges Speaking for the majority, the honorable Judge Adkins stated that teen brains are so structurally different from adults over the age of 21, that they cannot be solely responsible for injuries they sustain or cause due to the effects of alcohol. The Court found that adults who allowed minors to drink in their homes should bear some responsibility subsequent accidents. (Manal Kiriakos v. Brandon Phillips, No. 55, Nancy Dankos, et al. v. Linda Stapf, No. 20, Md. App. ; 2016 Md. LEXIS 430). In the case of Dankos v. Stapf, the high court found that Ms. Stapf was aware that her 17-year-old son and his underage friends were drinking alcohol during a party in her home. Steven Dankos, 17, left the party and was lying down in a pick-up truck being driven by another partygoer, David Erdman,... --- - Published: 2016-07-06 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/health-insurance-child-support - Categories: Child Support, Divorce, Family Law - Tags: Child support, health insurance The Impact of Rising Health Insurance Costs on Child Support For most people, health insurance is a significant expense. For some people, including many separated/divorced families already struggling to maintain the expenses of two households, health insurance payments can be financially crippling. So, what happens to child support in the event that this large expense becomes even larger? If one parent experiences an increase in health insurance premiums, can this impact the amount of child support that he or she pays or receives? With health insurance Open Enrollment not far off for many people, it’s important to understand the effect that this major expense has on child support. Understanding the Relationship Between Health Insurance and Child Support Child support is a monthly cost that continues throughout a minor child’s life. Child support is typically established using the Maryland Child Support Guidelines. Under the Guidelines, when the court determines the amount of child support a parent is obligated by law to pay in Maryland, the expense of the child’s health insurance paid by that parent is considered. Accordingly, an increase in health insurance premiums could be considered a material change in circumstances justifying modification of child support. Even a small change in the monthly cost of health insurance can add up to a large amount of money over time. Accordingly, if one parent experiences a material change in circumstances, including a significant increase in health insurance premiums, it may be appropriate to seek a modification of the child support order to... --- - Published: 2016-06-22 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/divorce-in-maryland-family-home - Categories: Property Division, Divorce, Family Law - Tags: divorce, Divorce in Maryland, Family Home, Family Law, Family Law Firm in Columbia MD, Howard County Divorce Attorney, Maryland Divorce Laws, Use and Possession We all know the familiar saying that A House is not a Home . The structure that we humans live in becomes a home when there is family, security and love that exists within the walls. A home is where one feels secure and cared for, where it is ok to close the door and shut out the world. This phrase takes on significant meaning in the midst of a contested divorce case between two spouses fighting over the home that somehow became a house . In my family law firm in Columbia, MD, I constantly encounter the issue of what to do with the family home incident to a divorce in Maryland. This decision is typically loaded with stress and conflict, not to mention the deep emotional attachment and financial responsibility that one or both spouses may have to the family home. Divorce in Maryland: What s the Definition of the Family Home? | Howard County Divorce Lawyers When facing a divorce in Maryland, whether the family lives in Howard County, MD or elsewhere, it is critical to have a clear understanding of what is, and what is not, considered the family home under Maryland divorce law. Under Family Law Section 8-201: The family home is the principal residence of the parties in a case. The family home must have been used as the principal residence of the parties when they lived together. The family home must be owned or leased by one or both of the parties at... --- - Published: 2016-06-15 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/do-it-yourself-divorce-howard-county - Categories: Divorce, Family Law - Tags: Columbia MD Divorce Lawyer, DIY Divorce, Do It Yourself Divorce, Family Law, Howard County Divorce Attorney Do It Yourself Divorce in Maryland: Short Term Convenience, Long Term Problems? | Howard County, MD Divorce Lawyer Until September 2015, if you wanted to avoid a fault-based divorce in Columbia, MD (adultery, extreme emotional duress, etc), you had to live separately for a full year before you could get an absolute divorce - the standard divorce in the state of Maryland. However, recent changes to Maryland divorce law have removed this requirement as long as certain conditions are met. As a result, the "do it yourself divorce" is becoming increasingly common in Howard County, Maryland. What is A Divorce By Mutual Consent? Recently, the State of Maryland updated its divorce laws so that another option, the “Divorce by Mutual Consent,” is available. This type of divorce permits couples to work out the terms of their planned divorce without having to live separately and incur separate costs - hence, the term "do it yourself divorce" (DIY divorce). Who Can Get a Mutual Consent Divorce? For practical reasons, the “Mutual Consent” divorce is limited to couples who do not have minor children in common. Therefore, there is no custody issue to work through. If couples meet this bar, they must do the following three things: The couple reaches and signs a binding agreement as to alimony and a division of property, Both agree to appear in court for the absolute divorce, and do appear and Neither files an opposition to the agreement before the divorce hearing. How Do You Protect Yourself... --- - Published: 2016-05-18 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/marital-vs-non-marital-property-maryland - Categories: Property Division, Divorce, Family Law - Tags: Columbia MD Divorce Lawyer, divorce, Equitable Distribution, Howard County Divorce Attorney, Marital Property Divorce marks the end of a chapter in one’s life, as well as the beginning of a new chapter. Outside of the considerations made for children, divorce is essentially about finances and the division of property. Marital property is defined as all of the “stuff”, however titled, that is accumulated during the length of a marriage – that is, from the day you walk down the proverbial aisle to the day the judge signs the divorce decree. And that “stuff” essentially belongs to the marriage and can be anything from real estate to cars to furniture to bank accounts to investments and life insurance policies to pensions and brokerage accounts, etc. You may be surprised to know that pets are not considered family members under Maryland law, but are rather defined as “chattel” and can be considered marital property. And how about those frequent flyer miles that you have accumulated? Yes, these also can be considered marital property in Maryland. As you can see, the list of what can be defined as marital property is extensive and can be unique to each situation. What's NOT Considered Marital Property in Maryland? Of course, it is important to know what is NOT considered marital property under Maryland Law. In Maryland, there are four kinds of property that can be excluded under the definition of marital property. Non-marital property is defined as property that: (1) was acquired prior to the marriage; (2) was acquired by inheritance or from a gift from a third... --- - Published: 2016-05-11 - Modified: 2025-02-05 - URL: https://www.cooverlaw.com/blog/fathers-rights-10-key-points-custody - Categories: Child Custody, Divorce, Family Law - Tags: child custody, family law attorney, fathers rights, fathers rights maryland, visitation For most fathers, there is very little in this world more important than the wellbeing of his child(ren). Issues of child custody and parental rights arise when the wellbeing of the child needs to be protected. For dads facing this situation, having knowledge about fathers rights under Maryland law - along with a firm understanding of his ability to protect & provide for the child - is critical to ensuring the child is raised in the best environment possible. It is important that the father be well-informed about the Maryland Court's position and rules regarding child custody as he makes decisions regarding his child's life and future. 10 Key Points About Fathers Rights Relating to Child Custody in Howard County, MD: Maryland Courts will defer to the parents if they manage to come to an agreement on their own. Even so, this child custody agreement can be struck down or modified by the Courts if it is somehow ruled to be in conflict with the best interests of the child. There are two aspects to child custody: physical and legal. They are not the same, and the Court will address both types in any custody agreement. If there is a direct conflict between the mother and father about who should have custody and whether it should be joint custody (shared between the parents) or sole custody (in the hands of one parent), it is important that fathers have a clear understanding of the law - both what it is, and... --- - Published: 2016-04-26 - Modified: 2025-10-02 - URL: https://www.cooverlaw.com/blog/best-divorce-lawyer-howard-county - Categories: Divorce, Family Law - Tags: family court, Howard County Divorce Attorney (Columbia, MD) Most people will tell you that going through a divorce was one of the most vulnerable and stressful times in their lives - emotionally, mentally and financially. The divorce process becomes even more difficult when there are children involved, and custody and visitation is an issue. Selecting the best divorce lawyer for you and your unique situation can make the difference between a quick & efficient divorce, versus a long & lengthy legal catastrophe. However, As you consider your family's future during this stressful time, it is critical to select an attorney with the right legal training, knowledge and experience to effectively guide you through the divorce process. To make sure you are truly picking the best divorce lawyer for you, it may be necessary to meet with multiple attorneys before making a decision. As the purpose of the initial consultation is to evaluate if the divorce attorney is the right fit for your case, the following questions can help aid you in your decision-making process. 4 QUESTIONS TO ASK WHEN CHOOSING THE BEST DIVORCE LAWYER FOR YOUR CASE #1. "Does this attorney have sufficient experience in handling divorce and family law cases? " Attorneys are like doctors in that most have areas of expertise. You won’t go to a dentist to get a prescription for eyeglasses, right? In the same sense, you want an attorney that practices in the area of family law and has considerable experience in handling divorce cases. You should know what percentage of... --- - Published: 2016-04-20 - Modified: 2025-04-07 - URL: https://www.cooverlaw.com/blog/fhfa-principal-reduction - Categories: Real Estate Law, In the News Last week, the Federal Government made an important announcement about Fannie Mae and Freddie Mac loans that has the potential to impact a significant number of people carrying mortgages. The principal reduction program from the Federal Housing Finance Agency, which has been discussed heavily in the news during the last year, is happening. If you are behind on your mortgage and facing foreclosure, it is easy to jump at the opportunity to make such an adjustment. However, it is important to understand all the details of the program and make a well-informed decision about the various consequences before doing so. The Current Mortgage Principal Reduction Plan Is Similar to Ongoing Programs The current program may sound like something you have heard before, but do not be too quick to dismiss it. Even if other similar sounding programs did not apply to you, this new program may. This new program resembles other mortgage reduction programs but applies to a specific set of borrowers whose needs have not been addressed by other mortgage reduction programs. The Mortgage Principal Reduction is for a Limited Group of Mortgagees The action will only apply to a limited group of borrowers, about 33,000 underwater mortgagees who qualify under a narrow standard stated by the FHFA. The principal reduction is a one time reduction that provides an opportunity to delinquent Fannie Mae and Freddie Mac borrowers who are more than 90 days’ delinquent. Additional circumstances that must apply to borrowers include: Principal of less than $250,000, More... --- - Published: 2016-02-05 - Modified: 2022-10-03 - URL: https://www.cooverlaw.com/blog/telephone-line-fraud-who-has-your-number - Categories: In the News “THEY” HAVE YOUR NUMBER. Recently, a prominent small business client contacted me expressing anger, aggravation, fear and frustration with their local telephone service Provider. It seems that about a year earlier, long distance charges totaling over $80,000. 00 suddenly appeared on their telephone bill. These charges related to a huge number of international calls made from their phone line on 3 specific dates to several African countries. The problem, of course, was that the client did not make the calls, had no business in Africa, and knew no one there. To make matters worse, the Provider was non-responsive to their complaints and inquiries, refused to remove the charges from their Account, pursued collection of the $80,000. 00 and threatened suspension of the client’s phone service. HOW CAN THIS BE YOU ASK? ISN’T THIS JUST A SIMPLE BILLING ERROR? HACKERS IN ACTION. The reality is that hackers gained access to the client’s phone line and equipment and actually used them remotely to connect with a long distance telephone network. They made calls through a process known as “Private Branch Exchange (PBX) dial-through fraud” or “line fraud”. The long distance network then billed the client’s Provider for the calls who in turn added their fee and billed the client. BUSINESSES TARGETED. PBX dial-through fraud occurs frequently; is well known within the telecommunications industry and small to medium-sized businesses are typically targeted. Apparently the hackers call the victim’s number after business hours, access the victim’s voice mail system, then punch-in random passwords or... --- - Published: 2015-12-18 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/legal-separation-maryland - Categories: Divorce, Family Law - Tags: Legal Separation in Maryland What Does "Legal Separation" Mean in Howard County, Maryland? Many jurisdictions consider a husband and wife “separated” if they refrain from having sexual relations and are not living together. Some couples with irreconcilable differences choose to remain separated with no immediate plans to seek an absolute or “final” divorce for moral, religious, or financial reasons. In Maryland, the alternative to an absolute divorce is known as a limited divorce, which encompasses the concept of legal separation. A limited divorce is similar to an absolute divorce in that it still requires a court decree, and the couple must provide the court with a signed agreement addressing marital property division and issues regarding any minor children. But a limited divorce also is starkly different from an absolute divorce. For example, it can be revoked at the request of both spouses if they choose at any time to return to life as husband and wife. Under Maryland law, a couple can petition the court for an absolute divorce within a year of separating, but there are limitations. When minor children are involved, the traditional wait period to file for an absolute divorce remains one year—two years if the divorce is contested. If a couple’s situation does not meet the criteria under the new law, either spouse still can petition the court for a limited divorce. Note that a limited divorce decree does not preclude a couple from seeking an absolute divorce in the future; and if they meet the criteria, they can take... --- - Published: 2015-12-09 - Modified: 2025-02-05 - URL: https://www.cooverlaw.com/blog/divorce-settlement-mediation-maryland - Categories: Mediation, Divorce, Family Law - Tags: Divorce in Maryland The Role of Mediation in a Divorce Settlement in Maryland The process of reaching a divorce settlement in Maryland can be a traumatic experience for both parties with high expenses and unpredictable outcomes. Often, this can result in the spouses feeling resentment and anger toward each other. This deleterious environment isn’t good for the divorcing couple or their children when caught in the middle of feuding parents. In Maryland, there is an alternative to the traditional litigation; divorcing couples can choose mediation, which can offset the cost of divorce and help alleviate some of the stress associated with such an adversarial process. Mediation helps divorcing couples discuss, negotiate, and reach a settlement. It is similar to traditional litigation in that it still helps resolve the typical separation issues—marital property division, child support, custody and visitation, and alimony. However, what sets mediation apart from litigation is its non-adversarial atmosphere. Unlike litigation where a judge makes the final determinations, mediation can assist you and your soon-to-be ex-spouse in reaching your own decisions and aiding in conflict resolution. Mediators are skilled in resolving conflicts and can make the impossible seem possible. There are five elements that distinguish divorce mediation from court litigation: Mediation can occur at a location agreed upon by the parties. It doesn’t need to take place in a public courtroom. Mediation is conducted by an impartial professional without the intimidation of a black robe and gavel. The parties, with the aid of their family law attorneys, typically choose the mediator... --- - Published: 2015-12-02 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/treatment-of-a-business-as-marital-property - Categories: Property Division, Divorce, Family Law - Tags: Coover Law Firm LLC Division of marital property is but one of many aspects of a divorce proceeding, yet possibly the most problematic. The more assets a couple shares, the more complicated the division becomes. When couples who live in Maryland file for divorce, they might contemplate selling the family home, splitting the rental income from the beach house, or deciding who gets the Mercedes CLA and who gets the Honda minivan. But when a marriage comes to an end, the division of a business as marital property requires the assistance of business valuation experts, certified public accountants (CPAs), even forensic analysts. Similar to other assets acquired by a couple during the marriage, a family-owned business typically is divisible in a divorce proceeding to the extent that the interest in the business was acquired during the marriage—even if it is solely owned and operated by one spouse. In order to provide an equitable distribution of a business’s interest, a court must determine the value of each spouse’s business interest accumulated during the marriage. Valuing the Business as Marital Property Business valuation, in particular, can be multifarious, calling for a detailed review of all the business records to determine the fair market value of each spouse’s interest. A business, small or large, normally is worth more than what appears on the balance sheet and income statement; much of the business’s value can be found in its goodwill—the reputation and image that exist within the community it serves. This calls for an expert who specializes in... --- - Published: 2015-11-25 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/valuation-retirement-assets-divorce - Categories: Property Division, Divorce, Family Law - Tags: Coover Law Firm LLC, Divorce Attorney, Retirement assets Very few people realize at the outset of a divorce proceeding just how complex the process can be when marital property includes retirement accounts. When couples get divorced, retirement benefits commonly form a substantial part of the marital property and often can be among the highest-valued assets that a couple owns. Dividing retirement accounts, such as pensions, 401ks, and IRAs, can be a highly complex and convoluted process that requires the assistance of financial professionals—investment analysts, certified public accountants (CPAs), even actuaries. In order to divide these assets, a court must determine the value of the property accumulated during the marriage. Valuation Methods A court has the authority to transfer ownership interest in a retirement asset from one spouse to the other by entering a Qualified Domestic Relations Order. However, instead of transferring ownership, the court can provide the non-owning spouse with a monetary award in order to reach an equitable distribution of the assets. In Maryland, a court commonly uses an “if, as and when received” method of evaluating retirement assets; this frees the court from having to determine the value of a pension or 401k, because the true value is typically hard to discern at the time of divorce. The “if, as and when received” method allows the court to state a formula that sets a percentage of the asset to be paid to the non-owner spouse from future retirement payments received by the owner spouse; that percentage is then multiplied by a fraction, with the numerator comprising... --- - Published: 2015-11-20 - Modified: 2024-05-22 - URL: https://www.cooverlaw.com/blog/use-and-possession-of-the-marital-home - Categories: Property Division, Divorce, Family Law - Tags: divorce Who Gets the Marital Home in the Divorce? There are financial costs associated with divorce, and sometimes those costs can be astronomical. But the non-quantifiable costs brought on by divorce can be even more devastating, namely the mental and emotional impact it can have on the family. Often, deciding what to do with the marital home can be an extremely tough issue for the divorcing couple to face. When a divorcing couple shares a child, the process can dramatically affect the child’s life; in fact, it could mark the end of life as he or she knows it. Divorce can bring on a change of residence and schools, which can lead to feelings of isolation due to the loss of friends and resentment toward the parents for causing these changes, along with countless other emotional and physical manifestations. As a parent with custody of a minor child, Maryland law entitles you to request “temporary use and possession” of the family home, which will allow you to maintain a stable environment for your child for up to three years or until you remarry, whichever comes first. This award also may include “family use” personal property—such as the family vehicle, furniture, and appliances. Similar to most custody determinations, the court considers the “best interests of the child” when awarding temporary use and possession of the marital home. But it also takes into account: Each spouse’s interest in continued use of the home as a primary residence; Each spouse’s need for income to... --- - Published: 2015-11-08 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/divorce-high-net-asset-couple - Categories: Property Division, Divorce, Family Law - Tags: asset distribution, Child support, Coover Law Firm LLC, divorce, Family Law, Marital Property, property division When filing for a divorce in Maryland, decisions are made regarding the fundamentals: marital property, alimony, and—if there is at least one minor child—custody and child support. Resolution of these issues is required no matter who you are, where you live, or how much money you make. But your personal wealth could become a major factor in the dissolution of your marriage if you have accumulated substantial assets or your net worth increased considerably during the marriage. Suddenly, the complexities of the common divorce intensify, with high-net asset distribution creating a unique and complicated situation. Distribution of Assets Generally, assets acquired during marriage by either spouse are considered marital property under Maryland law, but any gifts and any property bequeathed to one or the other spouse would not be considered marital property. State law provides for an “equitable” distribution of the marital property among the divorcing couple. But “equitable” is not “equal,” so one spouse ultimately could walk away with a larger portion of the couple’s estate. For example, a court could award the family home to one spouse while awarding the vacation home to the other with one home having a much higher market value than the other. If a divorcing couple cannot agree on how to divide the marital property without a court order, the court may consider a number of factors in reaching its decision: What, if anything, each spouse contributed to the estate Whether each spouse deserves to maintain his or her current lifestyle How and... --- - Published: 2015-10-28 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/new-maryland-divorce-law-changes-requirements-for-separating-couples - Categories: Divorce, Family Law - Tags: Coover Law Firm LLC, divorce, divorce by mutual consent, Family Law, separation New Maryland Divorce Law: Mutual Consent(Columbia, MD) For many years, Maryland divorce law required that couples seeking divorce live separate and apart for 12 full months before they were eligible to become divorced. Many people found this delay to be difficult and costly. However, a new Maryland Divorce Law could change that for some people. Historically, the 12-month waiting period applied regardless of whether the grounds or legal basis for divorce was desertion, abandonment or voluntary separation and even when the divorce was amicable and agreed upon by both parties. Maryland has long-recognized limited exceptions to this 12-month waiting period such as when adultery or abuse has been committed, or when one person in the marriage has been sentenced to a prison sentence of three years or more. For those couples who must wait a full year before filing for divorce, a brief resumption of cohabitation during the 12-month separation period even if for only a single night, resets the legal clock and delays the divorce. On Thursday October 1, 2015 a significant change in the law went into effect that can dramatically reduce the amount of time required to obtain a divorce in Maryland. For assistance in understanding the new law and whether or not it applies to your situation, call Coover Law Firm, LLC now to schedule your no-risk initial consultation. You can reach us at 410-995-1100. Change to 12-Month Waiting Period for Couples Divorcing by Mutual Consent The new Maryland divorce law permits couples without minor children... --- - Published: 2015-10-14 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/social-media-evidence-family-law-case - Categories: Divorce, Child Custody, Family Law - Tags: child custody, Coover Law Firm LLC, divorce, Family Law, social media Columbia, Maryland family law attorney at Coover Law Firm discusses the use of social media posts in divorce or child custody & how to manage your social media. Can Your Spouse Use Social Media as Evidence Against You? If you are anticipating filing for divorce or going to court on a child custody matter, you may quickly learn that information gleaned from social media can have a significant impact on your case. This is not necessarily a recent revelation; the use of social media as evidence began appearing in court years ago as Facebook, Instagram, and even MySpace began growing in popularity. However, a recent New York case shows how social media evidence can materially affect your case s outcome. Recent Case of Social Media as Evidence in NY --- - Published: 2015-10-06 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/divorce-domestic-violence-maryland - Categories: Domestic Violence, Divorce, Family Law - Tags: child custody, Coover Law Firm LLC, divorce, domestic violence, grounds for divorce, peace order Domestic Violence in Maryland: Grounds for Divorce Chronic domestic abuse, known as “cruelty of treatment,” is one of the grounds for divorce in Maryland - but the abuse must persist for an extended time period. If an abused person is being subjected to domestic violence in Maryland, he or she may need to seek the intervention of the Maryland Courts. Maryland law defines domestic violence “abuse” as the occurrence of one or more of the following acts between “family or household members”: Assault An act that places a person in fear of imminent serious bodily harm An act that causes serious bodily harm Rape or sexual offense Attempt rape or sexual offense Stalking False imprisonment, such as interference with freedom, physically keeping you from leaving your home or kidnapping you. What remedy is available before my Divorce? In Maryland, Courts can order a person to refrain from abusing a current or former spouse, domestic partner , minor child or vulnerable adult family member by issuing either a Protective Order or a Peace Order. These Orders are civil orders issued by a judge that direct an abusive person to refrain from committing certain violent acts against an eligible victim. Protective Orders and Peace Orders are the key source of relief for victims of domestic violence in Maryland. These orders can be obtained at any time on a 24/7 basis and before filing for divorce. An eligible victim may seek a Protective Order or Peace Order if the victim and alleged abuser:... --- - Published: 2015-09-28 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/marital-property-division-and-retirement-plans - Categories: Property Division - Tags: Columbia MD Divorce Lawyer, divorce, divorce lawyer, Family Law, Marital Property, property division, Retirement assets, separation How Are Retirement Plans Divided in a Divorce Case? One of the largest assets to be divided between divorcing spouses is often the retirement plans/ benefits or one or both spouses. Judges may order that the marital portion of such retirement benefits be divided between the divorcing spouses and paid, even years in the future. Divorce, Retirement Plans, and Qualified Domestic Relations Orders (QDROs)A Qualified Domestic Relations Order (QDRO) is an order that designates that a divorced spouse is to receive all or a portion of the retirement benefits of the participant spouse payable under a qualified retirement plan. In other words, under a QDRO, when a spouse s eligible retirement benefits begin to be paid in the future, the payment is divided and paid as the Court orders and payments are sent to each spouse in the amounts or portions designated in the QDRO. A QDRO applies to the retirement benefits of private persons and employers. Congress has enacted laws that provide for the division by a state domestic relations order of federal retirement and pension benefits such as civil service or military retirement benefits. The division of retirement plans & benefits may have significant tax ramifications that should be identified before a QDRO is entered. Even if divorcing spouses settle their marital issues, the division of marital retirement benefits must be implemented by the entry of a QDRO. Frequently when granting a divorce, the Court reserves jurisdiction to enter a QDRO in the future. If retirement assets were... --- - Published: 2015-09-03 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/joint-custody-considerations - Categories: Child Custody, Family Law - Tags: child custody, Coover Law Firm LLC, Family Law, separation and divorce Under Maryland law, custody of a minor child is defined in terms of legal custody ; physical custody ; sole custody ; shared custody and joint custody . When making a custody determination, Maryland judges and magistrates apply a legal standard known as the child s best interests and determine where the residence of the child will be and whether one or both parents will make decisions concerning the child. Physical custody means the parent with whom the child resides. Joint physical custody means that the physical care and supervision of the child is split between the parents homes. Legal custody is the right to make major life-shaping decisions concerning the child. Examples of these decisions are education, health care and religious matters. Joint legal custody means that the parents jointly make these important decisions. Child custody may be determined by the court or agreed upon by the parties in a settlement agreement. For a court to either make a custodial decision or approve a custodial agreement reached by a child s parents, a judge or magistrate considers such factors as the history and ability of the parents to cooperate or co-parent ; the history and extent of each parent s involvement in the child s life and upbringing prior to separation; the ability of each parent to establish and maintain a wholesome living environment for the child; the history and ability of each parent to care for and nurture the child; and the physical distance between the parents homes... --- - Published: 2015-07-27 - Modified: 2025-09-23 - URL: https://www.cooverlaw.com/blog/obtaining-a-protective-order-in-maryland - Categories: Domestic Violence, Divorce, Family Law - Tags: divorce, domestic violence, Family Law, family law attorney, final protective orders, protective orders, separation Separation and Divorce can often become an extremely heated process. Perhaps your spouse’s violent or threatening tendencies are what led to the separation, or perhaps these behaviors arose only after you began the process of separating from or divorcing your spouse. One thing is certain: you are protected under the law from being abused, threatened, or stalked, and a protective order can help ensure your safety. Here are some guidelines on when a protective order may be appropriate, how to get one, and what it does. Who is eligible for a protective order? Maryland law allows you to file for a protective order against an abusive person: to whom you’re married or used to be married; with whom you have a child; to whom you’re related by blood or marriage; or with whom you lived in a romantic relationship for at least 90 days in the preceding year. Does my spouse or partner have to be physically abusive for me to be eligible for a protective order? Not necessarily. Maryland state law defines “abuse” as: An act causing serious bodily harm; An act that puts someone in fear of imminent serious bodily harm; Assault; Rape or other sexual assault, or attempted rape or sexual assault; False imprisonment (i. e. , holding you somewhere and preventing you from leaving); or Stalking. What does a protective order do? A protective order, whether interim, temporary, or final, will create a court order stating that the abuser cannot: Abuse you or threaten to do... --- - Published: 2015-06-25 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/reverse-mortgage-when-borrower-dies - Categories: Residential Real Estate, Real Estate Law - Tags: Coover Law Firm LLC, estate planning, Family Law, reverse mortgage Is it Time to Relax? Mom and Dad are gone. You know they had a reverse mortgage on the house – What happens now? What can you do? What should you do? Top Ten Things You Should Know. a reverse mortgage can be a wonderful thing – they allow people on fixed incomes to get paid and "live" on the equity in their homes, but when the last borrower dies, things start to happen and the time for the children and heirs to decide and act is limited. 10 things to know: Pay Upon Death - A reverse mortgage loan becomes due upon the death of the last borrower; 95% Rule - The amount due is the lesser of the loan balance or 95% of the market value of the home determined by a current appraisal obtained by the lender- insurance pays the difference; Stay and Don’t Pay - If 2 or more borrowers are involved, then the death of the first borrower does not trigger loan payment and the surviving borrower(s) can continue to live in the home; The "Bucks" Stop - Monthly payments from the lender stop upon the death of the last borrower; Keep It or Sell It - Upon the death of the last borrower, the heirs can keep or sell the home and pay the loan; The Meter is Ticking - Once the loan is due, it’s generally best to pay if off quickly to keep the interest and loan expenses from eating away at... --- - Published: 2015-06-14 - Modified: 2025-08-06 - URL: https://www.cooverlaw.com/blog/ex-girlfriend-awarded-frozen-embryos - Categories: Family Law, In the News - Tags: child custody, Coover Law Firm LLC, custody battles, Family Law A recent case has followed an example set by a Maryland court, and brings renewed attention to the question of what should happen to frozen embryos where the creating couple has split. The most recent case involves a woman, Karla Dunston, and her then-boyfriend, Jacob Szafranski, who agreed to create and freeze embryos when Dunston was diagnosed with an advanced case of cancer. Dunston wanted children, but was informed that her eggs would be destroyed in the aggressive cancer treatments she would need to undergo to survive the cancer. The couple had consulted with a reproductive rights attorney prior to creating the embryos, but never signed the agreement the lawyer drafted regarding what would happen to the frozen embryos if the couple split. While Szafranski was initially in favor of having children with Dunston, he ended the relationship with a text message shortly after Dunston began cancer treatments, and sent an email stating that he did not want Dunston to use the frozen embryos to have a child. By this time, Dunston was unable to create different embryos using her own eggs. When Dunston attempted to use the frozen embryos to conceive after her cancer treatments had successfully concluded, Szafranski intervened and sought their destruction. After Dunston was awarded the embryos in trial court, Szafranski appealed the decision. He argued that the creation of a genetic child should not happen against one of the parent s will, and that the prospect that he might have a child in the world... --- - Published: 2015-05-30 - Modified: 2025-01-17 - URL: https://www.cooverlaw.com/blog/five-ways-to-make-shared-custody-arrangements-easier-on-children - Categories: Child Custody, Divorce, Family Law - Tags: child custody, custody battles, divorce, Family Law, separation, visitation Battles over child custody are difficult for all parties involved, but they can be especially punishing for the children. In cases of shared custody arrangements, following these basic guidelines to keep your children out of the fight between you and your spouse will help you protect their happiness and well-being as much as possible. 5 Ways to Help Children Cope with Shared Custody Arrangements Maintain Stability as Much as Possible Children thrive on routine and predictability. As much as possible, maintain a regular custodial schedule, and even a consistent homework schedule and bedtime. Try to use similar rules as your ex for administering discipline to your child, so that the children aren’t subject to dramatically different expectations between different houses. Calmly Communicate with your Ex Continuing the fights you had with your spouse as a married couple will only keep you as miserable as you were before your divorce. Try to set a more professional tone when communicating about parenting decisions, in order to remain calm and neutral. Remember to listen to your ex. That person is also your child’s parent and deserves to provide input on big decisions in your child’s life. Never put your child in the middle of any disagreements by using your child as a messenger between yourself and your ex. If it's helpful in keeping you calm and restrained, communicate with your ex by text or email. Don’t Disparage Your Ex in Front of Your Child While it may be challenging not to speak ill... --- - Published: 2015-05-20 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/aftermath-of-divorce-top-10-things-to-do-now - Categories: Divorce, Family Law - Tags: divorce, Family Law, financial planning, Howard County Divorce Attorney, real estate The Aftermath of Divorce: Is it Time to Relax? Your divorce is finalized. Congratulations! You are likely mentally, emotionally (and perhaps financially) exhausted. You need “down time” – everything but work and the kids can wait, right? However, in the aftermath of divorce, the best thing that you can do is KEEP MOVING. The process that you just completed resolved many legal issues focused on the past. Now is the time for you to focus on the future - “get your ducks in a row” – streamline your finances and simplify your life. During a marriage, many decisions are made based upon the “we” that no longer exists. Think about all the decisions that you made that were based upon the “assumption” that your former spouse – your “Ex” would be involved in your life in the future. That has now all changed, by agreement, court order or both. In the aftermath of divorce, here are 10 things you should do: REVIEW YOUR MARITAL SETTLEMENT AGREEMENT. Marital agreements often include provisions requiring action by you and/or the “Ex” in the future – refinancing of loans; retitling of real estate and vehicles to name a few. Know what these future actions are, when they must be done and who must do them. REVIEW YOUR DIVORCE JUDGMENT. Divorce Judgments also frequently require future action by you and your “Ex”. Study the Judgment - know exactly what you and the “Ex” have to do and make certain it all gets done. IMPLEMENT RETIREMENT... --- - Published: 2015-05-04 - Modified: 2022-09-30 - URL: https://www.cooverlaw.com/blog/separation-and-divorce-bad-times-better - Categories: Divorce, Child Custody, Child Support, Family Law - Tags: alimony, Child support, divorce, Family Law, real estate, separation Separation and divorce is very difficult - financially and emotionally for everyone involved – spouses, children, extended family members and friends. The sense of “loss” can be profound. Feelings of grief, helplessness, vulnerability, financial devastation and lack of control are very typical. The process is generally among the most difficult challenges a person encounters during their lifetime. Separation and Divorce: There is Light at the End of the Tunnel Fortunately, the odds are overwhelming that at some point in the future, you will resolve the legal issues with your spouse resulting from your failed marriage by agreement and upon terms that you and your family members can “live with”. BELIEVE AND IT WILL OCCUR. Settlement is Best Settlement at the earliest possible point is much better financially and emotionally than litigation. The court system is structured to “encourage” resolution of disputes over alimony; division of marital property; allocation of marital debt; child custody; child support; visitation; and divorce through settlement and not by trial. Family law litigants are generally required by the court to participate in several “events” specifically intended to encourage discussion; and empower them to settle their differences; minimize their expenses; and move forward with their lives. These “events” include: family and/or parental counseling; non-binding mediation with a neutral third-party; status or scheduling conferences; settlement conferences with a judge or other trained legal professional; and pre-trial conferences Settlement can and often does occur without involvement of a court. THIS SHOULD BE YOUR GOAL. Marital disputes are resolved in... --- - Published: 2015-05-04 - Modified: 2024-06-25 - URL: https://www.cooverlaw.com/blog/divorce-mutual-consent-maryland - Categories: Divorce - Tags: divorce, divorce by mutual consent, Family Law, separation Separation and divorce are emotionally and financially difficult for everyone involved. Feelings of grief, helplessness, vulnerability, financial devastation, and lack of control are very typical. The process is generally among the most difficult challenges a person encounters during their lifetime – and it seems to take forever to end. However, Maryland has recently made some changes that may reduce the time it takes to follow through with a divorce. Keep reading to learn more about mutual consent divorce from a Howard County divorce attorney. What is mutual consent in a Maryland divorce? With a mutual consent divorce, there is no waiting period, no need for a trial, and no need for one party to prove fault. However, there is one drawback. You and your soon-to-be ex must agree on the divorce settlement terms. This includes spousal support, division of marital property, and separating debts. As of 2018, couples with children must also agree on a child custody schedule and child support. You don’t have to have an attorney to file a mutual divorce petition, but many people feel more secure having the advice of a Maryland divorce lawyer. For a judge to grant a mutual divorce in Maryland, the couple must both sign a written settlement including: Resolving distribution of marital property, including real estate retirement accounts, and addressing alimony. Creating a child support, custody, and parenting plan. Maryland courts also require a child support guidelines worksheet to be included with the signed agreement. A judge may modify the terms... --- - Published: 2015-04-15 - Modified: 2017-09-15 - URL: https://www.cooverlaw.com/blog/should-i-get-a-prenuptial-agreement - Categories: Family Law - Tags: Coover Law Firm LLC, divorce, Family Law, Prenuptial Agreement A premarital or prenuptial agreement is almost always a good idea. Really about the only time a prenuptial agreement is a bad idea is if your partner does not want one and you try to force it on him or her. That's not only a bad idea, but such an agreement would likely not be enforceable in court if it ever came to that. Other than that situation, though, prenuptial agreements can be valuable in just about every marriage. In fact, if you got married without a prenuptial agreement, it's not too late! You can still negotiate a postmarital or postnuptial agreement with your spouse, which can accomplish all of the things a prenup can. What can a prenup do? A prenuptial agreement is a contract entered into by two people who are contemplating marriage, and it becomes effective upon marriage. With a prenuptial agreement, the parties set out in advance how separate property and marital property will be handled during marriage or in the event of separation, divorce, death or some other occurrence set out in the agreement. The parties can also decide whether spousal support (alimony) will be paid and if so, who will be paying it to whom, how much and for how long. A prenup can dictate other things as well, such as the purchase of life insurance policies. About the only thing a prenup cannot do related to the marriage is adversely impact one party's right to child custody or child support. So when do... --- - Published: 2015-04-04 - Modified: 2024-06-25 - URL: https://www.cooverlaw.com/blog/guide-to-maryland-divorce-law - Categories: Divorce - Tags: adultery, alimony, divorce, Family Law, grounds for divorce, Howard County Divorce Attorney, Maryland Divorce Laws, types of divorce As a Howard County, MD divorce lawyer for over 30 years, I know how overwhelming the divorce process can be for families. I often get asked the same questions in my Columbia, MD, family law practice. If you are facing separation and divorce in Maryland, below is an overview of what you need to know so that you make the best possible decisions for your family. There is only one type of divorce in Maryland Effective October 1, 2023, several changes to Maryland's divorce law could affect your divorce petition. These changes streamline the divorce process by eliminating some barriers to securing a divorce and revising the criteria for an absolute divorce. The primary goal for changing divorce laws in Maryland is to focus the dissolution process on problem-solving. They aim to resolve alimony, custody, and property division rather than building cases assigning fault. One of the biggest changes to Maryland divorce laws is eliminating “limited divorce. ” Now, an absolute divorce is the only option. Before the amendments, spouses could file for a limited divorce and address issues like child custody and support, alimony, and asset/ debt division while still legally married. This may challenge people who depend on the limited divorce process during separation. Grounds for divorce under Maryland’s new law Although the changes to divorce laws in Maryland have eliminated the necessity for a fault-based divorce, divorcing couples must still cite at least one ground for divorce before the Courts grant the divorce petition. There are three... --- ---